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Show , i;i ii1diii DECTIZI:11 17, LAKE CITY, SATURDAY, IsTEVrS, SALT Zig RISTIAAS iEI 13 - II 3CLeC hT ReclecoratinAr Fizttincizzg Beauty Of II9rnes 3lay FHA Aidg Prospective Home B tiilder BY ULLIAN CAMPBELL "Stoats Walls do not a prhon Make. nor Iron bars a mtge. nor. says Mrs. Etma IL Kern. well,AnovM Iltew 'York decorator. do finances limit the beauty of one. home. whether it be a sin. a nadatial ill room apartment orhas done mansion. Mrs. Kern al1 kinds at homes all mer the Enitad States. both in person and draws to aelose, Utah looks back on the greatest year of ' reaidential building .1a- mono than a decade,- and even bigger ' thinp home construction in the year to ' - - COMO. Every record kept by the Solt Lake building Inspector. by the, Salt Lake Real Estate Beard and by the Federal Rousing Admintitration. shows that, home etix, itructkin loomet to s new high this year, even exeseding thatfor the heyday years of 19J ant ' bY king distancitt. "N'ever throw away old pieces of furniture", says Mrs. Kern. "even if they fall short of being antiques and have little to mom. mend therm Old furniture is tin. an unbetally well built. takes lievable amount of punishment Uncle Sam, through the Federal HousMg Administration. en agency with whistr even the.politicians can find Little fetalhot made home ownerahlp easier than ever before. The response has been tremendous and yet ex . ports insist- that the home build-Inwave is Joet starting and still has a long ways to go in filling the backwash of effective 'demand piled up by the seven do pression years whichsaw a vim us' cessation of residence with a stout heart. and emerges from the upholsterer or caoinet. maker better than new. if you are handily inclined you can enjoy doing Mt many peices yourself. under guidance of your decorator. High backed. high and chairs seated, sofas retain all their grace and thantrand are made thintiortable IMMetittlen by the simple ectrie. client of amputating a few inches from legs, arms or back. -Many chairs and tables that look helpless mkac'be transform. ad into radiantlYmbeautiltd pieces. when scraped down to the nat. ural wood. Simple oiling to feed the wood and then waxing gives a lovely sheen." Mrs. Kern believes that each home is an individual problem conditioned by the type of per. son who will live in it. and the amount of money spent, but she ..believes. regardless of any cir. it can be beau. eurnstarices,that , tl - Not a Doom Year ly speaking, 1938 was far from a boom year. General business moved forward cautiously and at a reduced pace during the first six months and 'then stepped up activity to close- the year at its top. In eenrasu the performance of the home, bull& ing industry '. was thus shim ft went up against the general business and swept to new blithe while businem generally waitJun getting started again., Home bwidin in Utah turned called the WiepresEon, corner as early its March and then from April through October, served forward with tacit month's- activity exceeding thit of the month before. the year's buildFurthermore, ing season- clomd with construetion et the year's peak and, with carryover- that will , a demand start the epring of 1932 off with the greatest din from the met and saw in the Int 20 years. Building Peron Inereese Here tire a few figures for 1938. and you can add 15 to 25 tttern and haver next per en years figures:In Salt Lake alone during therirst nine months of , this lastbuilding permits touded 433,, comnered with 4,27 for the, torrespoinling.'Pettod of : 1937 and, 434, fee Um' attire- year I Bro. ad - approved financial inatitutiomt. Including private banks and building and loan emaciation. on all types Presidential prop- erty. urbtut. suburbour and rural. individual home and farms, as wet'. ea Multi.family projects. on small, homes, lone to four familleal. the FHA may insure Jong term amortized.. mortgage loans omountine, to st0,000 or leas, made by Ilikapproved IP slimmed instituums to person, with sufficient income to repay, for the construction, purchase or retinsoctnit ot homes which meet requitement. In the falt of farm loans at leastt 15 per an Maur. cent of the amount-o- f en lean must be tweet for nit. teems ant labor for construe. tion or repair al builtlinga.-- - - Another' permanent feature of the ifilA provides for insurance by out "ILA or moetssse loans Made- - by lending institutions for construction of multiple-faly dwellings or blocks of gingko fsmity homes tor eate, or rent Them losing may range from 116,- It is estimated tint otRy 000. to $3,000.000 New subtilet. cent of- the new home construe, tion for Salt Lake County WWI mons and new village and apart.' constructm meow neve been In Salt Lake City, to that the should be doubled to here, and elsewhere under thla am. of the pmvismi get the number of permits issued forproperty hatereetweeet Abseil in other county. tinder tim towelled property words about. 