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Show IXSrilAXCE It A TES. KviciiY max feels that he should insure his jirojierty against hie calamity. Provided all other things arc favorable, most business men do take advantage of the great insurance in-surance system which secures the insured against ruinous losses through disastrous conflagrations. But sometimes the exorbitant rates charged by the insurance companies com-panies make it next to impossible to insure. This is the situation with some of the business bouses in Brigham, today. The big insurance in-surance companies have combined. They have agreed to charge so much and no less for insuring the various building?. Some of these charges are outrageous. Several firms in Brigham are charged seven ' and a half per cent., or $7.50 to insure in-sure if' 1 00 one year. How many business houses cleared enough latt year to realize a dividend of l- per cent? Not many we fear, it being an exceptionally dull seasjn last year. Then what is the situation? It ? this. Such houses must either give up insuring and run greal risks of utter ruin through fires, borrow money to pay their insurance, in-surance, or carry sq small a policy that it is scarcely worth while in bother with it. They have chosen the first. Any reasonable person will concede that in propnrli-n to the risk, exposure or combustibility of any building, the insurer must increase his charges. But this is where the injustice comes in: Notwithstanding the fact that we should be allowed n reduction of at least 20 per. cci;l. on the former rates of insurance. (un account of our excellent j system of water works an'l live and j active lire company, now well enough equipped to cope-with almost al-most any fire emergency tiiat ii--likely to occur.) yet this combination combina-tion giant still refuses to make these coi.ecssh.ns; stands caliulv by; hears not our just cries for relief, hut continues on. serenely charging tlio old rates, which now amount to little less than bare faevil l-uuberv. What's to be done? The onlv alternatives seem to lie to ship insuring; in-suring; declare a boye tt on those combined companies, or grin and hear the burden until the greedy old nionnp-.ly succeeds in sucez- ' ing out enough money on f the extortionate rales to pacifv it into reducing the rale In something some-thing that hordt rs on reason. |