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Show L BBDaBmnHaaiHanRaBiHnHBiiMiBani SOUTHERN UTAH NEWS News WEDNESDAY MARCH It, 1W7 How can prevent Watch out for zero percent BLM Wild Horse and Burro diseased indoor financing deals at stores adoption in Apache Junction plants? Answer Sherm I Youve seen the newspaper and TV ads-N- o payments, no interest for six months! Interest free! Advertisements promising financing, allowing customers to buy anything from computers to furniture with a store credit card without paying interest for a stated period of time, seem to be everywhere. Many consumers tend to take these offers at face value. But in fact, unless you pay the bill in full when it comes due, you will have to pay back interest from the date of purchase. And frequently the interest rates are a lot steeper than for many bank cards. Before you decide to take advantage of this type of financial offer, the Better Business Bureau (BBB) recommends the following tips. Plan ahead. Take a careful look at your personal financial income, expenses and debts to determine whether you can afford to make the monthly payments without putting too much stress on your budget. Do some homework. Compare prices and quality of the merchandise. Make sure youre getting the best possible price. Check the company out with your Better Business Bureau. For the phone number or address of your nearest BBB., visit zero-perce- nt situa-tion-yo- ur the BBSs Web site at http: www.bbb.org or call The BBBs in New Your City and Boston provide business reliability reports online. Before entering into a financing deal, take a careful look at the sales agreement and make sure you understand and agree with all items before you sign. Carefully read the fine print. Many financing provisions are hidden in the fine print of a stores sales or credit agreements. Ask when full payment is due and whetheryou must make any installment payments durperiod. ing the interest-fre- e Ask what penalty will be imposed and what interest rate will go into effect if the balance is not paid in full by the stated date. Find out if there are Other restrictions or conditions. Keep in mind that credit costs money. While delayed payment plans allow you to purchase what you need or want when you dont have the cash up front, you usually end up paying more for the merchandise when you buy it on time. If you believe you are a victim of unfair practices relating to financing, you should contact your Better Business Bureau, the Federal Trade Commission, or your state or local consumer affairs office. 703-276-010- 0. zero-perce- zero-perce- nt nt The Bureau of Land Management will offer over 60 wild horses and burros for adoption in Arizona on March 28,29 and 30, at the Apache Junction Rodeo Grounds. BLM removes the animals from public lands and offers them for adoption to qualified people who agree to provide humane care and surroundings. The adoption fee is $125 per animal. After one year of providing humane care, the adopter may receive title to the animal. Since the program began in 1971, over 150,000 animals have been adopted by caring citizens throughout the United States. Over a thousand adopters of wild horses and burros reside in Arizona. In Scottsdale, Dan Kropp owns a 12 year-ol- d wild horse. At BLMs January adoption in Yuma he adopted two burros and one is pregnant with a baby due any day. Adopting these animals has been a very positive experience for us and wed recommend it for others, Kropp said. On Friday, March 28, at 10:30 a.m., a seminar will be held to provide potential adopters with information on characteristics, special needs, and care for the animals. A local veterinarian and BLMs wild horse and burro specialists will give presentations and answer questions. Everyone is invited to Meet Mustangs and Bray at the Burros" on Friday, March 28, from 12 noon to 4 p.m. This is an opportunity for the public to see the animals and review ages and other information for adoption consideration. adopters (those individuals with approved applications on file with BLM) are invited to participate in a random drawing for the opportunity to adopt animals on Saturday, March 29, at 8 a.m. To be eligible, citizens must submit an application to the BLM by 4 p.m., Friday, March 28. for Anyone not the drawing will be eligible (following approval) to adopt on a Pre-approv- ed pre-approv- ed basis after the random drawing participants have made their sefirst-com- adopt a wild horse or burro, citizens may request an application from any BLM office, or call (602) The application is included in an informational booklet, So youd like to adopt. See you in Apache Junction. So. Utah Tire Center Road Hazard NEW computerized 4 d To apply for approval to FREE Rotation Auto & Light Truck Huge Selection! Great Prices! first-serve- lections. your new Tgyea e, Protection wheel alignment system Free Pick-u- p and Delivery 780-809- 0. by Thomson, Utah State University Extension plant pathologist. One of the primary reasons for diseased indoor plants this time These of year is signs will let you know if your plant is getting too much to drink. Stems will turn dark and rot when plants have been given too much water. This is called damping off. The roots usually rot first causing the plant to grow slowly and use very little water. Plants use little water during the winter, anyway, and continued irrigation when it is already moist brings on root and stem rot. Excess soi 1 moisture provides conditions that are favorable for growth of fungi usually present in potting soil. Water plants only after the surface of the soil has had a chance to dry. This will usually prevent fungi from rotting roots and stems. Be sure that pots have drainage holes to allow excess water and salts to leach out. Correct the conditions in the pot rather than mask the problem with fungicide treatments. Root rot can be detected by carefully inverting the plant and removing it from the pot so roots can be examined. Healthy roots should be creamy white. Diseased roots will be brown or black. It is difficult and usually not worth trying to save a plant with stem and root rot. Unless you have a family heirloom, discard the plant and start over. One way to prevent diseases spread when getting rid ofa contaminated plant is to microwave the pot before putting a new plant in it. Wash the used pot with hot, soapy water and microwave the dripping wet pot for one to two minutes. The micro-wav-e kills spores and fungus that might be present. This process works for both ceramic and plastic pots, but not metal. To avoid melting, do not heat longer than recommended times. New pots do not need to be washed or microwaved. over-waterin-g. Profession!! Brake Service Brake Lathe for Resurfacing Drums & Rotors Trained Brake Specialists FREE Brake Inspection 265 East 300 South rstrzm Crad terms madaavariaMa purchase 4 paid mm It criUiftfinttHdl Kanab 644-255- t&iifflimf apjmum 7 m by CrattNabontfAnocialion. No paymaster 90 days envjafctymapuKftaMt No manat duawquaMymg 90 day Fuad rat pi 84 APR), vanaWt rai (19 SS APR ai ol January 1. 1996) APR may my ! I |