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Show Understanding Your Insurance Facts From Experts At American Insurance Association m y m Q. I'm young but I've never had an accident or even gotten a ticket. Why should I pay the highef insurance rates? A. Good question. rhe fact is that good drr" well as bad drive" . nave accidents. That's wy insul" ance protection e.rts' No one can pr"ct w'ch individual is go to h an accident. acc.dent potential fo, rouPs f drivers wio are similar characteristic "n be predicted This the only possib to make insurance ra5- Year aft year- w'thout exception,""11" show a consistentPattern: drivers hf more accidents than olc dnvers- Yun" u more accidents Than females" And voune 'married males have more cidents than young marr, males, rpfairest way to distri- but,accident costs is for j driver to pay an irlnce rate that reflects Hosely as possible the osure to loss of his or Jgroup. If you have a Ad driving record, you nJl pay less than others in our group who have been involved in serious acci- dents. As you get older the accident potential of your group will decline, and so will your rates. |