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Show Thursday, June 19, 2008 SPRINGVILLE HERALD Spanish Fork doctor, sons, train Mongolian health care providers A local group of volunteers volun-teers recently returned from a medical mission teaching Mongolian doctors doc-tors important life-saving skills. They provided the American Heart Association's Asso-ciation's Basic Life Support Sup-port (BLS) for Healthcare Providers course in the Mongolian doctor's native language. Dr. David Ludlow Lud-low of Spanish Fork and his sons, Sean and Colin, planned and organized this project. Mountain View Hospital, Hospi-tal, Payson; Canyon View Medical Group, Spanish Span-ish Fork Clinic, Art City Clinic, Payson Pediatrics and Santaquin Clinic; and Swanson Family Foundation, Founda-tion, a charitable foundation founda-tion based in Ogden; combined com-bined to provide training in the BLS course. Together they trans Marriage is also financial Jason Alderman Nothing erases the glow of a honeymoon faster than money woes. In their haste to live happily hap-pily ever after, many couples don't do their homework before the ceremony and then are unpleasantly surprised to learn they're starting out their next life chapter deeply in debt - or married mar-ried to a spouse who has very different financial priorities. Here are a few tips to ensure you'll be able to say "I do" with no regrets re-grets instead of "I wish I hadn't," down the road: Before taking the plunge, hold a frank dis-, dis-, cussion with your ,-spouse-to-be about the state of your finances. You need to know whether, one or both of you have student loan debt, high credit card balances, unwieldy car payments or other financial fi-nancial burdens On a more optimistic note, also tell your partner part-ner about any significant savings, investments or other assets you own, since that can impact where and when you can afford to buy a house, start a family and even retire. Because each of you carries your own credit history and lenders often base credit decisions and loan rates on the spouse whose credit. score is lower, share each other's credit reports so there'll be no surprises. You can each order one free credit cred-it report per year from each of the three major credit bureaus - Equifax, Hunt for geo Hunt for treasure as part of the Utah "St ate Parks Geocache Adven-' ture sponsored by Best Western Hotels of Utah. Explore Utah's State parks On a hightech treasure hunt using a global positioning satel MURAWCE AGENCY home - auto life business Ainu; mruMK mi lated the teaching DVD and student handbook into Mongolian and funded the productions of the DVD dubbed into that language. . Previously, this material was only available in Eng-, Eng-, lish, Spanish, Portuguese and Japanese. Armed with these newly new-ly translated teaching . aids, the Ludlows visited Ulaanbaatar, Mongolia, where they trained 20 local lo-cal physicians to become BLS insturctorst. The Ludlows then helped the new instructors teach the course to over 80 other Mongolian health care providers. These insturc-tors insturc-tors now haave the skills and materials to continue teaching many more students. stu-dents. Dr. Narantuya, the Vice-President of the Mongolian Mon-golian Heart Associaiton, noted that this training Experian and TransUnion - at www.annualcreditre-port.com. www.annualcreditre-port.com. Marriage involves teamwork, so use what you learn as an opportunity oppor-tunity to fix your scores together. If you're not sure where to start, consult con-sult a professional f i-. nancial planner. If you don't know one, www. planriersearch,org is a good place to start your search. (Note to parents and friends: A session with a financial planner might make a good wedding wed-ding gift. How many gravy gra-vy boats does a young couple really need?) Knowing where you stand financially may influence in-fluence your plans for the wedding itself. If you've got $20,000 in outstanding outstand-ing student loans, do you really want to double, your debt with an expensive expen-sive wedding? A recent survey of Visa Inc. cardholders found that 87 percent of those who had gotten married in the last 10 years said they'd overspent on their wedding or honeymoon. Leading offenders were food, cake and drinks (18 -percent), the wedding reception re-ception ( 12 percent) and the honeymoon (11 percent). per-cent). There's a whole cottage industry today built on cutting wedding costs. A few helpful tips include: Print your own wedding wed-ding invitations from your computer - www. mountaincow.com and other sites sell invitation software and high-grade stationery. Limit the number of invitation enclosures to cache