Show I Sunday June The Salt Lake Tribune F3 10 1990 Bush Must Fight Economic War But Battle Plan Is MIA By William Neikirk Chicago Tribune Writer WASHINGTON — What if they fought a war and nobody came? That is why President Bush and Mikhail Gorbachev held their summit to figure out what to do with these costly war machines after it became clear that nobody wanted to use them They have become like expensive antique cars They are too risky to drive but too valuable to destroy The only issue is a secure garage Just think of how many industries and how many private-secto- r jobs are represented by those nu- clear submarines tanks and international policies that make us less potent economically Our attention should turn swiftly to them because just as we made many mistakes during the Cold War we could make some missteps as we try to compete in the new global economy The terms of the economic war are entirely different from the rhetoric and thought processes of the Cold War A whole generation of Americans was obsessed with security from nuclear war until the collapse of communism Now that this fear has diminished the natural tendency is to turn to the concept of economic security Economic security has a nice ring but it's dangerous It means something that governments believe they can control with a thousand buildings filled with bureaucrats no doubt most of them defrocked defense analysts It means protection carving up markets quotas regulation It's the same kind of economic security that has been practiced during the air- planes missiles and bombs? The Soviet Union used a large standing army as a national jobs program and now the young people serving in the army are anxious about their future as are the members of America's volunteer army The war' is economic now and the enemies are different The enemies are ourselves and national on Campus of Cottonwood For Bush the challenge is to make the US economy more competitive If our educational system is the enemy of maximum economic efficiency and if quality of education is so important in the economic war the president must get more directly involved than he is in reform efforts now carried on rather haphazardly at the state and local level If the cost of US capital is holding us back the president needs to probe more deeply into the causes for low American savings and come up with solutions that extend benefits beyond those who earn capital gains on their assets He should want to know why some industries flourish in some regions and not in others whether subsidies should be favored to foster innovation in certain industries and what general type of industry we want to nurture and preserve in the United States If our managers are too short-ter- Opinion last 30 years — mostly to the detriment of the world economy Real economic security is taking the first plunge into the cool water of competition for a vigorous swim You know it's good for you but the effort seems so easy to avoid when other means are at hand Bush and Gorbachev will be if they let the security-consciou- s technocrats assume the influential roles in the coming economic battle Yet the myth should not be perpetuated that the transition from d to economies should be unmanaged Contrary to the belief of peace-dominate- many purists including some holding forth hi the Soviet Union a modern capitalistic free-mark- state simply does not spring magically from the fact that prices are decontrolled while the military is dismantled e strb' 77 :: :: 4C ' ::':::::''::':: 41141 a1'0"4114V erating rooms physician office space conference rooms business office space classrooms a therapyswimming room a surgical skill laboratory and a physical therapy department In addition 257 parking stalls will be added to the hospital's campus to accommodate the anticipated increase in patient volume "We're excited to be bringing this type of medical capability to the campus of Cottonwood Hospital" said Gary Wm Fames chief executive officer of the IHC Salt Lake Valley hospitals The architectural firm of Gil lies Stransky Brems and Smith is heading the project Engineers include Reaveley Engineers and Associates Olsen and Peterson Consulting EngiAssoneers and Becherer-Neilsociates Groundbreaking for the facility will take place later this month said Mr Midget I 45iir ::i :' -- - :1:::::::::: :::": " ::-- : '''' ''''' 1144''' ::: - - - :" s :: :: 4 s ''' 44'' -- - - " -' ' ' - :'''e' :: ' "' - ' ":": - ' ) - s r "' -t '''''' ::::'g::::::: " ''' - :1:' :' ':' '' NOtWantelVANIMMINOftWelaigNamilli111 PISIIIr7 OS titP ee s J- uv" VW 1111 ill! 1I It77:17 : By Michael Himowitz The Baltimore Evening Sun I really shouldn't go to computer shows I always see some new gadget that I want but don't really need at a price that's too good to pass up The last time it was a hand scanner Scanners are photosensitive devices that capture images from paper such as drawings logos photographs or even printed documents and convert them into a digital form that can be manipulated and stored on your personal computer Most scanned images are used as illustrations in documents produced by desktop publishing programs For example if you're in the business of selling TV sets you can scan a drawing of each set to illustrate your catalog If you're working on a flyer you can scan your corporate logo and make it part of the package Full-pag- e desktop scanners are and expensive quite sophisticated You can count on paying $1000 to $2000 for a good one You can pay a lot more if the package includes Optical