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Show IE! v .IF- . Lauren Elizabeth To look at this happy, healthy baby, you'd never know what killed her. It was a drunk driver. April 1993, LewisviIe, Texas If you don't stop someone from driving drunk, who will? Do whatever it takes. Advertising Pays Help is closer than you think (So is April 15th.) A timely reminder that no one has more experienced preparers at more convenient locations than H&R Block. Our rates are reasonable, we stand behind our work. So while tax time is just around the corner, the good news is, so are we. H&R BLOCK 505 N. Main, Panguitch, Ut (801) 67&8328 CELLULARONE For all of life's demands... L 4J I Voicemail or Toll-free Utah jk I One Months Service HM Motorola f Tele-Tac 250 CELLULARONE network "All Across Southern Utah" I -800-38 1 -2355 CANNONV1LLE PANGUITCH ESCALANTE . George ThompsonGreg St Jane Excell Brent Cottam 801-679-8806 801-676-8079 801-826-4344 (Restrictions Apply) Open a Zions Bank Home Equity Credit Line AND PEOPLE will think you're a financial genius. SIX MONTH APR VARIABLE APR INTRODUCTORY RATE 50 LOAN- TO- VALUE No Points I No Fees The smart way to borrow money. Buy a new kitchen, pay college credit that gives you tax-deductible origination lees, no appraisal fees, tuition or get something you've interest and lets you access 100 of and no closing fees. To find out more, alwayswanted with our Home Equity the equity you have in your home is simply call 1 -800-789-LOAN or stop Credit Line, and something kind of a very smart way to borrow. Plus, for by any Zions Bank branch, strange happens. Suddenly, your the first six months after you obtain nameand geniusare being mentioned your credit line, we'll give you an " zuiijbank.em in the same sentence. See, any genius introductory 5.90 annual percent- ZIOlMS jBAPK. worth their IO knows that a line of age rate (APR). And there are no Member fdic The special six month introductory rale is 5.90 Annual Percentage Rate (APR). The regular variable rate, which will take clVcct six months after your loan begins, varies based on the amount of equity you have in your ho.mc and the prime interest rate. As ol' 21 997 the prime rate is 8.25. Currently if vour loan-lo-value ratio is 50 or less, your regular rate will be prime plus 34 (9. 00"" APR). If your loan-to-value ratio is 51.70. your regular rale will be prime plus I 34 (10 APR): 71-80. prime plus 2 (10.25 APR): 81-90. prime' plus 4 (12.25 APR): 91-100 prime plus 5 (13.25 APR). The maximum APR is I8"u. Zions Bank's prime rale is delined in the loan documentation. All rates are based on the prime rate in elfccl six months from the time your loan begins. Actual rates may vary. Property values will be determined by the bank. A $15 charge is made for any check or draft written against the line for less than $500. If the line is nol used ' once during any calendar year, a $50 fee will be assessed. This oiler is available on home equity credit lines below $250,000. Ask your financial advisor about tax deductibility. LENDER |