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Show :! ' &Y .Jk- ' I :" S6" Ky y ilk . " y , f -1 o.,", , s i& 1 V3"'P w '4 ' wmimmmMmmmmmmmmum-mitlti'immhUMMfoA mm m -jtummmmi Hr'm miff -f--n rr rr igh Yield! Tax Jrree! Insured All Savers Certificates Plus free fine china Exempt up to $2,000 in taxes exemption is lost if account is closed before one year; Regardless of your tax bracket, the First Security Tax- certificates cannot be used for collateral.) Free Certificate lets you exempt interest earned on the Yxsi Security bonus certificate from both your federal and Utah state income Jhe Fjrst Securi bonug . free . tax returns - up to $2,000 on joint returns and $1,000 fine china in yJT Qf twQ on individual returns. when you Qpen a First Security TaxFree Certificate with How to spread tax benefit a deposit of $500 or more. Additional china available at By spacing your purchases between now and December ' reduced cost depending on amount of deposit. 31st this year, and December 31, 1982, you can divide Converting Money Market Certificates your tax-free benefit over the next two taxable years. It is permissible to redeem your present First Security You should plan now to purchase as many certificates as Money Market Certificate before maturity, without you require between today and December 31, 1982, penalty, if you reinvest in a First Security Tax-Free Cer- when the government program terminates. There is a tificate. Federal regulations prohibit moving these funds minimum deposit of $500, or as much more as you to another institution without incurring a penalty. We wish, for each Certificate. suggest you give careful thought to this option, and make a decision that is most beneficial to both your in-Insured, in-Insured, high yield come and federal tax needs. Certificates are issued for a period of one year at a rate Annual yield based on 70 of the yield of the most recent 52-week The annual effective yield for certificates purchased Treasury Bill auction. When the tax exemption is con- between now and October 31st is 12.14. Interest is sidered, this yield is an excellent return on your money, compounded or paid quarterly. So if you prefer to use and safety is insured by the FDIC up to $100,000 per your interest income, it may be withdrawn quarterly, account. (Federal regulations stipulate: substantial in- Should you choose this option, the actual annual yield terest penalty is required for early withdrawal; tax will be 11.62. Set a pattern for savings . . . Tax-Free Certificates and free imported china FifTEE leEQn unity Elainfe Each affiliate bank of First Security Corporation is a member of FDIC. Royce and Alene Chamberlain, husband and wife insurance in-surance team, along with partner Joe Ott, have combined experience of over 35 years in the insurance field. Alene has been in the insurance 1 year and recently completed a 1 year basic study course sponsored by New York Life. "Having worked closely with women for many years in various aspects of homemaking, I have developed an insight in-sight into some of the problems that women face financially, finan-cially, especially at retirement time. Let us help you! Come into our office or call us today!" Alene Chamberlain Now available from New York Life . . . UP TO $3,100 A MONTH WHILE HOSPITALIZED! New hospital confinement policy pays you up to $100 a day, or a maximum of $3,100 per month, for as long as one year during each hospital stay. And it pays regardless of any other coverage you may have. Use the money to help meet bills that your hospital-surgical policy may not cover. Available to individuals from 18 to 59, including spouses and children, regardless of health. And we won't cancel your coverage no matter how many claims you make, as long as your policy is in force. For complete details on benefits and first year limitations on pre-existing health conditions, get in touch with me. Or mail the coupon below. Royce and Alene Chamberlain f7T?fj New York Life Agents fftltVJ Prudential Federal Bldg. Suite E 11 fan Cedar City, Utah 586-9496 Go ahead, ask me. I JFt I Give me information about New York Life's hospital confinement policy that will pay me up to $100 a day if I'm hospitalized. Name Address City State Zirj |