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Show Pate ft. ec Provo ThK HERALD J 3C OWNER intittco on " Dei' faka Charming I Ddrm bficn homt or Grano Hill Warm family rm Chaary frplc central . a Mntg yltm majttr a:t ciotat walk-I- Compare' Can 240 at j 2 Rity 375 Daryi DREAM HOME 2 acrat Or Nortf Univ tn prooarty can you MCluiion or be tub divided Th home li a new 5 bdrm. 4 7 bath i beauty with ail tna axtrai Fam rm, apdining rm, frplct, built-ipliances, 3 car garage and more S500 sg ft total OT9 500 Cali Vern C heaver or Realty Worio-VillagGreen OWNER anxious to sell brick ON It 3 Suadav UAi AC on percent financirg contract w equity 7 500 225 NE 3 Or err (41 t00 Buy my prct equity 1 assume I 1 2 loan Will consider contract 224 117 225 73 5 Tom EXCLUSIVE Sundance i7l acre retreat covered with pines Near Stewart Fails. S3! fOO cash Stewart Catcaoe Lanas Piat B. tot i, adiacent to SW corner of Brickerhaven Avanabie un- til Nov 21th 224 571 JEKS I 1ST MAi BTATf K SAU fOtSAU OWNER ANXIOUS e 3 baths 320C BDRMS Sg F' Fam Rm m Ffplc near par storage Dr.c MX CUTE m Novmhr HM ESUff not &au Assoc TOO MANY COOkS SPOILING YOUR SOUP' MAYBE yOv need more room in your kitchen Th,stasetu ly decorated home will eve make your special cock awa into a happy gourman' Mid taO s Pauia Linosay Rea Assoc 225 Wong Casweii 7111 t evesTIMm PICK your ow finished l colors on a 4 e- sp Fork Call TfHaCT PRIVATE OFFICE 100 percent commission spi with set office expanse Perfect or experienced Rea t Estate salesperson who Cai' now for a confidential interview Timpanogos Ree'ty deserves freedom SAE CONTRACt .t :s :,f,tS- 3lot biock from r contract at . em tempie Car 3 4 pe':f BY 20t OWNER sq tt motner apt " ow.tnqa entry Cir- aft 5pm 22i ?3 Located at l cular drive 2 2 baths ntw-- . 3IS400E Oram secoreted Omy as OOC Can Cess.e 373-44-2 grows house 377 7272 3 BDRM. frplc range gar 0B Brow- -. Re t, 225 4313 373 3082 bage disposal DM dbi carport full unfinished bsmt all MOTHER EARTH for 152.500 Win quality tor RETURN to the ana I tne VA Can David. Boiey RE Ms cs m Oram This 22 5 7300 or nome mci 2X greenhouse CLOSE TO BYU wh an tne equipment to 4bdrm nae a year round garden BY OWNER c Pius a large yard completely furnished home 1172 sq ft, lot 5X4 rods rents with 10 fruit trees 151 500 to I girls, 155 mo utils 245 Can today for details CenN 300 E $77,500 Can David 224-221 Herman Realty tury 0 Cah kenney 1 day or night Poss-bi- bst that , OFFICE NW Call75a-72- Ecloilve, Oram, very clean, fenced, 144.500 Oegg Realty Tom Gene Eva SO EAST PROVO 3 BDRM Fam Rm,, 12 baths, near Heritage Mnt Extra nice Fnco. Yd low price Of $53,900 FHA VA All brick To see call Ray L 7 0 Paul Realty or Dave SPECTACULAR VIEW ( ) REALTY yVORLD Below Mt Timpanogos in prestigious Orem area This executive home offers 6 bedrooms on almost 'i acre lot. Call Jim Booth or to private showing arrange a 4 . I Barm 14 tirepiacas covered patio 2 car garage I percent ioar 17 500 Can house mH Bdrms Fam Rm Fncd in Yd reducedto MUjt. KmVdx member of the largest Real Estate organization in Utah County, which includes international known firms through membership in M.L.S. which markets more properties in your county than any other Real Estate organization in this area. A OPEN HOUSE 00 4 SAT 1 Sun between 5 00 PM Homes - PepN At 175 per idoe Estates Oram Ramblers Bi- 20 leveis I E AT- - i n J 2 acre All on a lot SS9 600 That s Call Lon right S5976e-t-tOO Co es & t Sorenser Co bsmt Highland kitchen, nice cabinets irg rooms n this area1 starter home price is right 131 500 in Provo Deb-b5 Showcase Ragan R E inc 7S-- BY Owner nice older home, zoned gen commercial. 12 900 No agents We're selling (2 left) three and four bedroom, 2V2 bath, double car garage attached family homes for as long as they last from s53,900 We are one of the oldest known and respected companies in Utah County. When you select us to work for you we: 0". Expose your property immediately to over 800 professional agents. BtTtt Provide you with an Action Warranty for prompt efficient service. REALTY WORLD Track record of 94 of our properties sold within 90 days. Professional finance counseling provided to Sellers and Buyers. FASHION REALTY 1256 So. State The best financing contracts costs. available to insure you the lowest interest rates and Oram 224-402- 0 Provide detailed market analysis to insure you maximum value. We have one of the largest selection of properties available. More personalized service, we value and need your business. Our goal is to obtain the in the shortest time with the least amount of inconvenience to you. greatest amount of value Rl Best Hurry Next to us, there's nothing on the market. Dick Zobell Protected tor one year by the Broker CI John Stringham fJUJV WORLD 224-198- 3 Featuring air cond, PRICE REDUCED FOR QUICK SALE! This home has many features you will enjoy. 