in Utah lite (GPS). Enter coordinates coordi-nates into a GPS unit and find the hidden cache. Bring your own GPS or use a free Magellan GPS unit at the park. Inside each cache, you'll find a logbook and a selection of free small will .be used to save lives and further improve medical med-ical care in Mongolia. She expressed gratitude to all those who participated in this project. Mongolia, the birth place of Genghis Khan, is a vast, semi-arid country positioned between China and Siberia, it is sparsely populated with the size of Alaska and only three million inhabitants. The main industry is animal husbandry where nomadic nomad-ic herdsmen range the steppes living in portably yufts. Part of the former Soviet Union, Mongolia has been an independent democracy since 1992. The Mongolians themselves them-selves are hard working people of humble means who are eager to learn and to help their country grow. partnership lower postage - and save trees. Create a website for tracking RSVPs, posting directions, bridal registry regis-try links, etc. Order flowers and foods that are in season and consider holding a buffet or a dessert reception recep-tion versus a sit-down meal. Limit the number of guests to ensure meaningful mean-ingful interactions with each. Remember, spending spend-ing just one minute apiece with 300 guests would take five hours. The most important advice is to create a wedding budget and stick to it. You can find good wedding budget tools at www .weddings. and www. weddingdet ails, com. Another good resource is Visa's free personal financial fi-nancial management site, Practical Money Skills for Life, whose wedding site features budgeting calculators, calcu-lators, tips on necessary legal document changes, tax and credit implications, implica-tions, debt management and more (www.practi-calmoneyskills.commar-riage). Starting off your marriage mar-riage as financial partners part-ners will give you a leg up on the other challenges challeng-es - and rewards - you'll face together. Jason Alderman directs Visa's financial education programs. Sign up for his free monthly e- , Newsletter at www. practicalmoneyskills.com newsletter. State Parks gifts. Sign the book and claim your prize. Most Utah's state parks have a hidden geocache. For a list of participating parks and GPS coordinates, visit www.stateparks.utah. gov. hi f 1 Mongolian Health Care providers gathered at Ulaanbaatar for basic life support training. Spanish Fork residents, fifth from left, front row: Colin Ludlow, Dr. David Ludlow and Sean Ludlow, went to Mongolia to provide the training. Bean there done that Leanne Ely, CNC DINNER DIVA Okay, so gas is expensive. expen-sive. And food prices are going up. Real estate prices pric-es are down and gosh, it's getting hard out there to live! So what are you going go-ing to do? " Well, if you wanna get down and dirty and really re-ally get cheap, you need to start thinking beans, legumes; the dried variety. Bean there, done that, got the t-shirt! (sorry, couldn't help myself) Being the quintessential cheap eat and nutritional wunderkind that beans are, nothing beats a big batch o' beans. They are easy to prepare and virtually virtu-ally foolproof to make, especially es-pecially when you employ these tips: The Presoak: After your beans have soaked overnight, over-night, give them a rinse and put fresh water in the pot for cooking. Some people may complain that you're throwing away some of the nutrition, but honestly, you're eliminating eliminat-ing a lot of musicality of beans by doing this if you're following my lead. The Salting. Wait until your beans are completely tender before adding salt. Salt can make the tenderizing tender-izing process not happen. The Water. If you have hard water, your beans may not soften. Use bottled water if that is the case. You can add some baking soda too (1 teaspoon per quart). The Age. Old beans mean tough beans. Make sure you buy your beans fresh and that they're from a market with a good turnover. Otherwise those beans may stay as hard as granite even if you diligently dili-gently apply all these fine steps. Beans are beans, but old beans are rocks. Questions I invariably get asked but hate answering answer-ing has to do with the "musicality" "mu-sicality" of the fine bean. Listen, there is no swift answer. If you ask enough people, they'll all come up with their own remedy for fixing this indelicate problem. But the best one, believe it or not, is just eat more beans. Oh yes, more beans. Then your body becomes be-comes adjusted and you'll be a little more discreet in the aftermath of your bean consumption. 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