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Show . financial planning Kalhy Kiiglf Mark Huk'I Written by HULET& ASSOCIATES Certified Public Accountants I CAN'T SAVE "It's loo hard." "I've tried, bul I can'l keep saving." "What on eanh ill I do al reiiremenl lime?" Sound familiar? Saving mone is a habit. And, just like losing eight or quitting smoking you need a personal conviction. No one ill force it on you. Most of us can'l ait for that one big raise in salary to solve our money problems. Il should come as no surprise that many high-salaried people don't save. Crash diets and crash saving programs seldom result in long-term long-term benefits. Unless you already have a satisfactory savings (investment) program, set aside just 5 of your earnings each month. Didyoukno' ihat $1,000 invested each year for 30 years at an 8o afler lav yield ill accumulate lo $1 13,000? If that same investment nets 1 2o after lax, your fund ill gro" to $241,000. If you have only a fe years until retirement, you may need to save a much larger percentage of your earnings. The chart sho s the accumulated value of $1,000 per year ith various after lax yields. of V ears lo Reiiremenl 6 m 12ro 15o 40 $155,000 $259,000 $767,000 $1,779,000 30 79,000 113,000 241,000 435,000 20 37,000 46,000 72,000 102,000 10 13,000 14,000 18,000 20,000 If inflation equals your afler lax yield, you ill have no increase in the purchasing po" er of your contributions lo the fund. Don't settle for jusl any investment program. Look around. Concern yourself ith the highest yield " ith the least risk and don't be unduly influenced by commissioned salespeople. Seek unbiased professional assistance ith your investment decisions. 550 MAIN STREET, PARK CITY, UT 645-7390 445 EAST 4500 SOUTH, SLC, UT 261 -3459 v J emmtimm mni.un 1. 1 m u mi ,u umiiiiii mmm?m 1 HOLIDAY VILLAGE MALL - PARK CITY - 649-6541 EIA Wed - Ladies & Seniors $2 SENIORS Ail Thurs- Men & Seniors ALL OTHER TIMESJ I Hf t BIEV1ERLY HILLS Zf&U I r J EDDIE MURPHY N -J 23 DAILY: 5:30, 7:35, 9.35 ts ljSP SAT., SUN.: 1 .30. 3:30, 5:30, 7:35, 9:35 NOW SHOWINO R l:.v. KAREN ALLEN I : : jl STARTS FRIDAY iirtili DAILY: 5:25, 7:30. 9:35 $. pP SAT., SUN.: 1:15, 3:20, 5:25, 7:30, 9:35 pf- jS'li now showing ill I f i li'Ti DAILY: 5:40, 7:40, 9:40 ritJ. SPkM ' J if' fff SAT.. SUN.: 1:40, 3 40 5:40, 7:40,9 40 MPf j I 1 f s I I I g i$ Christmas Ski Packages 1 a I These two Park City programs available fi K for beginning through expert skiers, are L& super values and treasured Christmas Q gifts. And both include Park City lift p H 1 passes 1 YOUNGTIMERS A six week y. S program starting in January for f3 m youngsters from 7 to 15. Includes meals IpE 3 D and is available with transportation to Jf &i 3 and from Salt Lake. $180.00 with lwfl $ transportation $154.00 without fKI CHOnTl f transportation. I -JUL m rv fa 5 LEARN TO RACE A ten-week program, starting in A January for aggressive youngsters 12 and under. Includes 10 IS races. $310.00 ($210.00 for season pass holders). M it J f3 For information call or write Park City Ski School, P.O. Box tj f. 39. Park City. Utah 84060 W a Live Christmas Trees a vIa wiy waste a beautiful tree when you can 1 J), enjoy it for many years to come Jr i jf f Call Larry Layton 649-9033 LAYTONTREE FARMS f Ij (Delivery, set-up and planting available) II |