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Show I Plan for it now at DESERET FEDERAL! H New tax laws provide that every wage earner may now shelter up to $2,000 annually from Federal and Stale income taxes in a Deseret Federal Individual Retirement Account (IRA). Minimum deposit is $100. DURING JANUARY YOU CAN EARN A BIG. . . 12.690EM3.455e ON A DFS 1 8-MONTH VARIABLE RATE RETIREMENT CERTIFICATE. RATE WILL CHANGE MONTHLY. i 1 Annual yield is assuming interest rate remained unchanged for 12 months. Substantial interest J penalty for early withdrawal on all IRA certificates. S Remember, if you can't come to us, well come to you! rfl DESERET FEDERAL Jl, roLlL 54 South Main Street, Salt Lake City, Utah 801-521-7550 ZllJJljts Branch locations to serve you ... P'Ttr tabniknoMosiooooo East Millcreet Sandy Coalville Vernal Spanish Fork mimmwiiiI '" I' 1 Foothill South Davis Kamas Provo Butler Heber City Roosevelt Orem S exclusive FREE checking 7- s IB for one full year! bi Deseret Federal s J Just take this coupon to your nearest Deseret Federal office IB . - J j 1 before January 30. 1982 and open your new FREE DFS check- MB ULJUU I ff flTTA y I m m ing account ... no service charge ... for ONE FULL YEAR! 5 J I I1UU ML I ICI j Plus, your first 50 checks are FREE!!! II r- r- .. -.... E B 5 Function Pen Watch f B NAME DATE LCD Interchanges With Parker Type Refills! g 1 ADDRESS PHflNP El Merey resent this coupon when depositing $1,000 of more in a J B rHUINt new or existing Deseret Federal Individual Retirement Account and K U CITY, STATE. ZIP B I ,hs unique Pen Watch is yours FREE! Features include LCD H H B appt mo rnCki readut of hours, minutes, seconds, month and date. Comes with ji 1 ACOT. NO. GIVEN IB battery and gift box E3 H 9 This Offer Expires January 30, 1982 OffT expires Janunry :m. 19H2 or as lun us supplies lust. El B BllllBliHHHHHHilHHBHBHg HBBBMBBIBWBBBB BHBBBiHUaCy |