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Show Qpvis County Clipper December 17 1996 page Tuesday A7 in . IM t l( ,'va ? I I Closing day is considered the first day of ownership M ! IS' US ) On closing duy, the bu er and seller will meet with the escrow officer and execute the necessary paperwork to pass title of the pioperty The dos- - -i c , U-- i i ?& r V $ .'- Wbubi S - t t r $) 1; : ?l M V V 54 Vj m isH, - . A .iefy-v- lj ,ry.i - - i . 1 .s. J V ' V V ll Ck lb 0 v. ff tjZ ., - J1 - 'i mJ v s s . v A .?'r V J, nfrrjii VVx.-- ; iTIrrrfHilfcir ftT- j tattod WW, 7 WMiw4f e One of the most distinguished managers in the Honda dealer network works at Willey Honda m ser-vic- 'wrM.S iifcilJ KEW BUSINESS: Layton Mayoi Jerry Stevenson welcomes American Express Financial Advisors to Davis County Shown are Stacey Fredrickson AHA Phil Evans At A leny Stevenson, and Shane Stewart AEFA F Bountiful Herbert Zuber received national distinction from American Honda Motor Company at the district and one award levels in the Honda American Express Financial to open new office in Layton LAYTON American Advisors Express FTnanual announced the opening of its Layton, Utah office Slatted with two advisors, the office offeis Davis County residents full range a of person.il and small business financial services The office is headed by Stacey financial Fredrickson, a services practitioner and seven-yea- r American Express 1 manual Advisors veteran His experience spans the financial services arena with training in protection, taxes, retirement, estate preservation, investments, asset allocation and small business services As a grad uate of the Brigham Toeing University School of Management, and a long time Utah resident Slices bnnes solid undi MaiKhng ol the pc pi c if the stale uni 'lie education to help them achieve the ii coals S' k lomecl 'v m. o e Se wa't I w , he S' lie I IUV er sit g' iduaie rni ,n live alumnus As piesideni ol the Associated i Sludt ills nl Webci State diversity and student numbci ol the Boaul ot i i iiste es Shane earned a listing on the Outstanding Young Men ol America honor mil lor Id'JII and 1 ment I rcas he office located is American I vpress Financial Advisois owns or pinnaces more thin SI AS billion in assets and otters a wide innge cd financial ser vices and products thiough a nationwide netvvoif ol 8,000 personal financial advisois In Utah, I American xpress Financial Advisors employs SS advisors in its Midvale, Orem and Layton ollices The Business Network lnt! is holding a breakfast kick-of- f meeting foi the new South Davis Chapter located in Bountiful Business Network Inti IBM) gram allowing only one person from a particul.ir business or piolession to loin a chapter I he pnmnrv purpose of the group is to increase business through a structured xvstem of wind headqmirtered in Claremont. CA is m its 12th year of operation with chapters m A6 states, Puerto Rico, Canada and nglntid BNI is a business marketing pro id mouth marketing and passing referrals An active member of BNI can actually have up to 40 extra-- sales people working for them, because all 1 its f ' 1 C t the other chapter members carry their business cauls and lire constantly on the watch for new business I he kick otf breakfast is open to all business prolessionals in the area and will he held Tuesday, Dec 17 from 7 8 At) a m at Godfather's 201 W 2600 S , in the Pia. Colonial Square The cost will be $ 50 per person meant to be!" BelivcitSifcbtal Jumbo Hall tAFaTf Large Pepperoni Pizzas 1 CqOA I (Or Any Other I i iForSl9 Please present coupor when ordering in ii- - vp v as N at va fsa a u p " I I kialont laoW at a nnt dtf mgr i V u I h srum 4f w 4 $fC99 l ? 'by 'I II d VfJ 7 R. y I d ip c i r s dcaiee m politic il science liom I tali St it - I in v c s v and a inns do toi ue dunce liom Bngham Toungl mversiiy He is a member ot b ic Pteaee mention couoon when Mn and 3 imited OW'vry va d 16 an, o ' p oth pry N va d at tan upaw g oirtons Sains tai n frh n o q i ai 6' 298-244- v Ik ,t8p, a0, VaMdtr o gt m " l Bullet & 2 1501 Bountiful CLU 55 p3afthtr st n We deliver or Dine-i- n llUjfneto.- formerly Bailey gets promotion La Just a 4,v ??Delivery?? Beans Steaks American & Mexican Fajitas - Chicken or Steak in & Taco Salad - Sopapillas out Rice - S Commerce health committee I' I Bailey and her husband Alan live in Lav ton. Utah and have two dine carry ) 2477 S. 800 W. r pAf ' Zb 295-244- How about Eaglewood7 We do1 Mueller Park7 Of course1 Up on the hill7 We certainly will1 Through rain, sleet hail and snow San Remo s has a 4 wheel drive and can deliver your pizza and 'or pasta fresh, hot and ready to go' Live above Davis Blvd7 That s not hard Large Combos Tacos Enchiladas Toastadas Burritos Chili Verde ( 4 Z 'V They do the thinking,... We do the cooking! New Name! Famous for Our Smothered Burritos of ITALIAN RISTOPANTE Frontera Cafe Fresh Homemade Mexican Food jt PIZZERIA Same Great Food and Service, 1986 as a management trainee m the mortgage division She moved to the 4 AN REMO - Lorenas Restaurant C t Bullet Pfeeee mentton coupon when ordehng Dtne-onty Not valid wrtF any other otter or coupons Vafcd at apt abe not padreiet ng torations Sates ta ded VaM through t g? Pizza. South I Trust Services of F irst Security Bank She joined First Sccmilv in 2nd FREE I Laurel Robinson Bailey has been named trust officer for the Corporaie III1 Godfather's Zfroo the I tali State Bat Association. Colorado Stale Bar Association and tin Ameiic.m B u As oci ilion stabhshed in 677, Q ubt is a pioneci and Icad.r in the quick oil he Salt I ake ( 'it v change mduoiv based companv cmrentiv opciates 460 lube cmteis m 40 major markets across 24 stale s and in ida 1 b Salat V ,VJL 9 West nz. e 9 Receive a I I