Character Recognition software that will translate the scanned image of a printed document into text that can be imported into a word processing program But over the last year or so manufacturers have developed compact hand-hel- d scanners that can digitize small images and even perform Optical Character Recognition functions at a fraction of the cost of their larger brothers From time to time I embark on little desktop publishing projects that would look better with scanned illustrations So when I saw vendors - - I( 01: :: La 101 3 g 1 " ' ' inialWenalmoin 5i- 6Ammiamitionommewilii ‘ rf: A qrt:p :: m 01 i- :IT ' irti :'0 1 ri 1111 — 11 - ‘"4""""1: - r ::: rr ::: st' 11111100110 0111:11 — -- ' :!4") - w17--17' 11 -: '''''4 iiK:: - e GI )131 rrt7147r::::::::::: :::::: IP' :e - : ec e - " - tfee'ZI'ZIL'illiiitiraUffltalett ' o'a111ar:oD"N e au ek o tial filmass " ' ::: :r“4 717Lm Igltt1 t 1:Iii I i::'iiii: ' ' ' 411 ' 1 40 111:r ' 441:41114111 li ' &7—'ile:11' - morataimaagomtemonbmwmel"r"4r'''Y'' 1:- r- 4 - '' : This is an artist's rendering of Sports Medicine West which will be built on the grounds of Cottonwood Medical Center Staying Ahead - r By ' Jane Bryant Quinn rowers recently got letters ordering them to repay by July 23 Those customers are now scrambling for refinancing When they credit lines at open new home-equit- y other banks they'll have to pay startup costs all over again Their predicament stems from a clause in most n agreements exercised prior to Nov 71989 It's a "call clause" It allows the lender to demand full payment anytime it wants You agreed to the call clause when little-understo- home-equity-loa- - n 77''A4717r1::':"'"''''4'''': you signed the loan papers But you probably didn't notice — or if you did the import may have escaped you Old agreements also let the lender freeze your credit line at will which would stop you from borrowing anything more Starting last Nov 7 new rules obtain thanks to congressional passage of the Home Equity Consumer Protection Act Calls are no longer allowed unless you've handled yourself fraudulently missed payments or put the collateral (your house) at risk — for example by dropping your homeowner's insurance But these rules apply only to new loan agreements not to old ones If you have an older agreement check the fine print You'll probably find an enforceable call clause there Even with new agreements you can be stopped from drawing on your credit line in a number of circumstances Among them: Your fi 04 ::-- 4 14Psrt'elfrCMIE:::''' :- 5770 S 300 East Developers expect its completion in late 1991 Plans also call for 257 new parking stalls At Least One Failed S&L Calls In Its Hand-Hel- d Vt V - ''' n NEW YORK — If your bank or S&L goes down the tubes what happens to the loans you've taken? Normally nothing You keep on making regular payments Sometimes the loan is taken over by a new institution sometimes it's inherited by the government But your lending agreement rules Usually no one can force you to speed up payments or refinance But there's one big exception that everyone ought to be aware of You might indeed be forced to repay early if you've taken a home-equit- y loan The Resolution Trust Corp which is handling failed S&Ls still has 309 institutions on its hands — and a call could come from any of them So far I've heard of only one: Savers Savings Association of Little Rock Ark (formerly Savers Federal bor S&L) About 135 home-equit- y : '" :'::i:' i':?: a ! i&iirrIr ":: ---- 1F3 'Iollsk 41 ' s :):::''::: ' - '':-- 4'i4'1:toV?'t-'::::--:-::'--- " "" iti : ' - !NA OVy' !:a4:10''-:ki-i:-L-'li:g-'!:--- Loans Home-Equit- y nances have gone bad your house has fallen sharply in value or interest rates have risen beyond the cap in your loan agreement Some lenders are currently reducing credit lines for people whose incomes seem at risk or whose house values are down Home-equit- y loans under new agreements can also be called if your institution has been taken over by the Resolution Trust Corp "Suspending new draws against credit lines may be considered to be in the failed institution's best interest" said Ken Williams of Moebs Services which tracks home-equit- y lending At Savers Savings all the home-equit- y borrowers are managing to refinance their loans reports William Bruton executive vice president of the retail banking area He calls the original lending agreement "a flawed loan with insufficient half-doze- computer-readabl- e text Installing the circuit board took about five minutes After that it was a matter of learning how to use the scanner and the software They both took some getting used to Scanners do their job by converting an image into dots The quality of the image depends in part on how fine the dots are A4 Scan offers four different resolutions ranging from 100 to 400 dots per inch Three hundred dots per inch is the limit for most laser printers so scanning at a higher resolution normally won't do you much good The scanner itself is a five-incwide gadget with a roller on the bottom and window on top that lets you see what you're scanning To record an image you start the scanning software on your PC push a button on the scanner and then roll it over the picture you want h 1 to record A4 Scan will handle images up to 4 Vs inches wide although the software will allow you to scan a full page by making two passes and merging the images on screen The software displays the scanned image on the screen as the roller moves Unfortunately it's hard to keep one eye on your monitor and