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Show Wednesday, December in the marketplace... save on Christmas calls This Christmas, Mountain customers placing longdistance calls will be able to save more money than usual a greater chance of getting through the first time. Another possibility is calling on Christmas Eve after 11 p.m. or on Sunday until 5 p.m., since weekend rates are in effect during those times also. If you dont get through the first time, dont ask the operator to dial for you wait a few and minutes try again,1 said Bell because Christmas falls on a weekend. Normally, holiday callers receive the 40 percent discount offered to late weeknight callers. This year, however, callers will receive the 60 percent discount offered to weekend callers. We expect a lot of Christmas callers to take advantage of the weekend discount rate this year, said Ken Hill, public relations manager for Mountain Hill. Utah. Bell in Mountain Bell says the busiest calling hours will be from 10 to 11 a.m. and from 7 to 9 p.m. Christmas Day. Hill suggested placing calls before 8 a.m. or between noon and 5 p.m. on Christmas Day. Customers calling at these times will have Home to Anna Jorgenson, assistant county supervisor. Mrs. Jorgenson said 18 assumptiontransfers were also approved. In addition, she said three loans were made to senior citizens for home repairs and 16 loans to farmers for operating Mrs. Jorgenson said the interest rate on home loans was reduced from 13Vs percent to IIV2 percent effective Nov. 1. - Albert J. FONTANA, Calif. Melrose has been appointed vice president for public affairs of Kaiser Steel Corp. In his new position, Melrose will be responsible for public relations, investor relations, governmental affairs, employee and numerous responsible positions in marketing, planning and investor relations at Litton Industries Inc. More than a turmoil since the 1930s, a greater number of S&I.S have been running low on capital because they must pay more in interest than they are taking in from mortgages, many of which were granted at low rates in increase from the end of last year, according to industry figures. Most of those institutions were losing money. The figures, filed with the federal government and obtained by The Associated Press, showed that nationwide 971 S&Ls had reserves, or net worth, under the Federal Home Loan Bank Boards regulatory requirement of 3 percent of liabilities. In comparison, 694 out of 3,743 S&I.S had a net worth below the required level at the end of 1981, similiar industry figures showed. Net worth is the excess of assets over liabilities. Mortgages held by an institution are considered assets while its savings accounts are liabilities because they can be inpulled out at any time and also draw years past. Congress approved an aid package this fall designed to help troubled institutions. But at the same time the bank board chief federal regulator of the savings industry changed rules that will make a large number of S&Ls ineligible for the help. Federal regulators measure an institutions financial health on the basis of its capital cushion. Once an institution falls below a 3 percent cushion, regulators monitor its activities more closely and can take action to try to strengthen it. However, Home Loan Bank Board officials caution against concluding that S&Is falling below the requirement by the institutions own reports are troubled ones in need of supervision. They note board rules provide leeway in determining if an terest. With the industry in its worst financial I Lockheed Corp. since 1979. 1964 to 1979 he held j starting at ! DINOSAUR TIRE j 200 E. Main, Price Sun Advocate, Price, Utah & half of 1982. Montgomery Data Systems Inc. of Kensington, Md., culled from the tape information on assets, income and liabilities for eachS&L. In the AP record check, of the 971 S&Ls below the 3 percent level, 875 were losing money. Savings and loans having a net worth below 2 percent of liabilities numbered 481, and 211 had reserves under 1 percent, the reports show. Carbon Ave. 0 JUICY CALIFORNIA Prices , Effective Dec. 15 thru ORANGES Dec. 19 Jb Garden Fresh Fresh Nevada U.S. No. Zucchini Squash Pine Nuts Yellow Onions 3,99 $289 lb. bag 50 lb. bag 1 $99 Mm 637 2480 Breakfast Top Sizzlean Strips Round Steaks H 59 $J39 12 oz. BOBCO CANON AE-- 1 programmed with CANON AE .nth 18 lens PENTAX ME Super 1 8 lens POTATO CHIPS $23550 s19950 $20450 SAVE 28 12 OZ. Bag NORWEST iw TOMATO SAVE 46' SAUCE COKE, SPRITE, TAB, DIET COKE One Stop Photo Finishing Enlargements, all sizes 11 A institution meets the minimum. The board does not make public the number or names of its problem S&I-s- , and in many states revealing figures on individual savings and loans that contain errors can be illegal. The board does not take responsibility for the "completeness, accuracy, or adequacy" of the figures. However, an overall picture can be gained from the board's figures, and to gain such a view the AP bought a computer tape from the bank board that contains reports filed by 3,533 federally insured associations on their finances in the first NAVEL Custom Wheels I ad- SWEET sToIkTng?tuf7e?s j vertising. Melrose has served as director of investor relations for From (AP) 637-611- Kaiser appoints vice president communications WASHINGTON quarter of the nations 3,533 federally insured savings and loans were running low on capital in the first half of 1982, a sizable 145 N. and farm purchases. FmHA is a credit agency of the U.S. Department of Agriculture. It provides loan assistance to farmers and other rural residents who need credit but cannot get it from other lenders. Ad- ministration made 64 home mortgage loans to families in Carbon and Emery counties during fiscal year 1982, according long-distan- 1982 Many S&Ls running low on capital - assists 64 families FmHA Farmers Hill went on to add that holiday callers should be aware of the new split-rat- e system of When customers make a billing. call during one rate period, and it carries over into the next, they are billed according to minutes talked in each period. The phone company is anticipating about 295,000 comcalls in pleted Utah during the holiday weekend, an increase of 10 percent over last year. 15, 8 SAVE 5) (o)C 32' 2 Liter NORWEST CUT B&W, Green Beans Largest selection of Tripods and Lenses in Price NORWEST CANNED MILK OK SAVE 12 far (y) 13oz. oz. ; |