I fatMTt I I - Delivery o Solt Drinks and II vr ertra orderlnq JUMBO Buy I Mrdfua Specialty Large Specie tty & 1 Median t Topping I Large 1 Topping USE THIS Specialties to Choose from rOUPON 3 TIMES' ai Mp;! CsHk Taro i geneial counsel md legal clerk A usuluit ol ( i liter .lie Smoot holds a zFeast CLU54 Pepperoni Pizza JUMBO fre&h and fluty breadstirks1 A small cinnamon streusel dessert pizza with J V I Pet 15 2 6 Topping Combo And V2 JUMBO flavor' Please present coupon when ordering Ertra tid deirvnry m tube so ordns Nc aid th iir " Val 1 Wirt ciM'.g nam I I I'C $1X99 on Feast i S SHANE SMOOT A Vpgo p Ui. -- Family Feast I ZForSlgW , I Z )I daugli'ors breakfast Pizza tfic way pizza was I i v ol Genesis Petroleum, a used motor oil of the Chamber ZUBER the in t g fand oversee the management member HERBERT BNI to hold kick-of-f 1 concepts trainee, trust administrator and gram trust officer before her recent promotion to trust officer A Utah State University graduate in finance, Bailey is a certified corporate trust specialist She is also a The recognition program offers two achievement levels District and Zone fach level requites managers to meet tenure requiiements, to recognize the achievements of their employees, to participate in turning in and out of the dealership to run a profitable service department, and to leceive outstanding Total Satisfaction Index customer scores W inning this honor recogmes operating a successful service department that icsults in main satisfied customers enconip issiug both personal and small business financial manage Q Lube, a subsidiaiy of Quaker State Corporation, announced that Shane Smoot, Centerville, has been named executive vice president to oversee the company's growth and development division He was picvi ously Q Lube vice president of the legal department According to Kirk Umphrey. Q Lube president and chief operating officer, Smoot's responsibilities will include overseeing the acquisition, development, legal and information services departments He will also facilitate the development of new corporate trust department in I960 and has held the title of management property is complete VO Shane has lour years ol financial planning experience Smoot named new Q Lube vice president refining interest have full confidence m Shane as he assumes this new respoiuibih ty, said Umphrey "Shane's proven track record, superior management skills and experience with the compa ny qualify him to play a hex leach r ship role as we seek to achieve Q Lube's plans for aggressive growth and continued success in the comxti tive fast lube industry " Smoot's experience with Q Lube spans nearly 10 years In his position as Q Lube vice president of the legal dqwtment he was responsible foi all real estate, environmental and litiga tion matters He has also served m the Q Lube positions of real estate alter ney, environmental counsel ussistmt Service Manager Recognition Program All Honda service managers are eligible to quality as a "Honda Service Professional." but only the best are able to meet the challenge ton iv Professionals Service Minoi House building at S97 Noith W'oodlnnd Puk Diicc in I and closing lees are paid to the title company There will also be a charge for interim interest the daily interest calculated from the date of closing to the end of that month As a term of the mortgage loan, the lender may require payments toward setting up an escrow account for the payment of future property tax and insurance premiums Alter closing, the interest on the mortgage loan is paid as part of the regular monthly payment Costs associated with the mortgage loan would tv loan origination fees, insurance premiums, tax service fees, processing lees etc Alter both the buyer and seller have signed the settlement statement disclosing all the charges, the title company will record the deed and mortgage documents After recording, the monies are disbursed to the seller and his agents, and the sale of the Zuber honored with a national service award TV X ' f , h ' 1 - 1 fs if estate agent and mortgage loan officer will also be present Closing day is considered the first da of ownership tor the buyer, and all benefits and responsibilities are tianslerred at this time The warranty deed is signed by the 5 V j-- - . mg generally takes place at the offices As of the title insurance company well as the buyer and seller, their real seller to officially transfer the property to the buyer The trust deed is a docu ment that describes the title conveyed and acknowledges the identity of the new owner The buxer pays his down pax ment and signs the mortgage documents releasing the borrowed funds to the seller These documents include a note acknowledging the debt and piomising to repax the loan in a spe cific manner, and a mortgage pledging the home to back up the borrower" s promise The seller also paxs costs and will receive any excess proceeds alter retiring any existing hens on the property The seller's costs involved w nh the sale of the pioperty aie paid at closing as well as the buyer s costs associated with the mortgage loan This can include real estate agent's commission together with inspection fees, surveys and any legal lees The title insurance premium, endorsements, recording 1 Woods Cross Remo's things are made with love and passion When was the last time you felt passionate about your pizza? At San Coming attraction: Alan Michael, saxaphone player from NY and Kevin Johannsen, guitar player from Utah, will be performing on Sat, Dec. 1 4 from 6 00 pm to pm Please note no deliveries available on this evening. For reservations, call (736. For a "Big Night" - Free Delivery- (Some 294-REM- O - Restrictions at San IS S. Remofc call (7J66) Highway 89, North Salt Lake |