Show - I uska01004m°mUwil"4we— rotWOfftgroOMOM1031113diiPW4ti : I c 1 I 4F I The Salt Lake Tribune Sunday November Citizens Flock to Rural America 1990 11 - ' Highest Money Market Yields $100000 cos Rats America Fed Svgs Bank Longmont CO Columbia S&L Wine CA John Hanson Svgs Beltsville MD 64nonth Great American Bank Son Diego MONEY FUNDS YIELDS 10 Highest Compound NOV 6 1990 !c4 i' Iti - lj fi !s 815 861 Security SAL Scottsdale AZ 857 Citylrust Bridgeport CT 856 Perpetual Svgs Bank Alexandria VA Columbia First Sank Affington VA 855 Is The leftband yield column the annual effective d yield the first year retum on the CD The column shows the average annual yield That is calculated by dividing Me total Interest earned over the We c4 the CD by Me number al years of the CD The result is expressed in percentage terms LS-YeCD Annual IttocitveAvonage Annual - 75 7gs 1 1 784831 Avgs Bank PorHond ME Mclean Trumbull TheNvii8onksvgsmaBonka 872 930 860 916 857 913 057 913 856 913 VA CT '1 0 ccHopkins ''' ' ' 1 --- ' '''''''''''''''''''' ' ' SALES : ‘ : 11 '‘'b? '''''' ''-- '''z'' - - ' ''''''-- '''''''"''' ' 386-16MH- Z Z -' '''''' $1242 $1545 $1899 $1964 Z 386-25MH- reported SX - ‘ u---- tompal '''-- ' —tninota---Founft741-- E'votTepLort - '0116411V4" 4411' fi fm 4 01 - 414r - °Ift°' ftu ikoi 4ditNtlek Ni1 Li1 4 4704to' 0N' - 4211411odt :6171t COMPUTERS Open 11 569-120- Mon-S- 10-- 7 441t6- A444 COTTONWOOD 2784400 0 Open at 7 ' SIMU'IP' l- - Let our 15 years of Experience Work for You! SCHOOL REPORTS -- foliitc 0- - 12K11 42111111:1 I trAtiaif 0'40 kiKitTS ' 116 IMO th WI ' I VISA & AVACCEPTED A 016(11: I ) 11 i i htrizostou I IR 11 clinttliVIIIIIM tr KON11:41 - CALL: - 801-32247- EDUCATION NATIONAL 03 u el 0 I- INVESTMENTS b b FINANCE ' LIST OF STOCKS - DESKTOP amil0min - SPORTS AND MUCH MUCH MORE 1 AUTHORIZED PRODIGY DEALER ' 00 - - ' ' ' - - - 11 '' l TO ' rnk I! - ' DOWrriOWN' 53 TIFIZZG011tar BONDS & WEATHER ' PR ICES STARTMG UNDER $1 000 I °Dail amiss lit b la - 4-- INC 1 MIDVALLEY 9 eti CIFENS:1C4I1 0F"2 0 STOCKS "' Mb PUBLISHING avrt4-- I i Li- PmPli''1 Li 1 4 11 ty wood ciao FtEr OPEN' Mon WidUhuirs ' ' 1 r' 11 IV RIP - 532-116- 4 Fria 10-eru- es Sa - m ' :04 ) ('"'"'-- - BROTHERS 'Shearson Lehman Boothers ranked number on among all firms M terms of number of analysts selected kw the Instkutional Investor NagaTine October 1990 MfITINI SiPr ID 1990 Shearson Lehman Brother hr - 15 Pi MI ILCCOUNTING GEOGRAPHIC 1 SHEET° 11 - FOR OUR RECOMMENDED - RECIPES analyst And they've had some very reassuring fads emerge from this year's poll Shearson Lehman Bmthers had analysts ranked in 48 positions revealing a breadth of expertise not often seen on Wall Street And we were the only firm to place an alfstar in the four key overall investment categories: economics market timing quantitative analysis and portfolio strategy If you'd like to take advantage of some of the sharpest minds on Wall Street tall us ER1 R CONSUMER REPORTS FORECASTING ReInstitutional Investor Magazines search Team poU has become one of the most eagerly awaited-an- d n the investment important-iindustry While were honored that in this year's poll of 750 Institutional investors our research department was voted number one the real significance is to our clients Because they're the ones who benefit most from the information anal Y sis and advice of our Lt ertteitli 1 (irks k a: ' HOME SHOPPING - ' I m SOLUTOOLMS - ommx BUD GES Week A Days F MALL m 1 a 4110 - - '''' MAILING LABELS gpaN LOCATIONS JORDAN 1593 W 9000 So s g WORD PROCESSING -I 'IN' Pit"' 0101471ii ' m one-thir- GENEALOGY vi 4 r - RidARt- MO 1)4IST E: hveotlikit' l''' r' ! A 4 irooi 