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Show The Salt Lake Tribune, Sunday, July 19, 1978 Pay Your Bills And Learn to Tell Your Needs From Your Wants By Martha Patton Chicago Daily News Writer They want to pay their bills. Theyre willing to do everything but sacrifice. Financial counselor Marilyn J ONeil continued, "Our town has so many people out of work due to (indirectly strikes) that about one quarter of our cases are now on unemployment compensation checks. Seven years ago if this had they would have continued making payments on their debts, even though they knew they ran no risk of 'losing the money through garnishment," Miss ONeill continued. Today, of those o', compensation, only the most reponsible are continuing tc make payments. , Collections Are Down happened Morris C. Purdy, a credit counselor in private practice in Detroit, pointa out that collections are down in his city because workers who had become accustomed to overtime 50 and 6C total work hours a week are now down to a normal week and feeling the pinch. John Hickey, a Chapter XIII trustee (a liquidating ofs ficer under the provisions of the federal bankruptcy act) in Davenport, Iowa, says people there pay wage-earner- their bills. Ibis in spite, of the fact that employment is down ,1a his area. ! Hickey, Jokingly, attributes this to the fact that people are a bit more "square" in Iowa. We have fewer city slick- ers," he says in said, a ein he more serious Maybe we're iust smarter. Why postpone the evitable?" Why, indeed? in- Pay Those Bills Unless you are in such a tight situation that you imply don't have enough funds to basic meet your needs, my aduoe is to pay those bills If you are tightening your belt, for what you feel may be an uncertain future, what could be better than to get all vour debts cleared and learn to live on the tight familys budget such clearance requires? Consider sacrifice. Learn to tell your needs from your wants: Some people never do. We had surh a family in for counseling this summer. The net income for this family of four is $108 a week. They are $7,100 in debt. They cannot meet their payments. produce several thousand dollars with which to make aebt payment. They will not give it up W hy ? The wife maintains that the camper is the familys only recreation. Therefore a must. She is confusing her needs with her wants. A car, when it is the only available transportation to work, is a need. A camper, no matter how well used, is a want. We our right to wants when we fail to meet our just obligations for wants or needs. forfeit This is true w nether the breadwinner is bringing home $108 a week or $508. This is true whether the breadwinner is giving up a night out or a trip to Europe. Maybe youve been saying, Well quit spending just as soon as we have this or that. Sturdier Knits Aid Fast Travelers By Ghita Cary Writer Chicago Europe in 21 days sounds exciting and it is if you can stand the strain of visiting 16 cities and still hold the bandbox look. Sun-Tim- That ir one of the reasons more and more double-kni- t suits, slacks and sport jackets are being introduced by major manufacturers. Suits come in plain colors, chalk lines and herringbones, while By Don Tobin The Little Woman slacks and sports RED CROSS SHOE r you'd better be your own lender who is turning bills liceman. The same merchant wer to collection because he needs the money, probably is letting you have more credit than you should carry for the same reason. Dont ask for it. Don't accept it. Its time to get our affairs in order. po-o- promptly. Instead of running up all the bills the traffic . will bear. - jackets pean capitals and doesn't want to look as though he were registering for a room in his pajamas. And, after all, despite their ways, even English valet's take a dim view of pressing a suit at a moments notice. Youd have to travel to Hong Kong where, it is said, you can get a new custom-mad- e suit quicker than a fast worldy-wis- e When a family is in this kind of a bind the counselor will always look for ways to reduce the indebtedness. Usually this means relinquishing merchandise on which little has been paid; selling merchandise, where passible, on which substantial payments have been made. Money thus realized goes toward clearing the debt. This family has a camper. The sale of this camper could FARRINGTONS money, too. Chances are that your bill wall go into collection faster now than it would have a year ago. So, instead of paying your bills more slowly during this o n e y period, you tigh should be paying them more come patterned or plain. The knits give with body movement and hold their press. The latter is ot particular importance to the traveler who hits sophisticated Euro- hurry for selection SPORTSWEAR press. Art Buchwald once said that a new suit can be ordered while waiting in the airport, the last fitting takes place on the hotel elevator and the suit is by the time the key is in the lock of your door. Knits have been successful for women for years. If designers shelve the cvrrent PRINTS AND SOLIDS hand-finishe- d I think she went a little too far when she demanded that men start having the babies! STORE n Your child's photograph can win a spectacular $2,500.00 SHOPPING SPREE IN OUR STORE! for summer pant suits, sun and fun wear in 100 cotton dress- Robin Kelson ENTER NOW! CANVAS PRINTS easygoing es and suits, many a lady would have to add a travel iron when she takes off on a busy tour. Men now have the same advantage, as more and more fabric manufacturers solve the problems of finding a heavier and sturdier knit. high-fashio- Broadway now. This is the time to start; Monday morning never really comes. And what if you dont get all those debts cleared? It. will only get worse. If it seems to you that the people you owe are giving you less leeway every day, youre right. These days they need On That Continental Shuffle In a Bind 'FORMERLY Forget this or that and quit Robin Kelson and Steve Valerio will exchange nuptial promises Oct. 17. The bride-eleis the daughter of Mr. and Mrs. Arvil E. Kelson, Salt Lake City. Parents of the future bridegroom are Mr. and Mrs. Doroteo Valerio, Salt ct Lake City. VALUES TO $1.69 Yd. 44"45" wide Guar. Washable Little Iron HOUSE of FABRICS OPEN DAILY UNTIL 6 P.M.-MOND- AY & FRI. TIL 9 P.M. 1225 Simpson Ave. SUGAR HOUSE 467-216- 3 And that's just one of the hundreds of valuable prizes and gifts totaling $25,000.00 in the 36th National Children's PHOTOGRAPH CONTEST! 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Complete details and rules in Have yourself For example: COBBIES VI ON SEWING MACHiKS PRIZES1 |