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Show Page 20-T- Sunday, November 15, 1370 HERALD, Provo, Utah OE mm Antiques Offering More than Beauty -YORK (UPI) Whether they live in a carefully old Colonial, restored the latest California contempor- shops, says there is "good reason why collecting no longer can be classified only as a hobby, motivated by nostalgia and a reverence for the old and the rare, or the unusual, the beautiful." As an example, he reviews what is happening in the field of Art Nouveau, concerned with the art furniture and artifacts of the early NEW 200-ye- ar ary or, more likely something xvT & I less distinguished in between, more and more families are deciding on "collectors' items" when it . comes to the interior. Antique furniture, rugs, original works of art, accessories, many people have decided, are not only pleasant to live with but offer an investment opportunity as well a hedge against inflation. Norman Crider, director of the Antiques Center of America in New York, say: "We're at a time in history when there are more antiques collectors than ever before. Sales are fantas- If 1,1 tic." Alistair Stair, president of Stair & Co- - antiques and The Incurable Collector galleries, Mrs. Winifred N. Jones, president. The gaily decorated table arrangement reflects the spirit of the Executives' Night to be held Thursday at Riverside Country Club, when member firm representatives will honor their executives and enjcy a program. ANTICIPATING THE ANNUAL dinner meeting with their executives and partners, members of the Program Committee of Utah County Chapter, Executives' Secretaries, Inc., Mrs. Rose Morrison, center, and Mrs. LuWana Davis, chairman, right, meet with Financial Brinkmanship Threatens Family Stability is A serious problem spreading among U. S. families: I financial brinkmanship. ' According to the latest statistics, more and more "Americans are heading for financial management, families often do not know their debt limit and are continually just on the brink of it. What invariably happens sooner or later is an unexpected ; personal financial disaster, change in their financial status ; despite the fact that national that pushes them over the edge. income is at an all-tihigh. It may be a sudden illness l '. two of every Approximately three U. S. families are in debt, ; and last year, there were more almost personal bankruptcies : 200,000 than at any time in our history. According to the experts, what has helped bring about this I situation is the increasing ease ,- with which one can obtain credit, installment buying, credit cards, ' bank loans. This year the total of indebtedness ; personal I Americans is expected to reach almost $98 billion, about twice as '. much as it was a decade ago and ten times the personal in- - debtedness in 1945. Almost everyone is on a ; of spending and followed by more Ac- -l - rpending and borrowing. tually, nothing is wrong with this ; cycle if a family can afford its merry-go-roun- f ; ; ; ; ; ; d borrowing indebtedness and has the capacity to pay back the money it borrows. with all But many families overextend good intentions themselves financially. Ac-- ', cording to The Travelers Companies, which maintains a national network of financial planners, the problem is that because of lack of sound expensivea or requiring perhaps hospitalization, working wife who becomes pregnant. But the next thing you know, they no longer can pay all e and their bills. middle-incom- e families find themselves in this situation just families. as often as Recent case histories reveal that business and physicians executives earning $40,000 a year are sometimes in as much financial trouble as workers with incomes under $10,000. Underlying all these cases of financial distress is an absence of financial planning. "If these families only recognized the danger signals and knew what their debt limits were, they would be better able to keep themselves in safe territory," says a spokesman for planners. The danger signals that most financial planners say should be watched for, are: (1) always being in a state of indebtedness (taking cut new loans as soon as the old ones are retired), (2) becoming delinquent on current debt payments, and (3) multiplying your debts by adding rew ones before the old ones are paid off. High-incom- low-inco- Dressy or Gaucho Look You may choose to odd a simple little dress to your wardrobe by making the cropped bolero over a skirt with set-iboth with pockets pretty band trim; or today's most popular set . the Gaucho. This pattern will help you to add both to your wardrobe. two-piec- e . . . Consult the Fashion Coordinator for color suggestions, fabrics and accesso- ... it each ries tern. is included Young Original and household Crider, who directs the recently established Antiques h Center, a building housing 110 different antiques No charge will be made for publication of engagement and wedding pictures; however, because of the ever increasing number of brides, The