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Show WHY DOES MY AUTO INSURANCE HAVE TO COST SO MUCH? 17 DOESN'T! In fact, with our new Custom Auto Program, you can significantly affect what your own auto insurance premiums will be. How? Easy. We base your cost on factors you can control. . . your driving record (not on your age or sex), the exposure you have to accidents (where you drive, how much you drive and whether you drive for pleasure oi business) and by the type of car you drive. With Custom Auto you can control the cost of your insurance. Specifically, we're looking for drivers who have had a good driving record for the past three years. Drivers who use their cars for pleasure and light commuting. And drivers who have had a favorable claim record for the last three years. It's a nice feeling to know that now your auto insurance won't have to cost so much. Stop in to see us about Custom Auto. . . the auto insurance with premiums custom-tailored to your needs. Where you control the cost I-'fl?-. $ Xl KOTTER-SPENCER-PAYNE INSURANCE AGENCY I I I 1 442 North Main, Bountiful, Utah Ken Scott Cory 292-8471 Kotter sPencer Paye Loren Martin was drafted by law enforcement officers, lawyers, X and many concerned citizens. Join Us! jpssBwsisKwssssKj yuthor Lecturer I I : 1 Businessman --Attorney J j K V''-v";"'J Public Servant J . t Mr. Martin has years of experience in both prosecu- I:,' I , , Hon and defense of criminal cases. He Is a former J I ' i FBI Agent, military officer, and radio news comenta- ' - , i tor-communlcaster. He has been a lecturer and In- I' ' ' IfV'- ""'" '- structor at Brigham Young University, Weber State I,'"'-,: - - I''" f85' k College and for Peace Officers Standards and J I '- I -N t ' -' Training. His published works Include: Ufah Criminal I - ' T ' - Code, a handbook used by law enforcement of- I ' ' " V, ; fleers; Utah Probate Handbook, a "how to do if ' ' ' book for the layman and attorney; ISAIAH: An Ensign J I '", -'" . ; to The Nalions, Hebrew and Arabic comparisons of J I , . , , , x i '. the first five chapters of Isaiah and their interpreta- 'X, ' , , tion; and various articles, including published article I"' ,'' l ' - - In Utah Bar Journal. He Is very active In both church J '" -'- ' , " - - and cMc affairs. He is President and Member of ' ' Board of Directors of Office Managment of Utah, - '. . " . y '. ' Inc. Subs, of Beneficial Life Insurance Co. He has 1 . ' p 4 V y i , been president and Campaign manager of Davis 4 1 ' j i ! County United Way, is Chairman of Education Com- I mlttee of Utah Chapter of Freedoms Foundation at 4 ; j ' 'l Valley Forge, President of Society of Former FBI - - 'I- A ". ,-j Agents, Utah Chapter, and member of Kiwanis, and ; ' ' , Lions International. He received Bachelor of Science ' '' - -1 and Juris Doctor Degrees from the University of Utah, 4 4 1 I I Is married to Marilyn Monson and they have 7 chil- ' f t ; 1 dren. He served with four County attorneys, repre- , I 1 senting both major political parlies: Rodney Page, J - J Bennett Peterson, Milton Hess, and J. Duffy Palmer (Currently Presiding District Judge for Davis County). Experience LOREN MARTIN I I integrity . m . i Courtesy I ! t All Davis County Electorate j I Vote For Circuit Judge Paid by citizens for Martin. Dr. Keith W. Martin, Campaign Chairman s is Oi'! 2 tvi At Centerville -j CaD) Can Serve your BANK ; banking Needs " of ! Every Hour UTAH ! Any Day MEMBER FDIC 2 1 ' ' 1 With f 11 J TM (Automatic Teller Machine) Cash Withdrawals - Deposits Transfers Payments Account Balances Ask any of our New Account Representatives how easy you can start banking at your convenience. BanCcash 24 also available at many other locations Bank of Utah , 200 East 1000 South , Centerville |