keep the scanner traveling on a straight path This points up a serious design flaw in human anatomy The process would be much easier with four eyes and three hands I started with a photo of my older son in his basketball uniform Immediately I found out that scanning is a constant battle with your computer's memory limitations The higher the resolution of the scan the more memory it requires Likewise larger images require more memory than smaller images Unfortunately the Image72 graphics program that controls the scanner and manipulates the images did not seem to recognize the extra megabyte of expanded memory in my computer To get enough of the imsge to be usable I had to drop back from 300 dots per inch to 200 dots and narrow the width of the scan Luckily all of this is easy to manipulate through the software and hardware The Imagen program also will reduce the size of the image automatically by a or factor of either Once the image is scanned Imagen's powerful paint functions allow you to edit the image dot by dot You can cut paste enhance rotate I' fade crop scale reverse and slant the image or any part of it The program written entirely in assembly language is one of the fastest of the genre I've seen While the program will store images in a variety of formats including the PCX GEM and TIFF formats recognized by popular graphics and desktop publishing software it can store only very small images in the formats you're most likely to use After a lot of experimentation and rescanning I was able to get pictures of both kids stored and import them into a desktop program They were delighted to have stationery with their photos on the top Line-ar- t drawings were much easis er to work with although the technique for larger images requires a very steady hand I was also able to get the Optical Character Recognition software to work after a fashion But the finagling required to paste text images together train the software to recognize the characters and get the thing into a readable form took a lot longer than retyping it from scratch would have If you're interested in scanning text on a big scale you're probably e scanner and best off with a a heavy-dutOptical Character Recognition program Still A4 Scan did what it was supposed to do I've used it to help illustrate flyers brochures and other documents and I've had a lot of fun with it If you need to capture occasional images for your publications and two-pas- full-pag- y 249 280 260 322 Delta' 280 322 United 370 Alaska 476 Ste — PHOINIX 187 Detta 468 187 America West 468 187 Continental 468 United 239 468 Ste — CHICAGO United' 343 193 343 198 Delia' 193 343 American' TWA 343 193 Northwest 343 426 America West 343 193 Continental 343 198 SLC — LOS ANGELIS America West 160 176 218 197 Delta' Continental 197 NA 218 United 176 — NSW YORK SIC CM 384 298 Delta' 384 298 Continental Pan American 384 298 TWA 384 298 384 United 298 384 America West 298 American 384 298 Northwest 384 468 SLC — DENVER 171 231 Pan American 171 United' 196 198 172 Delta' 171 198 Continentar 171 196 TWA' 208 America West 196 — SAN FRANCISCO stC 228 America West 198 239 198 United' 239 198 Delta' Continental 239 198 SIC — LAS VEGAS America West' 146 176 183 176 Delta 197 176 Continental SLC — ATLANTA 447 Northwest 364 364 298 Detta 298 364 TWA 298 364 Continental 298 364 United 364 298 American SLC Delta' United Alaska Confinental proDelta' er" America West Continental United In theory other lenders might have bought those loans But in practice their terms were so generous to consumers that no one wanted them Savers' credit lines required 10 percent of the principal be repaid every year But nothing stopped customers from reborrowing that 10 percent and most did "One customer told me he didn't know where he'd get another loan like this and the answer is he won't" Bruton said Bruton said Savers was willing to 10-ye- ar work with any borrower who couldn't refinance his or her loan and wouldn't foreclose But it has the right to That's another reason to borrowings keep your home-equitlow y 1990 Washington Post Writom Group don't want to spend a bundle take a look at A4 Scan or its competitors For information on A4 Scan contact HICO ECA C&C Products 38 Route 46 East Lodi NJ 07644 690 700 762 704 - 668 668 668 668 896 896 896 896 896 896 896 626 636 636 668 1050 1050 1094 1050 1050 1092 1050 1092 524 524 524 524 524 626 656 686 668 686 630 578 578 966 988 966 966 9660 966 - PORTLAND 198 260 260 374 249 684 684 684 674 198 198 198 — SAN MOO 198 249 198 249 198 249 198 249 — HOUSTON 198 322 198 322 198 322 ' 198 322 SLC — FRANKFURT SLC tection for both borrower and lend- Scanner Great for Capturing Manipulating Images n different hand hawking a scanners at prices ranging from $200 to $300 I decided I'd suffered long enough without one After an hour of anguished comparison shopping I settled on A4 Scan a Taiwanese import that includes an Optical Character Recognition program and paint software that can convert images into nine different file formats Most of the other scanners on the market will perform the same basic functions The package consists of three parts — the scanner itself a controller board that fits into a PC expansion slot and two programs that use the scanner to capture images or translate printed documents into 2 — SIAMAmerica West SLC "':':1i':e'::--':--:':5:'::!?:::r:-1-'':::- FARES I 'sat :''!::D15-:'!::'' coti'w'?'::42:7: ::: CARRIERS ::::::::::::N!::: '':4is't'?::'-:!::''1- i: Facility Sports-Medicin- e '''tiAr1!' ::::::: P :!!E e d The following round are for Satt lake City's top air route markets They are bosed on data token !Tom the Official Airline Guide each Wednesday The report is funded by the Utah Air Travel Commission as a public service and can only serve us a guideline Airlines can and do change fares on ma- ment's notice Travelers should contact their travel informaagents or the corners for tion rkzivevie or ' :::::::: 0::: 52000-squarefo- facility on the campus of the Cottonwood Medical Center The project is a joint venture between IHC and physicians Drs Lonnie E Paulos and Thomas D Rosenberg said IHC spokesman Dave Midget The new facility to be named Sports Medicine West will be located immediately adjacent to the first level of the hospital 5770 S 300 East and southeast of the Cottonwood Surgical Center It is expected to be completed in late 1991 The building will contain four op- hand-to-han- Flights of the Week' pnetyeuntritto ISIII Intermountain Health Care and the Pantos & Rosenberg Partnership have announced Iplans to build a multbrnillion dollar sports-medicin- its economic vitality In 1992 many of these barriers are supposed to come tumbling down (though I have my doubts that it will be as smooth as advertised) It was economic combat in a way but ultimately the general interest prevailed For most of the 20th century America has not had a peacetime economy Our obsession with security has driven our technological development our innovation our higher educational system our employment policies and our economic energies Now we must turn our obsession elsewhere That is why Washington seems so bewildered these days It cannot figure out where national energies should turn Turn them on ourselves — toward restoring a strong free innovative productive economy What Bush needs now is an economic program to replace the one he never had Medical Center IHC and Two Physicians Plan to Build free-standin- g their thinking he should be asking why and get an answer Every question in the economic war is extraordinarily detailed and the answers are complex But that should not stop the president from asking The very first step he should take is to remove the responsibility for studying this question from Vice President Dan Quayle who has done nothing with it in two years To do this properly Bush is going to have to dirty his hands on the issue something he has avoided since he became president In 1988 the economic question was only secondary to the campaign it doesn't lend itself to easy slogans Besides Bush had a popular plank in his platform: no new taxes Clearly as the budget negotiations are demonstrating this one plank wasn't sufficient for the times but it sufficed in 1988 Europe dirtied its hands and came to grips with many of the economic rigidities that held back in Delta' United Continentar American 656 646 646 656 800 800 800 800 Lowftmt Re laid Faro American Delta SLC 638 638 — LONDON Y Fares 2168 2168 lowitst American TWA Delta Rostrictod Faro 715 714 715 Y Fates 2682 2752 3592 " - domestic fares Ore based on an open ended travel date Non-sto- p seNice associated with fare Lowest fare with 14 day advance purchase: (1) min 1 Saturday stcpr other restrictions may apply Lowest fare with 7 day advance purchase (2) some penalty for cancellation Saturday stay of other restrictions may appN Standard Coach Fare All Several restrictions apply to the following International fares and are not published giving either 14 or 7 day advonce purchase Please contact the airline for further information regording restrictions Shipbuilding Budget Stable Despite Cut in Size of Fleet WASHINGTON (AP) — The Navy's shipbuilding budget would have to remain at its current level of about $11 billion annually for the service to maintain a pared-dowfleet of 488 ships say congressional analysts Members of the Congressional Budget Office told a Senate panel that the Navy's publicly stated goal for 1990 is 547 ships including 14 aircraft carriers four battleships and 34 ballistic missile submarines But recent published reports said civilian and military leaders drafted spending plans that suggest 488 ships including 12 aircraft carriers Such a fleet "would require a shipbuilding budget that on average stays constant at today's level in real terms" Robert Hale told the Senate Armed Services subcommittee on projection forces and regional defense The shipbuilding budget for 1990 totals $114 billion the CBO said The Navy's proposed cut in its fleet comes in response to Defense Secretary Dick Cheney's orders to the service chiefs to cut spending by n 2 percent below the rate of inflation in each year from 1992 to 1997 Reductions in the fleet create a need for the Navy to reconsider its missions the CI30 said "If it has fewer ships the Navy could reduce capability to perforni each of its missions proportionate ly" Hale said "That might mean proportional reductions in subma: rines that provide strategic deterrence ships that provide power projection by attacking targets on land and ships that provide sea control" Questioned by lawmakers about the Navy's priorities Gerald Cann an assistant secretary of the Navy declined to provide specifics but noted Cheney's current review of the planned purchase of the Seawolf SSN-2submarine and the DDG-5guided-missil- e destroyer Cann also said the negotiations on the services' spending plans submitted to Cheney on May 1 will "adaress the character and size of the 1 1 Navy" "When all is said and done we are still a maritime nation" Cann said - |