'eglr' tr' Other observations in the report included: — Farm people continue to be older than the non-farpopulation in general with a median of 38 years in 1989 compared with 325 years for A median age means half non-farof the people are older half younrefers to urban plus ger Non-farrural non-farpeople — Last year 974 percent of farm residents were white and 18 percent were black compared with 84 percent white and 125 percent black in the non-farpopulation The remainder were described as of other races — Only 29 percent of the farm residents were of Hispanic origin — Nearly 69 percent of the farm residents 15 years and older were married and living with spouses in 1989 compared with 554 percent of the non-farpeople I OMEANDTBIJSINESSTAPPEOWTIONSWOURTSPECKRY1 SYSTEMS' NOW") mo - ' t4 —4101Vout of South" OUR BUSINESS IS PROVIDING YOU WITH — M1 ' a6044 011 CO-M-- and less than a third lives in the tances have been important factors One possible effect of the 1990 census is a reclassification of some of these distant areas from rural to urban That could show up later as a slowdown in rural growth The report said the largest share of the rural population about 44 percent continues to be in the South That has been the case since the first US census was taken in 1790 "Although the regional distribution of the rural population changed only slightly in the last 40 years the regional distribution of the farm population shifted markedly" the report said d In 1950 of all farm people lived in the Midwest and slightly more than half in the South "A rapid decline in the Southern farm population rather than growth In the Midwest's farm population reversed the regional rankings" the report said "Half of the total farm population now lives in the Midwest m ' I - -- $34199 ET "Lit farms in rural areas but does not include the relatively few who live on farms in urban areas A farm is defined as a place that sold agricultural products worth $1000 or more in the previous year Felicia LeClere of the Economic Research Service one of the authors said there were no real surprises in this year's figures "The things that have come out trends and have been long-ternone of them has been surprising" she said in a telephone interview LeClere cautioned that all the figures are subject to revision when the official 1990 census results are available next year She is confident that the annual figures are on track how ever Department officials have noted the increase in rural population — rising by 12 million people since 1950 — and point out that urban sprawl and a willingness of city workers to commute greater dis I - SUPPORT SERVICE 286-12MH- : Yields far Period End- y Banit Santa Barbara CA CitibankSD Sioux Falls SD Co Annual effectiveAverage Annual Yields Nati Avga 8051945 Citibank of Florida Dania FL 900 1077 Fed Svgs Bank Baltimore MD 887 1059 'fA the government Wednesday Farm people declined by 150000 to an estimated 4801000 in 1989 a decrease described by the report as "not a statistically significant difference" from 1988 The new estimate put the farm population at 19 percent of the US total of more than 2482 million people the smallest share on record In 1980 the 605 million on farms represented 27 percent of the 2217 million people in the United States And at the turn of the century the 1900 census showed 299 million living on farms 393 percent of the population of 78 million The annual report was released by the Census Bureau of the Commerce Department and the Economic Research Service of the Agriculture Department Overall the rural population was estimated at more than 662 million up from Just under 648 million people in the 1988 