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Show RoadRunner & Wile E. Coyot II II I with purchase ll Av W COLLECT ALL 6! X ' JjJ Henery Hawk & Great for place mats M V U B.!h.V Nov6?"" Sr!fiC f0f deCOratin9 t I M ri kids rooms I 1 Bugs Bunny& Elmer Fudd . P .A .. , , Nj ki Begins Nov. 29 Suitable for framing 1 111 Ml I Tweety & Sylvester Large 16"x 10" size. I Hi Begins Dec. 6 Tough laminated plastic X. Porky & Petunia Reversible & Washable 1 Begins Dec. 13 111 Daffy Duck & Pepe LePew 820 SO. Main wJlvil Begins Dec. 20 J i : ; PCS offers two government -approved, tax deferred retirement savings programs.. .but- K 0ft 3Q0M1 lb WXfflffl i u vi' 'ill lf you re not Psently covered by a pension or profit sharing plan ' For Example l u M III l and you don't enroll in a PFS Individual Retirement Account before Under the Keogh Plan, if you saved $7,500 annually, in just 20 years All ll VV W ill 'lO December 31, 1976 you may lose a tax deduction on your 1976 income you would have a retirement account of approximately $345,402-and n ll IrV I"1!' T tax return of $1,500 or 15 of your earned income, whichever is less. you would not be required to pay any current income tax on the amount In II k Wr If you are self-employed and qualify for a PFS Keogh Retirement Plan saved or the interest earned thereon. (This example is based on annual M llP ' II til ' you can deduct $7,500 or 15 of your earned income, whichever is less, deposits of $7,500 in six year 7.75 per annum current rate one- Irf IK !)' Iv I n i i ll! 7 from your 1976 income tax return if you are enrolled in a PFS Keogh thousand dollar minimum certificate accounts.) IPvC Ita f' 1 I n ' ''ml I Retirement Plan. By lederal legulalion cerUlicale accounts are subeel lo substantial mteiest penalties lor withdrawals prior to maturity 1M ill lM' II i I'ff 7 Prudential Federal Savings offers two tax deferred savings plans Why you should choose PFS to invest your IRA or fll W i ) Vi ! jf;7 which allow persons to establish their own retirement plan. A govern- KFOnH Rptirpment FnnHc m l hv ti ; till ment approved PFS retirement plan enables an individual to wZZZrnS?wnu , . , W ! wn J ; ,' . r,, . ... .. . .. . . 4. 4 Your contributions earn at the highest interest rates permitted by aw I w I Wi Vi i 1 v r Defer taxable income until retirement, which-in most instances- on insured savings PS III fi l l llm-'l allZS the indiVidUal t0 ,be !fX6d 3t ? 'Wer u-aLe due t0 ,redUCed inCOme Your interest is compounded daily, 365 days a year. ! i? iJ andbe Your account earns interest from day of deposit to the day of with- I m I ir "'J.M( or income tax paid. drawal II 1 I Mf V 'nffTr Xhl oh;9hest rest rates permitted by law on insured savings and . Your account is opened and serviced with no fee or commission WW II I I IP I 1 1 defer the tax on that income until retirement. charged by PrudenL Federal Savings. W ill nil 1 if ,,! rW V Individual Retirement Account (IRA) Your savings are insured safe to $40,000 by an agency of the Federal $M'JJJ I Ml )': if !;' 'Will! Vj) Individual Retirement Accounts (IRA) were developed by Congress Government. 3 W I 111 V- I : lllln so that every American would have the opportunity to provide a secure Your deposits can be made annually or periodically throughout the t''i i )!'; I;-! ' future for himself and his family. This tax deferred retirement savings year in person or by mail. nf ml I I In, I ill I ; , , W In plan has been designed for those people working for companies that Your funds may be withdrawn as early as age 59'2 and may be in a 'Mfl I I 'H I fV 'H ''li Mv- do not offer pension plans or for those people who have just recently lumpsum or by monthly checks drawn from your PFS savings account. M I fi ) I'l n M ! been employed and do not yet qualify under the plan offered by their Please visit or phone any of our conveniently located offices and ask our yII ji $ I i 11 I - W ' I ) employer, or for the self-employed people who qualify under the Keogh Savings Counselor for information cencerning the IRA and Keogh Re- if il V ! !' I''-' ' I ! ' Plan but pre,er ,he IRA Plan' tirement Plans. We will assist you in determining the type of certificates If II (W ( ,' 'M ; , I V - Under the IRA Plan available at PFS you can save for retirement up and regular savings accounts that will best suit your retirement plan- yf 1 N Ij i lm 1 ill to a maximum of $1 ,500 per year, or 1 5 of your earned income, which- or send for complete information by completing and mailing the cou- nM'l ffl V ' ' I PM' AVir'i'i ever is less- Your PFS Individual Retirement Account must be opened pon below. i H I I h l 'I m on or before December 31, 1976 to qualify for a deduction on your 1976 v 2 i'M Ml! income tax return. lPV Hflfc i J H'-W For Example- TTVc m Ml) i 0 V.V Through the IRA Plan, if you save $1,500 annually, in just 20 years K2 te,W'ySe iA K I W' t' t f J ' you would have a retirement account of approximately $69,1 00 and not Jr Prudential Federal Savings !&iM'(n V 1 1 'V be required to pay any current income tax on the amount saved or the iMlt V ''l V' i interest earned thereon. (This example is based on annual lump sum no North Main. Cedar city, Utah 84720 OS v" A"; x ;il ' v deposits of $1,500 in six-year 7.75 per annum current rate one- Phone:586-9935 f'll W I ' ' J s i hundred dollar minimum certificate accounts.) liy VVr ' ' rV Keogh Plan for the Self-Employed ' Now over $55o.ooo.ooo ,.,ong. L'mg; a il )) 'i 'V. ' ' C" A Keogh Account at PFS is a retirement plan for the self-employed. i , f 'l i M '' V ' V 7 I Vl Individuals defined as self-employed, whose business is not incorpor- ! send for complete information j 111 1 J' ! ' 'Vi I h! ated. may include sole proprietors, partnerships, physicians, nurses, J Gen,lemen i ! T.d li V "J "'. lawyers, farmers and manufacturers' representatives, to name only a few. j P"e.s. d m mo, m th.rimen. fund, ) i i ' s V " ' 'i. A self-employed person is not required to have all, or a major part of Addis " ' J I 'j f. ' I ' ,' L , his income derived from self-employment in order to qualify. Therefore a ' cty 1. . Z ZZ" 1 ',' 1 ! ' )y) T 1 . " - , person need only have some self-employed income to be eligible to stat. - z,P ' " ' & vfrf lxf I . ; ,H -" - participate in a Keogh Plan. i occupation a9 i la' mdIfWS' ' A V Vj- Under the Keogh Plan you may save for retirement a maximum of j i am particularly mtarestedm W jfl ! ' ; 'iMVT 1,1 I Bl v V 1 8illltv 'S ", crn . . . . . . . ., I The Keogh Plan lor the non-incorporated selt-employed ' jfllJ'vf P i S $7,500 per year or 15 of your earned income, whichever is less. Your Tn. iba pian tor those without an employer .ponsored ret.rement Pian Or I'll l A 1 il W-' PFS Keogh Retirement Account must be opened on or before December i Bom , AOaV 1 1 , LM. I SL .--a-' -. - 31 , 1 976 but the complete contribution may be made as late as April 1 5, j Mail to Retirement j , - ,;- 1977, or on or before the date your tax return is filed if you file prior to i ."'..TTr, !.. 1 April 15, 1977, to qualify for a deduction on your 1976 income tax return. L Jllll J |