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Show I TC&tAC TZcccfcU 7&4& Heuxifaifien, I lunm SiMe $hihy (f rmtp I I FORMING 1 For Further Information Call 801-679-8668 or 1-800-455-4GOD Happy is he that hath the God of lacob for his help, whose hope is in the Lord his God. Psalm 146:5 " Happy Birthday David April 17, 1952 Was A Day Of Joy For Me. As You Celebrate This Day, May It Be A Day Of Joy For You. Mom 2. iS , ( ) , CARD OF THANKS i To M My T)ear friends & Loved Ones: i My family and I want to ! thankeveryone who was so thoughtful to ail of us before, during and after Malen' s death. The food, the love, your generosity and payers helped us through a very difficult I time. I am truly blessed to live in an area where there are so many loving, caring people who do so much. Malen loved this beautiful ; area and often said it was : e?(tra special because of the I wonderful people who live here. 'We will all miss him. jjfera .ttkfeld & Jomily CELLULARONE j mtmm Free Activation Free Month's Service On New Activation $10 Per Activation Goes To Support Your School! I CiNow, Offer Ends Aprils 19 ! iJM tM Hi WM H tM M tm WM H mm mmm mmm mmm mmu mmm mmm fBuy any selected Ericsson cellular phoneX SfMyflSPPl There's never PSmP i HMp i( been a better HlSbIT mmtm. time to get a I EHJKj Sg JBp reliable Ericsson I KB 1- Jlj mk Ericsson cellular I , - m phone, and we'll KT JLm denomination I XwKjjHm BIiKk by today for full I " delay this free JMmmT mmWmmmWk k. . JHHb offer ends May I ERICSSON ? I CELLU UVRONE network Call Toll Free 800-381-2355 PANGUITCH CANNONVILLE TEASDALE Greg & Jane Excell George Thompson Richard Pace 801-676-8079 801-679-8806 801-435-3805 M Ziou Bank home equity credit line. 1C fB Whether lor life's necessities or its enjoyments, chances are pretty good you're going to need extra cash now and then. A' X ,11 0 N Til A I' It I ', It I A H I. I: A P It INTRODUCTORY RATE LOAN-TO-VM.VR No Points I No Fees Frankly, if you use it wisely, a Zions Bank home equity line is the smartest place to get it. First off, the interest is usually usual-ly tax deductible." Secondly, the annual rate is terrific. (You've probably noticed the chart above.) You can even borrow up to 100 of your home's value" Thirdly, the 6 month introductory intro-ductory rate of 5.99 is as good as it gets. And another big plus is that you can use the money however you want whenever you want. All of which makes a Zions Bank home equity credit line more attractive than all those campaign promises you've been hearing lately. To apply, stop by your local Zions Bank office, or better yet call 1-800-789-LOAN (537-LOAN (537-LOAN in the Salt Lake area). ZIONS BANK Member F 1) I C The special six month introductory rate is o'-1)')"" Annual Percentage Rale (APR). The regular variable rale, which will take ellect six months alter your loan begins, varies based on the amourtl or equity you have in your home and the prime interest rate. As ol 3896 the prime rate is 8.25 APR. Currently if your loan-to-value ratio is 25 or less, vour regular rate will be prime plus 34 (9 APR). If your loan-to-value ratio is 26-50, your regular rate will be prime plus 1 14 (9 12 APR); 51-70. prime plus I 34 (10 APR); 71-80. prime plus 2 (10 14 APR); 81-90 prime plus 4 (12 14 APR): 91-100 prime plus 5 (13 14 APR). The maximum APR is 18. Zions Banks prime rate is equal toils base rale as defined in the loan documentation. All rates are based on the prime rale in eflcct six months Irom ihe time your loan begins. Actual rales may vary: Property val-ties val-ties will be determined by the bank. A $15 charge is made for any check or draft written against the line for less than $500. II the line is not used once during any calendar" year, iSSThouJSg a $50 fee will be assessed. This oiler is available on home equity credit lines below $250,000. Ask your financial advisor about tax deductibility, LENDER i . , h |