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Show 10 TIMES October 26, 2006 Financial readiness equals mission readiness, official says and planning for the future," she tually adds up to quite a bit when you do it on a regular basis." said. Another program DOD recently One of the initiatives DOD is pursuing is a program called Mili- launched is Moneywise in the Miltary Saves. This program is under itary, a traveling conference done America Saves, a nationwide cam- in partnership with the PBS televipaign in which a broad coalition of sion network that addresses topics nonprofit, corporate and govern- such as staying out of debt, bankment groups helps individuals and ruptcy, home ownership, saving and insurance. The first of these families save and build wealth. The idea behind Military Saves conferences was held Sept. 30 at is to encourage military families, Walter Reed Army Medical Center here and was hosted by Kelvin particularly young families, to Boston, host of the PBS television start saving early for retirement series, "Moneywise." and to build a financial safety cushion to use in case of emergen- Moneywise in the Military cies, Ms. Arsht said. Having this proved to be popular in its first cushion will prevent families from conference, drawing 200 people on a Saturday afternoon, Arsht seeking short-term loans, which said. Boston is a popular television often come with high interest personality who directs his regurates, she said. lar programming to middle- and "The military pay system makes low-income Americans, but has it really easy for you to do these adapted it for military families, allocations in your paycheck," she she said. said. "These small amounts of money -- $10 or $20 a month -- ac- "We see these as very popular BY ARMY SGT. SARA WOOD American Forces Press Service WASHINGTON (AFPN)--Servicemembers and their families need to learn the importance of financial management and smart saving practices, so the Defense Department is focusing its efforts to make sure troops are prepared for the future, a senior DOD official said here Oct. 17. "One of the most important aspects of our responsibility at DOD is to help military families with their quality of life and with the programs and activities that will help them have a full and successful life that we think the military offers," said Leslye Arsht, deputy undersecretary of defense for military community and family policy. "We've worked hard to put together a comprehensive program of financial assistance and guidance to help military families move toward a culture of saving 5. Operation ; Allied invasion of Sicily (1943) 6. Sixth sense 7. 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Admiral type 66. Tied 67. Item carrying genetic info 68. Antony; Roman orator, politician and soldier ACROSS 1. Hindu system of exercises 5. Skirt line 8. Used to express sorrow or regret 12. Cain's brother 13. NA country 14. Operation ; Allied invasion of French North Africa (1942) 16. Deliberate intention or wish ^Engage in espionage^ r^v 18. Place in a grave * " 20. Toner 22. Caviar 23. Bloodvessel,^' -" 26. Cistern 29. Car mark 30. 1974-78 Valerie Harper TV sitcom 31. Operation ; US invasion of Okinawa (1944) 33. Notch 34. Used for carrying, holding, or displaying articles 35. Smallest unit of an element 37. Sault Marie 38. Snakelike fish i DOWN 1. Turn about the vertical axis 2. Japanese sash 3. Hair care product 4. NATO operation in Kosovo (1999) activities for every age group, but your finances, you're not going to. we think especially important for be as ready or as focused on the mission. So we want to help famiour young members and their lies address these issues before families," she said. Moneywise in the Military will they become a crisis and to really travel to five installations around encourage them to make these the country, and possibly to more sounder financial choices." Most military families get into locations as DOD develops its retrouble when small emergencies lationship with PBS, Ms. Arsht come along and they're already said. stretched thin financially, Ms. DOD has developed partnerships with nonprofit financial plan- Arsht said. DOD's financial readiners and organizations that work ness campaign aims to teach serthrough family centers, providing vicemembers how to save and plan for these emergencies, so they're counseling and to help military members in financial trouble, Ms. prepared and ready to do their job, Arsht said. DOD leaders also en- she said. "Because we see financial stacourage servicemembers to use bility and financial readiness as financial institutions on military equating with mission readiness, bases, wh ich offer short-term loans with low interest rates, she it's really important to DOD to be able to help our families make said. good choices, and to start this "Financial readiness is equivaculture of saving that will keep lent to mission readiness," she said. "We have records and history them from getting into the cycle of that show if you are worried about debt," she said. 50. Immoderately adhering to a belief; extreme 54. Gun the motor 55. Day prior 56. Desire 57. __ Sea 58. Ornate vase 60. Grassy lawn 61. Needlefish 62. Operation Light: name given to using B-52s in Vietnam (1965) SPECIALIZING IN CUSTOM EXHAUST REMEMBER YOUR AMERICAN RED CROSS DURING THIS CFC CAMPAIGN // Annual Show Oct 27 6-9 140 W. 4700 S. 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