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Show f THIS WEEK'S 1 1975 CORONET CUSTOM SEDAN AIR CONDITIONING POWER STEERING AUTOMATIC TRANSMISSION LOW MILEAGE STICKER PRICE $556000 now $jgQ00 JLunt Motor CoJ offers two government approved ttfH tir jTJ jr'trm'Vh i?a jT Prudential Federal Savings offers two tax deferred savings plans Sil C ft J It ill Tl li iFir which allow persons to establish their own retirement plan. (Li'A. LAJL JL ML Now your savings account can offer more than high interest and safety. t 9 A government approved PFS retirement plan enables an individual to 1 "WQTfWl OH"! 1 Defer taxable income until retirement, which in most instances JLiL C'iJ.jLAJLi allows the individual to be taxed at a lower rate due to reduced income and because of age related exemptions which may reduce the amount of income tax paid. SOTll OF S T!fTflFTjQ CJ Earn the highest interest rates permitted by law on insured savings LM V JLJLJlJkJ ;kJL J? feJL iLMi'M.JLjLKj and defer the tax on that income until retirement. Individual Retirement Account (IRA) Keogh Plan for the self-employed. Why you should choose PFS to invest Individual Retirement Accounts (IRA) were Legislation originally introduced by Congress- your IRA or Keogh retirement funds developed by Congress so that every American man Keogh and Senator Smathers was enacted into . would have the opportunity to provide a secure law in the early 1960s with the latest amendments Your contributions earn at the highest interest future for himself and his family. This tax deferred being made under the Employee Retirement Income rates Permitted by law on insured savings, retirement savings plan has been designed for those Security Act of 1974. A Keogh Account at PFS is a Your interest is compounded daily, 365 days a people working for companies that do not offer pen- retirement plan for the self-employed. Individuals year, sion plans or for those people who have just recently defined as self-employed may include sole proprie- v been employed and do not yet qualify under the plan tors, partnerships, physicians, nurses, lawyers, Your account earns interest from day of deposit to offered by their employer, or for the self-employed farmers and manufacturers' representatives, to y withdrawal. people who qualify under the Keogh Plan but prefer name only a few. Your account is opened and serviced with no com- the IRA Plan. A self-employed person is not required to have mission charged by Prudential Federal Savings. Under the IRA Plan available at PFS you can all, or a major part of his income derived from . v . . , . . nAn , save for retirement up to a maximum of $1,500 per self-employment in order to qualify. Therefore a JUr SaVfmf re. ins.ud safe to $40,000 by an year, or 15 of your earned income, whichever is person need only have some self-employed income agency oi tne r ederal Government, less. to be eligible to participate in a Keogh Plan. Your deposits can be made annually or periodi- Under the Keogh Plan you can save for retire- cally throughout the year or by mail. For example- ment a maximum of $7,500 per year or 15 of your v. f u '(uj i t-nw i . v.' v l Your iunds can be withdrawn as early as age 59V2 Through the IRA Plan, if you save $1,500 mCme' wfllchever 18 less- and can be in a lump sum or by monthly checks annually, in just 20 years you would have a retire- p0r example- drawn from your PFS savings account. ment account of approximately $74,670 and not be ' required to pay any current income tax on the prin- Under the Keogh Plan, if you saved $7,500 cipal or interest. (This example is based on annual annually, in just 20 years you would have a retire- lump sum deposits of $1 ,500 in six-year 7.75 per ment account of approximately $373,231 and you annum current rate one-thousand dollar minimum would not be required to pay any current income certificate accounts.) tax. (This example is based on annual deposits of $7,500 in six year 7.75 per annum current rate one-thousand dollar certificate accounts.) Send for complete information. i j Gentlemen: ! ! D, , . . ...... , r , r , ' Please visit or phone any of our conveniently located offices and ask our i Please send me more information about the new tax-deferred retirement funds. ' c r i r e .1 m a i -rr i t- , j ! Savings Counselor ior information concerning the IRA and Keogh Retirement ! Nam i Plans. We will assist you in determining the types of certificate and passbook ! j savings accounts that will best suit your retirement plan or send for complete j Address ; information by completing and mailing the coupon below. ! Clty j federal regulation certificate accounts are subject to substantial interest j State ZlP J Vft penalties for withdrawals prior to maturity. J Occupation Age j 1 ! I am particularly interested in: y"" J The Keogh Plan for the self-employed. vTrrO ! The IRA Plan for those without an employer sponsored retirement plan. J ( J tj a n rtjg m n mm H J Both i (w IFradieimflnaii Eecleirafl awmfirs i Mail to: Retirement ! . imk WgX j SSEKSSSJSs: uh mwo i Jy 110 Nor,h Main' Cedar City uuh ' Phone: 586'9935 i s i : ' |