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Show Consumers beware of many outside credit card offers ments. In April 1988, the company entered en-tered into a consent agreement with the postal inspection service requiring requir-ing the company to offer full disclo- sure of the details of its offer and to insure refunds if requested. Any offer of easy or guaranteed credit should be carefully checked, it is usually "too good to be true!" The Better Business Bureau of Utah has received numerous inquiries in-quiries regarding credit cards being offered from out of state. Many offers are legitimate; however, consumers con-sumers should be leery of any offer requiring the payment of an advance fee! A recent example is the "Cen-Gold" "Cen-Gold" card from the "Cen-Card Agency" in Parsippany, New Jersey. The mailing to Utahns indicates indi-cates that consumers are eligible for a credit limit of over $2,800, and perhaps as much as $5,000. The mailer requests an advance fee of $39.95 for one year or $49.95 for a lifetime fee. If you want further de- tails, you must dial a "900" toll number at a charge of $2 for the first minute and $.35 a minute thereafter. Information from the Newark, New Jersey, Better Business Bureau indicates that the address is a mail drop for a company operating out of Maryland. The Baltimore Better Business Bureau reports that the company has an "unsatisfactory business performance record." The "Cen-Gold" card is only good to purchase products from the company's catalogue and brochures and is not accepted by merchants. In addition, the company will forward for-ward an application to a bank for a Visa-Mastercard the bank requires re-quires a minimum deposit be maintained main-tained in an account and that applicants appli-cants meet other credit require- |