survey The rural population includes those in living in the open countryside and small towns not in the suburbs of large cities Large cities and their suburbs plus towns of 2500 or more are considered urban the report the farm of those living on Money Funds Avetege 741 4 Fidelity 815 Spartan US Govt MNIF k 2 Benham Govt Agency Fund k 807 3 Doilyks US Guru MM Acct LP k 797 4 Transamerica US Gov! Cash Res k 794 MMR 5 Vanguard Federal 786 6 Kemper Money Market Govt Pod 784 7 Adellty Spartan US Treas MME k 780 8 Woodward Govt Fund 772 9 Bayshore US Treasury k 772 10 UST Master Gov! MF 771 41 Vanguard US Treasury 771 Genera Purpose Money Funds Average 766 4 Bell Atlantic MMP k c 945 2 Harbor Money Market Fund c 892 3 GW Sierra Globcd income MM k 847 4 Alger Money Market Portfolio k 846 5 Merrill Lynch Ready 846 6 Dreyfus Worldwide Dollar MME k 8:37 7 Merrill Lynch CMA MF 837 8 Vista Premier Global MM k h 831 9 INVESCO Treasurer's MM Res h 824 10 Vanguard MMR Prime 817 11 Evergreen MM Trust k 817 Tax Free Money Funds Average 530 4 MME k MI Dreyfus Munidpal 137 66'04-2 Calvert 14 Reserves MM ' MMF 3 USM 4 Strong Municipal PAW 604 MMF k 5 Evergreen 597 MMP PA k Muni 6 WOO? Spartan 594 7 Atlas If Money Fund k 590 11 589 Dreyfus PA Municipal MME k 9 Templeton E Money Fund k 582 Government-Onl- 773 0 ca ed Hist Bank Arlington VA 850 850 Svgs Bank IMcLean VA 846 Imperial Fed Svgs Son Diego CA 845 Perpetual Svgs Bank Alexandria VA 841 Citykust Bridgeport Cl CD Annual Ettective Yield Nall Avg MD 845 835 830 CA First America Fed Svgs Bank Longmont CO Columbia SM Irvine CA NVR Maryland Nall Bank Baltimore 830 825 820 Arst Columbia it By Don Kendall AP Farm Writer WASHINGTON — The nation's farm population dipped again last year but more people than ever were living in small towns distant suburbs and the rest of rural Ameri- knoritts opened r 820 820 815 Columbia S&L Wine CA First America Fed Svgs Bank Longmont CO John Hanson 5vgs Beltsville MD MMA Annual Effective Yield Mari Avg 602 811 Bay An Svgs Bank Tampa FL 803 Mettopoillon Bank for Svgs Arlington VA 787 Key Bonk USA Albany NY First Dep Nall Bk Tilton NH 785 New England Fed Svgs Wellesley MA 780 CO Annualized Weld Nat'l Avg 761 Annualized yields are for 12 months and are bcoed upon rate In effect at time account is It Census Shows Farm Population Dwindling 873 1039 The Bank Mart Trumbull CT WELDS' banks Higbee yields reported by federally-insure- d and thrifts as of Nov 7 based on stated rates and method of compounding for lowest minimuni de wallah Figures fri parentheses are average annual effecte yields offered by 100 large banks and kWh in the top 10 markets r Individual yields for CDs show and both he annual effective yield and the average annual ylekt The annual effective yield Is the return to the Prst year of Me CD The average annual yield shows the average return per year over the life of the CD assuming all interest remains on deposit Team in the poll published in Research ' Tälko: 17:''':':':: ( 4 ') '''''' '' - ' t --- rkZ - '41401214 - 06' 4- 4 14 I e It ' ' 1 - --"i- Salt flor -- - t 4r1 -0 2 i: --- 0' 1 : ) ' ' '" e!: :::to' 1 i So ‘11 0 A° i (''''' - i tA :1 1 ' 1 1 e Sign up for a new Cellular One phone number on a rate plan and receive 30 nights of unlimited or k air time You'll also receive 30 days and nights of voice But mail call waiting call forwarding conference calling free insurance and extended service So talk all you want almost anytime you want for 30 nights See your Cellular One representative for details Offer is good until November 30 1990 Call — and talk all you want to us today! 1 !! 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