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Show 1 1 j Mere Insurance for I I Service Men I j I By Frederic J. Ilskin. : AYASKINCTOX, A-.j.c. i;-.-Ur.o P:n'.i j is loal1.: to rojT;oo 1 1'om L.is i:i.vi:r;niis j Vorks t:-. r.:r.r;0 of r.r.y soii:cr. sailor or j n-ijirine wT.o L.a.s :iimvc-d his povt-rnmcKt j the war risk i:-,s:r:nir? br.ro:,u is now j ! sc.irohir.q out -ts .invient -.o"ioyholdo-rs ; - who iv.olrri? t'rfo out of ovrry four w.- j ' ?ur.l ourivc Hit1 wa;- jmd !s o;:'tihc : ! , ro:-..'-;i: of '::oorvn:crt rroi : ion on ; ! moM liLor.ii ifi'iiis t-vcr oiUnd by n ny i insuvnr.oo orc:m:7a; ion. , Trtirr !ho i,fv r. i'.f.-.tiovs .lust :not , ly tho l-urcui, n i ,-L;irf ,i so-rvioo iv.aii j is piven tl.o iu-i iie-;- !" ror.wir.c; lu? cov- i rrr.uTfj t j-o.U'v m;!i;ii r;.cr. N-t-u 1r.or.M1s , without rnvjv.rv.t .f La k vr.-Miu ms. Tao 1 I onlv ro.v.;nvnn-:i1 is ih.at hf num prok- . i me to ivr.ow h:s ir,M'.r:r.t . nv.:t bo in ! as cood ho.i.th r.s Lo was s-it tho timo oi ' hisV.irvb.-co. must .ay tho premium on Lis poiu-v for iho first month b.o p-r-, m;tto;i i; to hiy?. r.r.A Iho prenvinm for I tL-1 ir.or.Lh in whu-h ho rfucM.s n iitate-: iitate-: n-. ut. I Thus, for rx.-.mplo, if a man roppri ?L.n:0 of ins-.iranoo in January. and . anrii-s for re ins ate;r.-:'.t 1ho first, of . SopU'tiiLi-r for ,c,- i. a'.l he wi'.l have lo ; ; pav is tho promiiuus for January, the I rruvith he hau i-rolootiotl even t'ouirh lie, I did not p.nv tht- i rev. in m. on S.""L"J and , the. prt-nuum for Septc mbrr on t!.e same, ar.iuint. Or, if he appiies for the tu.l , '(:, he will pay a total of two months' i pre min.ms on tV.ai sum., one for January land the oilier for .e;'to;nbc-r. i I I Thousands of fx-servioo men Irive Leen , ' deterred from rer.owm. );c;r T'Oa'ies Ve- j ; cause they do not wish lo pay. or oouM i ; not pay, tlie aromuukited premiums. ! 1 "I'ndi r the m w dfcjs.om" saiii t'o'onfl K. G. 'holrnelc v -Joins, director of the ' bureau. 4,a man is rehevrd of ihe burden 1 of o eiah;e pia m i :ms. He has an opnor- tnmty lo rehab. utaie h.ms.uf fiiiam.'-.ady alter peitinc out of the . rvioe. end to ! reii. state his insnranee any time within j oichteen mor.lhs follow ir.p diphargo with- out th.e b.urdrn of paym.c a lance amount of money. Should & lapse a cain occt. Hfirr Die c:cnteen moi.tlis from date of jdisrhar.ee, r.-;nstatement may be ma tie providing fueh rusnraive sh.ail not have larked more ti.an one ear. "I want to make i! olcar that the new-rub, new-rub, u.c docs r.ot am om.at ioaiiy reinstate am hodv's po'iov. Kvory man who b.as a) owed' his pohoy to beome inactive is w h.out pro;e .-Lon uut ii he voiuntariiy appllrs for n-ins'.alrma'T.l. 1 v.rco all m n to lo this at onre whule th- ir physical ootaiuion is such that reinstatement may be lnati.." In addition to this penerous renews1, of :" r. LureiMor ri".o'nie;r'-.lont s has made a munl er of rcavntnt iiations to oonpress to makt- th.e S4-ki;t'rs' in.-urauoe even more attractive than tt is at present. Tliese r comme:'.d:i; ions em. body su ccc st ions thut I'tiive been n-ceived from, joheyholders. One reoommi" ndat ion propneos n n nn-.i" r.dm--r.t to t:,e act so tl,at instead of 'the pre--nt method of p.imp- o'f policies ; in monthly iusia'.lments. ooa.-rirnr n period of t w en ;y a -ars. t he in;: red may have his. choice of l;:i::;' h.s po i. v pa-.d in a h.im.p sum, in nior.; i'.ly inst.t .linenis. eover-inc eover-inc a enod of t r.r- e y.-.,iv. or iri t he rreser.t way, stretciviuc ever twenty years. S'.ar.y eom.i laiuts b.a e been made by '. sohr.ers ac;-,inst the twenty-ear featttre of the p..'.i. y. h-.'-Limc that The monthly i pa ir.t;.t s of S . . f' . 7 S e.n ii on a poaey J are i: a.":. o;:..te to nat the needs of most I i; h.is a. so b-en recrmniendetl to con-jjTTe.-s tlui. ih.e beni : anes scould include ! ur.eies. a u'.ts. r.e; ;-ews, nit-ces tir.d per-' per-' potts who have Mood ni Lvo I'arcr.tts to a m.i n:bi-r of the military forces. This 'would a'.h-v the bureau to pay the claims i of t:m' nan v .at ti:-d in serxuee. ard ' v Vn h..d !'