Daily Herald has established the following rules: The deadline for all pictures and for information engagements and weddings is one week before publication. Every effort will be made to publish pictures and stories on the desired date, but there is no on guarantee date. Preference will be given those submitted early. Wedding pictures and stories will not be published later than two weeks after the marriage date. If an engagement story and picture and a story and picture are both desired, the engagement story must be published at least six weeks prior to the wedding date. No pictures of couples will be used. i l X ? ss OS 111 If i (Newspaper tnterprise Assn.) t 1". . of 5KETS Just arrived for Christmas giving femirrique 45 east center Provo f J H H BAM IIVW I T now ly. I I I I luti MRS. GLENN COOK (Rosilene Robinson) Rosilene Robinson I Is Rosilene Robinson became the Provo, bride of Glenn C. Cook in a bride. are the parents $ .49? fr!' I linghom of the Wisconsin, lb. Sharp 98 2lb.Pkg I ORANGE JUICE DRINK I Tip Top MEAT PIES lODP-'t- t Jackie Influence 6 . . . . PEAS k Still Persists 10 Froztn . . and a stylish way point of view of mixing native Greek with "Uxhy international." Tseklenis is a triple threat designer. His men's clothes collection, with wild print sarongs over bathing trunks and the short jersey shirt and pants, was as successful as his woman's designs. Probably the biggest hits in the first shor? were the scarf dresses. Each one is made of eight or ten inexpensive sheer Bazaars cotton print scarves. Sewn together casually and with lots of leg showing, they move like a breeze. One of the best things is a long, sleeveless black wool coat bound in braid. and held together by gold medallions linked by gold chains, it translates perfectly into a dinner costume over pants for a slim girl. The same boutique's black wool coat and dress have been sold to Jackie Onassis and won't be duplicated at any price. Backers for the fashion show were not from government, but from the p'rline, hotel, restaurant and liquor inu stries. Among the other specials in the showing were the Cretan pleated pants, and the blonde cotton dress worn with an enormous antique d belt. Will the Greek desipers go on making Athens part of the fashion trek? As long as Jackie is there ... they will. As lowcs 1 00 l.r Orange Drink lit. 10 Tin DOUBLE COLA 120i, High-waist- lottlts pjn. and through Friday from ajn. to 8 pjn. 8 CHILI WBEANS . 4 300 Can 95 for Vienna Sausage Armour's 5 . . r ..r Graham Crackers keeblers 62' 2 lb. Bo KNITTING YARN all-ov- er t Clark ts I 89 PANTYHOSE Rog. 59 M'Pr. w k Ikifmt mam J NYLUfo I toO. (( .nt 47 tPak Ktnt silver-buckle- PROVO THIRD WARD The annual pudding bazaar will begin Tuesday from 1 to 8 269 I . . 5 A 99c tor f CHRISTMAS i i i i CALENDAR Count Down 99 Rta. l. SHAMPOO & (I (UlHtlllflg CREME RINSE J Jtnny lynn, Reg. 1.29 i AID COR U 1 69 . . . A V . Cindtrtlla ! bT lor W i HOT" LATHER byGilltttt Rtfl.1.H J 59 I TO 1 ? !H PRICES I SPECIALS I " II 1 tht carrying charge j months . . . Wrangler Shop 1 prices oro still os low as always! Rooms pays I 99 I PAYMENT PLAN 1 lor t I I INTERMEDIATE ' SKI PACKAGE $ i $OQ0 23 6997 PIECE GOLF SET v IWtWi.SllMH, ct lit, Hwd fonts, tu.CHldli, 9 tif.IK.50 Specially Priced 89' for NEW TIME "I "1 I Other Afghans 1 00 10 f.r Oi. . WORLD FASHIONS It Includes Loom 69( FRANKS I $ 1 I99 WILD FLOWER A CHEESE A reception in the couple's honor was given Thursday evening at the home of the groom's parents. The bride is a graduate of Brigham Young University where the groom is continuing his studies after completing an LDS mission in Southern Texas. ceremony performed Thursday morning, Nov. 12, in the Salt Lake LDS Temple. They were honored at a wedding breakfast at the Hidden Valley Country Club given by the groom's parents, Mr. and Mrs. Vernon O. Cocx, Salt Lake City. Mr. and Mrs. Don L. Robinson, oy'i ik. PORK STEAK I Married to Glenn Cook If Al II PRINCESS I PORK ROAST SHOP trr" Reg. $15.00 now I 10 lb. WRANGLER l.iO' WINSOM I J LEMONS ABOVE ADVERTISED II I J. lb. bog Full. I Vittmii'C post-weddi- Reg. $18.00 now NEW SHIPMENT ... and Juicy AFGHAN KIT I I TANGERINES WE ADD ONLY 10 UNI I Nm9( A' UWVIIIM AlirAfl . A . vTLLEFRANCHE-SUR-ME- The booklet tells grade and junior high students everything from the fact that the first bike, 150 years ago, was called a Draisine after its German inventor, Baron Karl von Drais, to how to dismantle, clean and reassemble crank hanger bearings. Schools take their cue from the book. For example, in Quincy, 111., some teachers brought bikes into their classrooms to show pupils how to clean and grease wheel bearAUM American Revolution, will meet ings and hand bakes. Will meet today at 2:30 p sa. at Monday at 11 am. at the home of the home of Candace Kuhni, 2085 Mrs. D. Creed Brimhall. Mrs. i N. 150 E. Franklin David Maughn, state regent, will be speaker. DA Hostesses are Mrs. J. Fred Princess Timpanogos Ahlander, Mrs. Helena Stewart Chapter, Daughters of the Sabourin and