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Show II I WisdorninBuying Things Ready Made if Shop-J Shop-J J P?"g is Done With Discrimination - Hgio the OfficeWorkerEconomizesin Footwear-I Footwear-I TheAdvantages of Coat vs. Suit-Hats. IF I AHE BUSINESS GIRL'S winter J I 4w wardrobe may bo bought on a 1 1 SL single Saturday afternoon; but I j J a'in all probability Its plans have I been in the making through many a week. The wise business woman does not buy what she sees, cither because I I her fancy Is taken or because she wants to get the trouble of shopping j over. She looks about carefully, one I Saturday afternoon; thinks it all over 1 (1 during the week, and then invests her 1 money when her mind is made up. I Sometimes, to be sure, there are won- Idcrful bargains chances that must be snapped up at once or forever lost and this is where the weeks of planning have been valuable; for the shopper knows exactly what she needs and how much she can afford to spend for every Item of her wardrobe. If a blouse is offered at 'a real bargain, and it Is precisely the sort of blouse she has hoped for, then by all means buy it instantly; next week It may be gone. j "Running Charge Accounts. There Is great convenience in having hav-ing a charge account, or several charge accounts at various stores. f Shopping may be done with less strain and effort and better service is rc- eclved than If the shopper is merely , a "cash customer," who may or may ! not come to the store again. But only i the business girl who Is very sure of i her own practical qualities, of her good sense and self-restraint in reslst-I reslst-I ing alluring -bargains. should culti- vate the charge account habit. It takes a level head and much sclf-I sclf-I control to manage a chargo account I on an average business-girl salary; and oh, the awfulness of bills coming in when there is no money to meet them. . Buying Ready-Marie Clothes. Most business women, living in or near largo cities find it much' belter economy to buy their 'clothes ready-made. ready-made. Very little more is paid for frocks and suits that are all ready to put on, and oh the saving in time and nervous energy! No business girl can give her best efforts to her work who spends her evenings over needlo and sewing machine. Evenings should be spent In recreation, resting or reading; one night a week devoted to mending i and freshening up the wardrobe is all any business woman should havo to give to clothes consideration. On Saturday every large department 'store offers special values for busi- ?l0f Bl A Good YTST-mCoaL with. Cu Pf s and Collar mr.Kiie 0f BrwriHelloTymOi ness women. Hats, coats, suits, frocks, neckwear and tho like are advertised, ad-vertised, and. displayed prominently, at prices attractive to wage-earning pocketbooks. Fortunate is the business busi-ness girl whose olfico Is so situated i that she can do a little shopping during dur-ing her lunch hours and thus snve the precious Saturdays for the serious problems of coats, suits and frocks. This year tho business woman, like everybody else has to economize and economize to make the dress allowance allow-ance cover what is necessary for a presentable appearance. Shoes will have to be resoled and hats rctrimmed j and one frock must do the work of two. The business girl has taken a Liberty Bond to do her bit, and prices I for footwear and for furs are dlscour-j dlscour-j aging, to say the least but ?we shall 1 all weather the storm somehow, and the brave little business girl will bo one of thdsc who deserve most credit. About the first of December the mark-downs begin to appear in the shops and then comos the business woman's . gleaning time! Rare bam gains arc to bo had tho important thing Is to buy with one eye on present pres-ent needs and the other eye on changing chang-ing fashions. It never pays to pick up a rare bargain that Is cheap because be-cause its style is doomed. and the canny business shopper knows what styles arc likely to bo doomed. Serge And Mohair Frocks For Office Wear. Though there Is nothing like a neat blouso and well cut skirt for day-ln-'clay-out office wear, one does become mortally tired of an everlasting mode of dross. So perhaps, does one's employer! em-ployer! The blouso and skirt will look all the -neater and more attractive attrac-tive if there Is a smart littla tailored frock