4 bedrooms, family room, 1 baths, large play house for your children in the back yard. Now only 560,800. Give me a call for more information ERA Warranted Home 1156 South State SUITE 204 3 club house sauna and pool and many, many extras. Orem, Utah WELL DECORATED Nice large kitchen with built-inLots of storage, new water softener, landscaped and fenced. 3 bedrooms, 1 baths, large living room with fireplace, family room in good Provo location at only $55,300 Call John for more inAnother formation ERA Warranted Home. 3 By 3500No. 50W3 Provo 'J 1,19 J Appointment REALTY WORLD Only l - - jf .... - . j i IffSf, rt"1 t MLS PROVO REAL ESTATE 375-47- HOME PROTECTION PLAN cedar shake roofs, 226-666- 8 f Sales Office: i I ' 225-852- 1 VILLAGE GREEN 225-852- 1 REALTOR 00 Sffo 5Wf: (Wait J Buy and Wait to Buy While looking at today s high interest rates, we thought it advisable to do some deep evaluating and see if a home is still a good sound investment. I think that the nest few paragraphs and the illustration will justifo our saving. "Don't wait to buv- - buv and wait. Now for just a moment let s assume yuu have purchased a $45,000.00 home You put 20 or $9,000.00 down, plus any closing cost This leaves you a loan amount of $36,000.00 over 30 years at 10'4 interest rate Payments on this would be $322.60 per month principal and interest. The Department of Housing and Urban Development reports that the price of the average home is rising in excess of $3,000.00 per year But for our example we will use On our home that would be $2,250.00 the first year That increases our home value to $47,250.00. 5. had waited one year to buy at a lower rate of interest, you would now buv the same home at a cost of $47,250.00 with the same 20 $9,450.00 plus dosing cost Your loan would now be $37300.00 and. assuming interest rates go down to 9' 2, your payments would now be $313.24. The difference between 10Vi interest and 9'2 interest is $9.36 per month, or a total of $112.32 for the entire year Your 20 dow n this year is $9,000.00 and next year is $9,450.00, or a difference of $450.00. If you Ij Your equity buildup in one year at 5 is $2,250.00. 10' i interest your total interest paid in one year is $4,725.00 and in a 25 lax bracket you will saveSl, 181.25 in personal taxes Your property taxes will be approximately $630.00 per year again in the 25 tax bracket another savings of $157.50, for a total of $1338.75, You've already saved $450.00 in your 20 down payments by buying now This added to the $1338.75 makes a total o $1,788.75. mil .Mm ews mm Jt . - One year s equity One year s cash savings Visible savings and earnings Interest saved by waiting one year First year net $2,250.00 $1,788.75 $4,038.75 $ 112.32 $3,926.43 mm J 1UM WITH irBCirr FOR the young cooC who 3 4 ACRE with extra Dung r,, fefls e mce non.e but must iot ig 4 bdrm. 2 frplcs ifi watcn tne budgt Ae have car garage priced right the answer ia tnn bdrm, S 79 900 Ca. Robert low 27 bath Nice family roiim down3545 or Realty World stairs with laundry room Rl Realty batn & storage room or possi ble 4tr bdrm Large fenced ui-u- tt Exclusive n, owner agent 3 bdrm bnc lot in a good neighborhood rambler near Osmond Studic Close to church & schools Call now & let us show you full bsmt w 2 more Ddrmj rock frpic patio, fenceo this property Only S4I 500 Biancn Dorothy yard main floor laundry or S6 OOC Clagg Reaity Be.er y or Sybn Roberta Appraise-Sel- i Realty Gas toned dupte heat A C Call John Ansiow 0 Prove RE BEAT THIS! 3 4 BRAND ne 3 bdrm 2 car garage bath, on ig lot up Custom built at $75 900 Come or call R L Realty 8C FOt SAK BeGiNNFRS DREAV staner home CUTE lavais split 3 & J As you can now see, your total investment now reaps you an overall $3,926.43 return by going ahead and paying a higher rale of interest now These figures continue! to grow year after year after year With property values going up at todays 5 a year, or more, and the above figures to substantiate, is it any wondt r we say, "Don't wait to buy buy and wait "? "THE TITLE COMPANY omh.an.ij PO BOX 816 PROVO. UTAH 84601 oj iPxovo (801) |