Mrs. Brimhall. h r fc. Av,.., I Scripps League Newspapers set of wheels, Illinois has instituted the nation's first Junior version of drivers' education this fall for bike riders. Schools throughout the state devote classroom time not only to basic safety rules of bicycling but bike maintenance, the meaning of right of way and other traffic laws. Basis of the program is an illustrated booklet published by the secretary of state and distributed by the Drivers' Education Division of the Department of Public Instruction. Demand was so great that the original printing order was exhausted before the program was scheduled to begin official- News Story t Swttt, Fw I GrtstAVOCADOS I siMs livly s S: I France Jackie Kennedy CHICAGO (UPI) -P- rompted Onassis' influence was felt by the idea that youngsters during the first Greek fashion should start learning traffic show weekend. The event had a fresh, natural safety when they get their first For Bride Crisp P.ck, with ByBETTE KNIGHT Copyright 1970 by Stressed Rules List I TANG Bicycles block-throug- ex- penses. Subtract the monthly expenses from the monthly income gives you your monthly debt limit. If you are spending more than this amount each month to repay debts, you are heading for financial disaster. If you are spending less, you can borrow more and still be safe. Or, you can be still better off by saving with an eye to the future. Since the whole business of borrowing and budgeting varies from family to family, and is usually more complex in individual cases than in terms of averages, many families prefer to have professional advice in calculating their debt limits and help with their financial plans. Some use "money doctors," who for a fee handle their finances. Others go to service agencies within-- their church or community that offer financial counseling. So, the big news is that an American family really does not have to play the game of financial brinkmanship if it does not want to. Safety On sell. savings, pat- for this pattern to: YOUNG ORIGINALS (name of newspaper), P.O. Box 438A, Midtown Station, New York, N.Y. 10018. Print name, address, with zip code, pattern number and size. Add 25 cents for first-clahandling. Send recreation, r P.. iiI e 45-inc- pay debts, it has reached the limit of what it can pay. Another is for the family to actually calculate its debt limit on the basis of its income and expenditures. This consists of totaling the family's monthly such as wages, income, dividends, interest, and then subtracting from this the family's monthly expenses, such as utilities, food, clothing, in with Photo-Guidis in Sizes 8 to 18 (buii 31V2-40- ). Size 10, 322 3 yards of bust for dress; 358 yards for the Gaucho. ... take-hom- Club Notes n . . One way to calculate your family's debt limit, is to apply the general rule of thumb that if a family spends more than 20 per e income to cent of its echoes this sentiment "Our business this year is not quite as good as last, but last year was the best in our 58 years." Stair feels that "antiques, well bought, provide not only the pleasure of living with fine things, but the opportunity to recover, or make a profit on, the original purchase price should your tastes or circumstances change." The value of specific items, of course, fluctuates with demand, availability and trends in collecting. Generally speaking, however, the ccllector whose purpose is to assemble a lovely home, and who chooses from the many tried and true periods, the staples so to speak, those things with universal appeal which are growing more scarce each year, stands a good chance of making money on his purchase should he desire to Prices LETTUCE 1900s. "A pair of Tiffany bronze candlesticks, for instance, are priced at $300. Three years ago they sold for $30; ten years ago they could have been bought for $10. An iridiscent blue Tiffany vase, worth $25 ten years ago and $110 three years ago, now is priced at $275." Although antiques commonly are considered to be items at least 100 years old, collecting for the home and for investment is not limited to the already antique. Some collectors invest in new things, buying with an eye to the future, counting on their taste to choose items that will appreciate in value over the years. In this category, of course, are the works of living artists (the work of an artist of any repute will automatically increase in value at his death.) Many choose fine decorator or limitobjects ed edition items and a number of enterprises have grown up to serve this market. For the young or the new collector, the experts advise: Study before you buy. Read books, art magazines. Visit museums and galleries. Follow the auctions. Develop your taste. Buy with a purpose. litak's Lmst Fwd Prices" Hecfat fen, TufyWe I i Ann ur2 vy. 59 97 SIMCO SADDLE $ MAIL ORDERS 6997l REMINGTON 870 SHOTGUN I Jewelry, Optical, & Knit Shop 120-12- 4 West Center -- Provo llGcSSM Pmp.lil. IL II - $ IH.tS . . . NO INTEREST CHARGE TO PAY ON OR 97" CARRYING fUlt 6 MONTHS SECURED CREDIT! f |