..i'n. :i as 1 enef aus ries aur.ts ;f !i um .' s w had I ro..:,t them up s.r.ce ciule.h.'od. Vr.dt r ih.e ii rm.s of the policy 1 row j!i ;fic;, urdy tV,: ir.t!nbfrs of th.e i is aval S;--Wrs. w.dcus ar.i ch.iairen can ! narued ..s Lev i 1 ic .a r 1 e s. ".r. r ii r th.it t'r.e '.:. .ranee to bo issued a'lcr the w.,r n . y l e prcpe'ly a.'.n.iu-1 a.'.n.iu-1 isir'-eti. th.e I ;:r .n b.as aski d au.th.ority ' to t:. ; tia1 j ri v.u.r s at.d s,'t up a re- s r e fun.":. iu es : m et.t to be made in in.-, in.-, teret-bearir; ol 1 turns of tlie l":uted Sf.,t. s i;c, . ; :.:u. U i l"!u.ir the prt .-(..: ii--,;rance act. policy- h-.a-;s 1 .at the j n di te of ma : vA a m me itue t is a;:r i doe is di- Tared, or th.ey ! I'.ui . .-la crl ;l. Thire ;tre three forms of iiaio'ieiu:.! i e Ira s to w'nah the d'S-'chaia.ii d'S-'chaia.ii s. r e man can eont-rt Ins latia-.v. r,d i hree o: la r fiuur.s of p( rma- l.eut p.laas. i Th.e re is an e-dru-mrt pr.'iey nisttmirp at the ar if t. The pe: on mi ir.sured pas pr.-inuim.s imtil h.e le.a--:nt-s t2 ears t'd. and t ha n lie Ct ; s tie full a hue of Iv.s p.M. v. In t r.e e of the th.u t y ears' oa.unvm.t ut iola". be msuii d pa s a h.'.ier prtm-i..m for th.at lerpth of time ' at t'-.e ti d .1" w'-.ch p-ci h.e tots the full lvalue of h s poll. y. Th.e tamo is true of , the twe:;v e:irs' endowim-nt, on'.v th.e ! r.tto is ;id a r. I In t lie . ase cf ft nv of lite emiowp.er.t po'icies. if eha th or lermaneu: cusabihty ' ore :rs l-e:ore the t ini ,.f the endr-w n.cnt ' p-ra"d. tiie prl..' ivaturcs and hecom.es p.iab';e. lu th.e eveut oi the cltath of the it. j-.;'- d l-.fio-e the t .d of th.e e-.i.ow in.eut . teried. t ha1 m.un is p..iab''e ti the bt r.e-t r.e-t ;.-:.;. s it L m the p(-rm ; i : e .1 ch.ss ra.me d. : If the i: .;r. 1 be or, s tt.tahy and y, una-j una-j r.i ut'.v ti .-abl.al bei'.ce th.e ep;r..t;on of Jtae , "..aw ;a-nt p.ra.h. the v.-:c I C CO ill i s .J..iable to th.e i'lM'Tad hims.lf. j To ivmo'l a i-'Ia-y. appl for a rctdar :con(.rs.on teira to the .ami?.-nm sc('-it.on, sc('-it.on, irsarauee d.o-i.Mi. w.,r r.ix lu;ir- a lii-e bur- a a. .i h ;n ; on. P. i Con--;rs:on ma' be n,...,,. tn thc'i:t:ti th.e old ' pa icy b.as l.ipM d by v :.s.'ii ef t.thure to I'.iv the i ri niiua s A P"h,- h.old. r mav ; 'n i i t to a sic r amount than his jormh .l pod. y, but lie ..n-tot i cnert a j '.a! r sum. The record:?, of the burc.j show th..t j aba,.t per .ant e( th.e men Who Law l bet-ji ut m..l .ha i ha e .-.l-ow c i t :a ir m-. m-. suian. a- lo Liit. me inactive hy imr-asy-Iment o' prtiotam. L. .slf' tins f.mt 1 hre, lor ( h.0,11. ,, -Jo:,, s !. e, , e;,;-.., at i t'.al 1 t.MV the t.mo l.itu! j. r r. : hm r I . : th" polie t pire. many of the ta hii-' hii-' ma Mm will r. new Ih, ir l oh.ct s He j ot itht opmaui that tl.e men who are pi:i- It K( d 1 o 1 a he a dn a at a i.o of o or: ane a t ! ii'Miran. e h e h. ap.-t and a i . -t in th.e w o-'.d. w lit not p..s i:p that i :h t "We must c..:iM.i r," he s.n.i, "that b I a'l o.ais the iai-er Tambt i ot men ho , M'l y ed m the war w : e u r.na.rrw .1 Tho r. .anal of th.- l mm. ranee in 1ho lmreaa I : !.os that l at r o. ot oi til. p...:,-;, ! Mi.' L.ktii ti.it tor motlai. l( ai;a,i: oab' Li n per . - ut lor w i. it w p,-r- l otiv 1 a to; al t: .,t tia s- ..ui ,; hu.-h a s , 1 el urn ed lo 1 ho 1 1 ; , . t Wax-. ,.f ( , j Shonhl t.'e that )a 11 r m,!,,,,, I t.i;.n: on a poh. x tor irO! r ,s-p . i v piood bus ha! . la p ha. Ml"t ex- , pe, t to n::t!iu las m.-thot ' Th, v p,w,'.U i o . riook tie. I,.,'! 1 ha I l h.t e , M luluir a head ol 1 la in. w h. a In.., t hen.( , , s ' id be the la a.b. ol famha s !,., whom it W ii! be. then- h.Mir.h iU;t to m o a', : the L dwa! U of he niMUan. . U (hr , oma. lo:.e th. ir ra id to , ,1;na nl ln'. ' S.MMU.a . ll , la v . r be 1. aam, ,. " |