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Show Page 4 The Gunnison Valley Gazette The Outdoor Report See Bighorn Sheep near Moab November is the best time of the year to see desert bighorn sheep. It’s their rutting (breeding) season, and the time of year when rams engage in head-butting and other rituals to attract the attention of the ladies (female sheep called ewes). “The antics of the rams makes for some exciting public viewing,” says Brent Stettler, regional conservation outreach manager for the Division of Wildlife Resources. That’s why Stettler and other DWR staff have chosen Nov. 14 Desert bighorn sheep. and 15 as the dates for this year’s Bighorn Sheep Festival. The festival will be held in scopes and binoculars you can and near Moab in sunny south- use. They also have several eastern Utah. large four-wheel-drive vehicles The event is free. The DWR that they’ll use to get you where encourages everyone to attend. the sheep are. When you come to the event, The festival begins on Friday plan on bringing a pair of binocu- evening, Nov. 14, at the Moab lars or a spotting scope along with Information Center. The center is snacks, drinks and a camera. at the corner of Center and Main DWR biologists will watch the streets in Moab. sheep before the event. They’ll At 7 p.m., Bill Bates, regional be ready to guide you to loca- supervisor for the DWR, will prestions where the bighorns have ent a PowerPoint program about been recently observed. bighorn sheep ecology and their If you don’t have your own life history. Bates studied desert binoculars or a spotting scope, or bighorn sheep in the Moab area a vehicle that will get you where for his Master’s Degree thesis. the sheep are, don’t worry: the Bates will also have some biologists have extra spotting bighorn sheep skulls and horns The Outdoor Report is Sponsored by: Transition to retirement: What “First Wave” boomers should know Submitted by DARIN FRANDSEN Photo by Brent Stettler you can see and handle, and he’ll be available to answer any questions you have. The fun really gets rolling on the morning of Nov. 15. At 8 a.m., DWR biologists and festivalgoers will meet again at the Moab information Center. Biologists will divide everyone into groups. Then the groups will travel to various areas near Moab in search of desert bighorn sheep. If you bring your own vehicle, you can leave the group at any time. If you ride in a vehicle with one of the DWR biologists, plan on the field trip ending by noon or early afternoon. 528-5001 Hwy 89 Northeast of Gunnison Open Monday - Saturday The First Word and Last Name in Log Homes! Think Satterwhite for Log Homes, Rough Lumber, Timbers, Animal Bedding and Firewood G•I•C Thursday, November 6, 2008 If you’re a “senior” member of the baby boom generation — generally defined as those born between 1946 and 1964 — you’ve seen a lot in your life: the Cold War, the first moon landing, the birth of the Internet and much more. But in just a few years, you may face something you probably never thought you’d see: your retirement. To make a smooth transition to this stage of your life, you’ll need to become familiar with a few key financial topics. Consider the following: • Retirement plan income — For the past few decades, you may have been building financial resources for retirement through an employersponsored plan — such as a 401(k) or a traditional pension — and possibly an IRA. Now, however, it’s time to determine just how much retirement income these vehicles will produce. A traditional pension will provide you regular payments based on your years of service and salary, but you have much more flexibility and latitude when it comes to taking withdrawals from a 401(k) or IRA. How much you withdraw directly affects how long your money will last, so you may want to consult with a professional financial advisor to determine the appropriate withdrawal rates for these accounts, based on your projected retirement lifestyle, life expectancy, risk tolerance and other factors. • Health insurance — Well before you retire, consult with your employer’s benefits office to learn if you can receive some type of health insurance as a retiree. Many large employers extend health care coverage to retired workers, but as health care costs have risen, some companies have cut back or eliminated this benefit. Generally speaking, you won’t be eligible for Medicare until you are 65. If you retire before that age and your former employer doesn’t cover you, you’ll need to find some health insurance to fill the gap. • Social Security — You can begin collecting Social Security benefits at age 62, but you’ll get larger monthly checks if you wait until you reach “normal” retirement age, which, if you are in the first wave of baby boomers, will be about age 66. When should you start taking payments? It depends on a variety of factors, including your health, family history of longevity and other sources of income. • Further employment — If you decide to do some type of work after retirement, whether for financial or personal reasons, you’ll need to factor this income into your overall retirement income strategies. For instance, if you’re earning a reasonable amount from a post-retirement job, you may want to delay taking money from your 401(k) or traditional IRA (though you’ll have to start taking distributions when you reach age 70-1/2). Also, according to the Social Security Administration, if you start collecting Social Security when you’re younger than your full retirement age, you will lose $1 of benefits for every $2 you earn above a certain annual amount ($13,560 in 2008). Once you reach full retirement age, you can keep all your benefits, no matter how much you earn. So, there you have them — just a few of the financial issues you’ll need to explore as you lead the baby boom cohort into retirement. By taking your time and exploring all your options, you can make the transition pleasant — and rewarding. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. CD RATES TOO LOW? LET'S TALK. Darin K Frandsen Financial Advisor www.edwardjones.com Member MemberSIPC CIPF . St George, UT 84770 435-652-3558 AUTO SALES Into all the World ‘07 Impala Flex Fuel Price Slashed $12,500 Elder Ball has been moved to the north end of Philadelphia where he is serving in a three-some. He is training both of the other Elders and says they are very humble, obedient, missionaries. He is anticipating the end of his mission with mixed emotions. He is pictured (left) here with some World Series memorabilia. Way to go Phillies!! Elder Ball is the son of Ronald and Gayle Ball of Gunnison. ‘07 Silver Mazda 6 30,000 Miles Only $14,777 This Week Only! Theall Scouting News is Sponsored by Into the World is sponsored by $13,300 Gold 2007 Chevy Malibu LS 28,000 Miles Only $11,200 Green 1996 Blazer Only $2,400 Don’t forget to come in and register for the $1000 Do It Best Giveaway! If we don’t have it, we can find it! Stop in and tell us what you’re looking for! Gunnison Implement Co. 51 W 200 N • Gunnison 435-528-7272 ACE Paints Sporting Goods Whirpool Appliances 528-7513 435 South Main • Gunnison Now is the time to buy a house! Interest is still low, and if you buy now the government is offering a $7,500 tax credit for first time home buyers. So take advantage of this! For more information contact Janice McClellan at 435-528-7717 or 435-528-3182 |
