OCR Text |
Show 4C DESERET NEWS, FRIDAY, OCTOBER 21, 1977 Smarter kids earn good driver discounts By Betty Yarmon Family finance expert son can be a help to Your teen-ag- e the family in cutting down on its skyrocketing auto insurance bill by keeping his grades up Many auto insurance companies offer the good student discount plan, under which a 20 percent discount is e given to the family of a student who ranks m the top 20 percent of his class, has a B average or better, or is on the deans list, honor roll, or similar scholastic list The plan was originally established to counteract complaints from parents and young adults over exorbitant rates for car insurance for male drivers under 21 The insurance companies were able full-tim- to prove that male drivers under 25 were involved m accidents more frequently than motorists in other groups And sine e insurance rates are set by the accident rate, the family that would let its teen age boy drive the family car was being forced to pay considerably more for its auto insurance The reasoning behind the good student discount plan not only was that high intelligence and good driving habits seemed related, but also that A and B students were more likely to spend the dangerous darkness hours at the study desk than at the wheel In the years since the plan was first launched, records have shown a positive correlation between a student's grades and his driving record. Interestingly, a teen-ag- e girl m the Deer Hunters' Widows SOFA SALE BAG YOUR SOFA TODAY. HERE'S HOW TOME IN IT WORKS . . . family does not involve as much of a rate increase Girls hav e shown them-sche- s to be far less of a menace on tbe road than their brothers, and insurance companies therefore regard young ladies almost as adults for rating purposes In addition to apply irg himself at school, the teen-ag- e boy in the family can help by completing an approved driver education course m any one of more than 13,000 high schools, colleges, or universities that meet certain standards Taking such a course can cut liability and collision rates 5 percent or better Here are some other points of advice Most important, a balanced program of sharing the cost between parent and child will prepare the teen for the pleasures of responsible motoring Spend an hour or two at your favorite service station, and have the mechanic explain the operation of a car and its mechanical parts By all means pay the serviceman so that he may take the time to demonstrate such routine CLOSET chdntf procedures as checking checking the the oil, changing a tire, fluid batlerv and transmission Even if a youngster has ofsaved car sufficient money for some kind to make enough cost the contnbute to ar that is sure he will have a roadworthy - Make it clear to the young car owner that the cost of fuel, oil and well as license general maintenance as be borne by plates and insurance should and that is good reason him or her should why all the youngster's savuigs not be spent on the original purchase of and COMBINATION -- the c;ir Discuss msurance coverage m detail when the policy arrives in the mail or have the insurance salesman talk with the have a heart that young wise Its motorist young drivers get to know why their premiums normally are higher than the rt average Sh w confidence in your child as a driver by seizing frequent opportunities for him to give you a lift Don t act the back seat driver, but if you see any bad habits developing, make friendly sug r $5650 A GRADE COMPUTE TO BUY NOTHING ELSE GUARANTEED SPECIAL CLOSET 1 Tank & Bowl with Special Seal for $44.95 OTHER STYLES IN STOCK OUR LARGE KETCHUMS 400 S 800 2470 Wall W , Salt Lake Ave , Ogden gestions CHOOSE YOUR SOTA AT A GREAT SAVINGS YOUR PURCHASE TILL YOUR HUNTER BRING HIM IN FOR FINAL APPROVAL OR PICK UP YOUR $10 8. $10 WILL RETURNS HOLD NO OBLIGATION SOUND FUN OFFER ENDS SAT., OCT. 22 u anniversary sale 6PM OGDEN SHOWROOM W. Riverdale Rd. SALT LAKE FACTORY 939 3174 Highland Dr. 392-753- 9 Weekdays 12 to Sat. 10 to 6 487-378- 8 2 Weekdays Sat. 10-- 10-- 8 6 Badges fa coordinates VALUES TO s72 ABRACADBRA! Watch wardrobe magic take place when our sportswear prices are reduced to a fraction of the original. Villager, Jack Winter, Alex Colman, Act III and more. Hurry for best selection. At savings like this Sportswear all . . . Ladies cloth coats, theyll disappear fast! stores except Valley Fair $65 and over. ladies cowl sweater finds Our great cover-up- s at great savings just when you want a new coat most Come see Fall s newsiest lengths snappiest looks Hooded, unhooded trenches toqales classics wraps and lots more Dashed with fashion extras like scarves contrast trims lavish acrylic pile fake fur collar Trend-settin- a fabrics like fleeces plushes meltons in wool or wool-blen- d Plaid1' stripes checks solids Misses juniors and half sizes Sale prices effective through Sunday Lucky-yo- spectacular Solids or stripes. Small, med, & Ig. Regular to 18.00 u Sportswear all stores JCPenney Downtown Salt Lake Bountiful Orem-Umversi- ty Cottonwood Mall Valiev Mall Sugar House Provo Fair-Granr- er I 4k A aA-j- A. A, A A A Ay At AmtAe- otA A, j Midvale i I |