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Show Advertisement SPEAKING OF MONEY FIVE WAYS TO DIG UP MONEY TO SAVE By EZRA T. CLARK President Davis County Bank "Who. vw'i Save money'! How?" That" what I hear a number of people lamenting them day. So I asked our researchers to nunc up with at least five practical ideas for an adult to he able to earve a aodly sum out of the family income in-come and plump it into a savings account. The answer tm"" surprised me. They I are obvious, yet in J ... 1 all cast's they rv- g j 1 (juire some I willpower. Hut the ; Jf new effect is so good A i t ' thai I'm convinced f j ' almost anyone can t get into the regular w , Jl savings habit by S choosing starters Lmm i like these: EZRA T. CLARK 1. Put away that check you get hick from the Internal Hevenue Service. All of it. Don't commit part of it or all of it to anything else. Oddly enough, most lax-wvers lax-wvers do receive a government cheek for overpayment of their federal income lax returns. And it's like found money - a great one-shot booker for your savings account. ac-count. Do tli is. and you'll feel so good you'll probably find other ways lo save some more. 2. Stop smoking. And actually put the cash you sicud on cigarettes into a jar every day. Every mouth dump the accumulated ac-cumulated total at the teller's window. Even a moderate cigarette habit, which vou know isn't good for vnu can cos I you $180 a year. If you're a heavy smoker, you'll be saving a lot more than $500 a vear. ou'll be saving vour health. 3. If you're part of a two-paycheck family, as so manv Americans are these days, why not put awav one complete paycheck at least every other mouth? Or every third month? 4. Forego tin' big vacation trip line year. Sure, it s an unhappy thought at first. Hut Front Porchville can be fun. loo - with perhaps some cost-free trips close lo home for picnics or falling or tenuis or swimming. swim-ming. Best of all. you'll probably ave a bundle. $300? ?.iOO? SI. 000 or more? Of course, il's all for naught unless you actually ac-tually tuck that bundle neatly inlo your saving" account. ."). Start a backyard vegetable garden this vear for sure. The experts say that you should get back about lei) lime in dollar value what you put into the ground. So an investment of S10 in seeds, plants, fertilizers ami insecticides idiould bring von $-100 worth of frcidi vegetables. Save $300 out of the grocery budget by fall. April is the time to start that vegetable garden. Make sure the plot is well drained and gels six hours or more of full Miulight. About 1.000 square feel of garden area. I'm told, will produce all the vegetables that a family of four would need. Il's wi.-e lo gel a soil lest for $3 lo $ through the countv acrieultural extension agent so lhat you can supply the exact nutrients required re-quired for a bountiful garden. Ke sure, also, thai vou plant at intervals so lhat you can supplv the dinner table throughout the growing season. Dig in - ami start saving money any of five ways! |
