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Show What Is Most Dangerous Risk?j GUILTY AFFECTIONS, SAY LIFE INSURANCE COMPANIES :' On Par with Handling Dynamite BY JACK JUNGMEYER I (Btatt Correspondent) f Seattle, Wash., April 00. Guilty Affections are as dangerous as dynamite. dyna-mite. In the estimation of life insurance in-surance companies. I None of the established concerns f ' mre Trilling to accept the risk on the love philanderer or the "violator I of the seventh commandment. Death by violence, Bay the coldly I calculating actuaries, is too prob- , able. I It Is the -com ercial -world's trib- 1 I . ute to clean living. Jj "Wo regard tho moral hazard as li equally Important with the phyBi- : cal condition of an applicant," I eaid Robert S. Boynes, for 15 years ' with, ono of the big insurance com panies, and fori ner president of the kCom mcrclal Club here. I ' "Illicit affections aro a bar sin- teter. Policies are uot issued to persons -whoso private life -will not bear the moral spotlight . "And every applicant, -whether he knows it or not," continued Eoynea, ' "is secretly investigated, on this score. "In e ' large, city a corps of i special Investigate. Is maintained j for that purpose. They keep tab I - on. the private affairs of policy hold- I ers as -well as applicants. It "A few dayB ago I threw a 320- 000 policy request Into the -waste I basket because the man's morals ' proved to be rotten. I "The public doesn't realize how i ranch business life insurance com- f paoies reject for this reason hun- i dreds of thousands of dollars annu- ? ally. I "From oar standpoint It pays to 1 live a clean life. Indeed, It is im- ponrtive' Insurance companies agree that !c the "scarlet road" is one of the most perilous hazards a man or woman can take. Examining physicians, physi-cians, agents and detectives in their i employ are constantly admonished f to ascertain the applicant's possi- i ble a'ooret transgressions, i in tho category of high moral hazard come not alone love piracy, 1 JtaikArinMng and gambling. c Scene from "The Scarlet Road," dealing with love philandering J?ilnlngieaT3r speculation." idded Boynes, "is very dangerous rom our standpoint. Tho man -who lunges is quite apt to overstep.' ace ruin and kill himself, Tt ought to be apparent why Ifo Insurance companies' cannot iccept the high chances of death Involved In loose living. "In the first place -we could not Impose upon the morally clean the hlh premium necessary If o should take the risks presented by those who transgress tho laws of God and man, and Vho court tho grim consequences. i |