for alternate wear, and the Simple Tpock of Dat.IvtoYavr snd "Worsted c Urslue "with. Self-Toned EmbT?oi&ery ir jg&i Band and Panel "EC feet Mc shops aro full of these simple frocks at moderate prices. Somc'are of navy serge, some of mohair and such a costume, cos-tume, for business wear, must be rigidly tailored, with perhaps a collar of white stuff for relief and becom-Ingness. becom-Ingness. A very good frock of blue mohair Is pictured. Without actual drapery, tho skirt suggests drapery, ind" convenient pockets arc hidden under un-der tho slashed flaps over the hips. Tho front and back panels with pleats i below arc very good style this year land the frocks are brightened by simple, sim-ple, self-toned embroidery on skirt and panels. This business girl wears one of the dainty yet practical feather turbans which looks distinctive without with-out being unduly expensive. There are many excellent business frocks made on the prevailing lines, straight and loose from shoulder to hem, with a belt or knotted sash to hold the frock gracefully to the figuro at the waistline. Many of these dresses, aro to be had reasonably, in good stylo and mado of very fair material. An attractive frock was noted in tho subway the other afternoon and its wearer, evidently a young business woman, wore with It since .tho day was warm and Indian summery a scarf of'lnexpenslvc fur, some sort of dark fox. The frock was of blue serge pleated from a yoke. There were probably scams at the sides where the breadths of fabric joined but no scams were visible, tho costume was fitted entirely by the pleats, and the lines were rather straight, a narrow nar-row bolt of the serge passing around the waistline. Makinc Shoes Last. "When shoes are worn every day and all day long they are apt to give out very speedily. Leather needs a rest like everything elso and two pairs of shoes, worn alternately will last three times as I6ng as two pairs worn In" succession one pair replacing tho other. The business girl will need ono pretty pair of buttoned boots for occasions, and a pair of house pumps which should be slipped on the moment mo-ment she comes home from work. The business shoes two pairs of them may bo alike; or one pair may be In K laced style, of tan leather and the oth- Kt or pair In buttoned stylo with cloth ; m tops and medium heels. Both pairs lj should be kept in excellent repair. A Warm Coat Essential. M- No item in the business wardrobe Is as important as the warm, practical , coat which may be slipped on and off Br easily- and worn In all weathers. An ; K admirable coat is pictured and the fur , ; Bv collar adds a pleasing touch of smart- ' K ness. The very modish collar on tho m tailorod suit was mado from a seal- 'm-j skin muff of yesteryear, and the suit : B is a ready-made model of blue gab- . By ardlnc not an expensive suit because t it was picked up at, a rcducod value Bfj sale, but a very attractive suit and mf one In perfect good tasto for business f. or . Saturday half holiday wear. The ; velvet sailor Is also' a model of last year, with a built-up crown covered I k- with draped satin. Trimming hats ; p is less strenuous and nerve-wearing , fy' than making dresses, and the girl with 'JJJ a knack for millinery can evolve H charming headgear.' An idea caught j F;:, in a shop window or on somebody's head, two hours work of an evening -, and there Is a hat that would, If bought ready trimmed, cost tho busl- . ness girl a good percentage of her y weekly stipend. Tho good looking j walking hat in another picture was mado by a clever business girl. The , ' crown was furnished by last sum- J mer's 'straw hat; the brim was cut ' from pasteboard, cut and recut until , : It was Just right. Velvet was gath- : crcd over this brim and moire ribbon folded over the crown. A band of i grosgrain ribbon coVors tho joining stitches and, passing through slashes? holds tho Arim up ait one side. The mannish coat and tall cbllar seem to t t accord wlth'thls jaunty walking hat. 1 The blouse- has a graceful fullness i 1 that , suggests comfort for working I I hours and gives it a picturesque qual- , f ity too. The frock for good times aft- l, .' t or work Is -over Is of pink taffeta t made in girlish style. This charming , 1 little frock (was bought ready-mado 1 and cost less than fifteen dollars, lace 1 poplunv rose festoon and all. J? 1 I |