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Show z ' Creative Combinations M PRESENTS Unique Collection of Handcrafted Gift Items Mothers' Day & Easter Gifts Home Decorations ) Children's Clothing t 3 Vir 7ca I400 N- sco w.,. 1 P 2, 10 a.m. 9 p.m. ' in 3, io am. - 6 p.m. Rain-BoTique PATCHWORK PLUS l QUILTING SHOP ? ? 865 H. 325 W., Bountiful 5 5 292-5350 J ;! Grand Opening April 3-10-5 ? One stop shopping for quilting supplies, s I book patterns, kits and ideas s :j OPENING SPECIAL !j I; Cotton n 5 I Blend t 89 5 : Fabric -LL yd. 5 North Seas Restaurant j 1171 So. 500 West, Bountiful y Family Dining at its Finest Chinese and American Food f- j y SPECIAL :::v:v:v:;:::v:;:;:;:;:;:::::v:::v:: I Broiled . New York Steak Dinner $95 I f j : Includes salad, potatoes, roll and butter, J T tea or coffee to :;U aJ T j Hours: Coll vVyx j SurvThurs. VUII JNv j t 11:00 am. . A 1 Tf 298-5076 A ( r CM YOU AFFORD TO RETIRE? This short quiz may provide your answer. t.The U.S. Social Security System was 6. How much can you now contribute in a designed in 1935 to supplement other new DFS Individual Retirement Account? retirement resources. (a) Up to $2 000 for Q singe taxpayer (a) True (b) False (b) Up to $4,000 for a working couple 2. If in 1950 an average of 16 workers paid (c) Up to $2,250 for a taxpayerwith a Social Security taxes for each person non-working spouse receiving benefits, how many workers will Ud t0 $7 5qq share this burden upon your retirement? Answers '(a) fbl frl (a) 16 (b)12 (c)6 (d)2or3 Answers aUb),(c). ' ' k ' 7. What income level must you have to pro- 3. How much of your retirement needs can fit from a Deseret Federal I.R.A.? you currently expect the Social Security ra) under $20 000 System to provide? b $20,000 - $30,000 (a All the money required for a com- L A,n mn t.nnnn fortable retirement. $30'00 " $40'000 (b) Less than half the money you'll (d) 0ver $4.uu0 need. (e) Any of the above. 4. Can you rely on your company pension 8' At age 592, how much would You have in plan to compensate for possible reduc- Yur Deserf wFeena0 L;A- lf 4$2' hda tions in Social Security benefits? been invested at 10 interest since age (a) Yes (b)No (a) $ 50,000 (b) $104,000 5. Because of recent tax law changes, a DFS (c) $250 000 (d) $523 000 Individual Retirement Account provides n 1 ' ; ' r cwri i d a a new savings opportunity for: 9. Opening a Deseret Federal I.R.A. , , y PH y obligates you to contribute each year. (a) Any wage earner (Q) True (b) Fase (b) Workers not covered by Company 10 nvesting money in a DFS Individual pension plans Retirement Account can put you in a (c) Self-employed persons ower tax bracket now. (d) All of the above. (a) True (b) False (d) -(H (q) '6 (P) -8 (e) 7 (9) '9 (P) '5 (q) V (q) (P) Z (o) 1 :Sd3MSNV NOW, ASK YOURSELF AGAIN, CAN YOU AFFORD TO RETIRE? During March Barn a BIG. . - in jfin current qn oonnEFFEcTvE l 4 Mil offering a imin ANNUAL IrJnUO RATE luuLUU i YIELD ON A DFS 18-MONTH VARIABLE RATE RETIREMENT CERTIFICATE - RATE WILL CHANGE MONTHLY Annual yield is assuming Interest rate remained unchanged for 12 months. Substantial interest penalty for early withdrawal on all certificates. For full Information on how to open your own Individual Retirement Account, just contact your nearest office of Deseret Federal Savings. If for any reason you are unable to come by in person, our IRA specialist will be happy to visit your place of business or residence to explain andor open your account for you. Remember, savings invested in an IRA on or before April 15, 1982, can be deducted from your 1981 income taxes. BESEEET FEDERAL 54 South Main Street, Salt Lake City, Utah 801-521-7550 I - "H Branch locations to serve you ... e . ' Ci j id FT TP East Millaeek S00 Coalville Vernal , " - 2.--- Foothill South Davis Kamas Provo Ni .--trSa J V Butler Heber City Roosevelt Orem ' ' -,, i rj 1 Jr1-""""'-"".' Spanish Fork - |