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Show WEEKLY REFLEX DAVIS NEWS JOURNAL. NORTH DAVIS LEADER. APRIL Money and Marriage 1 5. 1 981 ware, ask around: What scorches easily? What is hard to clean? Breaks or warps with heat? Your linens should include three pairs of sheets for each bed (one on the bed, one in the laundry, and one in case), mattress pad, pillow protectors, blankets and bedspread. For the bathroom, hold the linen closet supply to just enough towels to take you from one laundry day to the next. Dont overbuy. Styles will change and so, probably, will your location and, thus, your color scheme. Use your gifts! But take care of Getting Down to Basics now. Protect your credit by using it wisely. Despite protective legislation, many women fail to establish their financial identity. Then, as widows or divorcees they pay a high financial and emotional price for this oversight. However, if you take the right steps now, you wont have to prove your financial identity later. Most couples concerned with their financial future are eager to invest in their own home andor the stock market. Both of these ventures are real possibilities for young families who have saved an emergency nest egg and budgeted for insurance. Real estate is a real favorite now that housing prices are rising faster than other investments. The stock market always holds appeal and potential for even timid investors. In either case, the prospective investor must do his homework and seek the advice of qualified professionals. And, of course, both partners should understand and agree on any financial venture. While budgeting daily expenses, saving for the future and making investment plans, keep in mind that marriage is also a legal partnership. As such it offers benefits and protection for each spouse, but also substar tial responsibilities. Most of thes : focus on taxes and issues of joint .. sole ownership of property such as real estate, stock or insurance policies. Its never too soon to think about protecting yourself from excessive income or inheritance taxes. And you can take several steps now to enhance your future position. Now is an excellent time to seek out the services of a competent attorney andor tax accountant. Together they can help you understand your legal and tax position in your state and help you shape your financial plans to best protect you and your family. And, of course, the whole purpose of any financial plan is protection. What Are Your Housekeepin Needs? Your head swims with visions of lace, flowers, china, crystal, silver the beauty of the wedding ceremony and the gracious life to come. But there comes a time (and soon!) to consider the practical side of your new life, and of first importance is, Where will we live? Lets pass quickly over the matter of buying a house, assuming that the great majority of newlyweds start out in rented quarters. If you do plan purchase of a home, however, seek lots of advice from real estate dealers, builders, financial institutions and any admired homeowner. You also may want to investigate mobile factory built homes. With these fully equipped, you have the advantage of knowing the exact cost in advance, but dont forget that they depreciate like a second hand car. A traditional home is apt to appreciate, as are condominiums and cooperatives. If you are apartment hunting, think first of location. Convenience to work is important, but notice also: Is a business district in reasonable distance for supplies and services, church, library, recreation? Where will you find a doctor and hospital? Is there public transportation? How congested is traffic? At the same time, determine what you can pay. And the advice, when it comes to size of your apartment, is, Get as much room as you can afford. Also remember that marriages have a better survival rate if the principals are afforded some privacy, so if theres a choice between one big room and two smaller ones, take the apartment with a wall! The basic theme of decorating once was governed by what the bride had in her hope chest, but that tradition has become a memory. There is a growing trend for bride and groom to choose their patterns and furnishings together. A note of caution: When you sign at your community gift stores (for the convenience of wedding guests) dont go overboard. Start with a minimum and fill in the gaps as they become evident. As you make your lists, the mini- mum should include four dinner plates, salad plates, cerealsoup fowls, cups and saucers and serving pieces in china or pottery; large and small tumblers in glass or fine crystal; knives, forks, teaspoons, salad-desse- rt forks, soup spoons and serving pieces in flatware. For beginning cooking, you probably can get along with three saucean 8 or pans (one- - to skillet and a roaster or Dutch oven. When you are choosing cook three-quart- ), 10-in- ch them. Learn about cleaning compounds, polishes, waxes; find out what washing powder does best in water conditions of your community. If your apartment doesnt have large appliances, its possible to be a gourmet cook with todays small appliances without a range. Youll have to have good, safe refrigeration, however. Think of future needs when you buy; a refrigerator is an expensive item. The most fun will be furnishing your first home. Make some forever purchases, then fill in with inexpensive trendy pieces. Measure the floor space of your apartment, cut paper rooms to scale, with scraps of paper sized for furniture. Then fit it in. Dont overlook family attics as a source of furnishings. If draperies are not supplied, go easy on expense and neutral in choice. If you opt for texture rather than pattern and color, you may later be able to adapt your window treatments to another abode. And when all is ready, arrange for telephone, utilities, mail changes, p newspaper delivery, garbage pick-ueven change of address for your drivers licenses. Make sure your possessions are insured, check your health insurance coverage (it may change with marriage) and if you are undertaking a major debt, such as purchase of a home, protect each other with life insurance. BRIDAL BLOSSOMS -- osei cMay WeddingsIt 47 East 500 South Bountiful, Utah 298-325- 4 Hours 1- -6 P.M. Daily Wedding Decorations Video Recordings Catering RENTALS Arches Gazebos Chairs China Linen Lattice Tables Hurricanes Bountifuls Finest Select fresh floral arrangements or choose lovely silk blooms to complement your church and reception Visit us for all your floral needs ! Also Available at FLOWER PATCH Locations to Layton Rental 87 No. Main Layton 5 Choose From 766-123- 9 Murray 266-909- 1 SBS2 S. State Kearns 969-144- 3 3990 Wait MOO So. |