100 new homes.' improyernenwt credit plan, the were building Salt Lake PHA libfralime conntrtitehM County during the first. Mae months of 1038. and 300 more and nodentitation Credit by tie Other In were, emted parts of suring qualified private lend. the state, bringing Utah's- total ini institutions against Ibis up for the first niner months to to 10 per cent of the total volume of short amortized. loans made around 1,390 new homes. Agutty of Salt Lake, City for impnwentent of home. Insures. and building perrnits, for the last 11 farms., eita,, toes for the whole retold of the years gives S monee leaned to ton trend. In 19'28 the issued pert amount struct new homes. It should be mitt for 440,new- bottles. in'19-434 howevers that the was number retninnbered, the and then FHA does not lend manor and in 1930 The depression descended does tot construct buildings. and cut the number of, new hoS the FHA-- erge111 homes to 248. In 193k Belt Lek.. works, Suppose , you desired to building permits dropped to build a hoots You would go to and. then new- building' almost ceased.' bank, building and loan awn ' eistion or Other financial inatittu Ordy rig its -1111111 In-has been approved 1932 there, were 42 new homes built here; in 1933 the , number was 46 and in 1934 it problems. You decide for- tn. mance, to build a house- that was back to 42. Then the FHA cams along and in 1935, the first ems SC" or lega. If you had aufficient income of its operation. building year to reptsy and you were planning permits Jumped to 131. The number tilitibed to 335 in 1938 to own and occupy the house end for the full year of. 1937 yourself after it visa erected, the rose again to 515. For the wiroiro 'coding inatitution couid loan , of 1938.-- - the number- should Tett lift 10 190 for vent of the range around 525. money necessary to buy the lot and build the house. After get. The Office nt Franklin 11. Rich, aria state FHA director. which ting the leriding institution's an, handles all, of. Utah. has kept proval, you would submit it with your plans to the FHA accurate and enlightening for an Insurance commitment; matistics Op volume of residentIf It passed the Plitt in a check.' lel Wilding for the whole mate since 1935, the first full year the ,up which takes less than two-FHA wits hi operation.. weeks. the committment would issue and the money would be These- - records show that th loaned to build tile home under - first nine months of 1938 , tem nessed more FDA activity than FilA supervision anti minimum full any previous year. During standards to guarantee that the this period 1.090 applications Job would be well done. , were filed with the FHA Year To Pay for fed. You would be charged an in erally insured mortgage loans gr. of Worn 5M, per tent. Including gtegating S4,327.810. or an aveo age of 43,970 per applicaticm, mortgage insurance premiums, Loan appilcations filed for tha and you would have up to 25 yeara to repay, the money in corresponchnr nine month, 1937 totaled had involving x3.210. equal monthly installments If yox decided to build a house and S3.630. The plo averaged figures-f- or that costhotweert 56,tX10 and are: .087 applications for M.. 110.000, the only differenre 4)&4430 m' an average of sulk would be that you could borrow 1030- -1. a maximurri between SO and 90 applications for , 944.701 or an average of $11,209, per Cent of the total cost, instead and applications for of 90 tier cent: you would have a3.780.110 or en average of S3.0 a maximum of 20 yearti to pay, 024. ' instead of 25 years, and the 4.VI.001 For Repairs In addition. Salt Lake City alone issued 13b3 permits for building alteraUons and repairs WATERWORKS involving expendittiers of 1423.- 091 in the first flifiC inontha of this year. compared with gab pert EQUIPMENT mitt and $400a45 for thy same last year. Thif indicates period that home modernization has COMPANY boat the mme trend as taken new coruitruction. WATERWORKS AND Features of the National Hotta-Aradministered by the FDA. INDUStkiAL SUPPLIES which have been largely elation" slid for ma' ng home owner 1 West, 2nd So., ship easy. al sernipermaneM , err, vertain'llt be - end Lake City next year. Under. therw-thFDA insures mortgage loans made by. in- - -- "ullimenta, kni ,YOU at. 541 P9r mot intents" la' charg". the.initurance 1Y n , - - The home ouyer 0 or budder. la given great pro. tection thmugh-- , FliAlr . mini- mum building standards. its careful examination ,of the prop. "1Y; it tactual aPiltlial; In construction: apectien durtfiff Ineleterree On good design. dun, able constructimt. neighborhood Mandarda, and .adequate utili. 17 V isiLors At Death Valley Monument nerease During 38 , c4 An Outrage of 43 per cent in of visitors to Death In gaueY NationatM, comment July of this year dyer July. 1037, ix reported by the Natlonal Part "'"1".16' During July, when the temper, ture In Death Valley. reached the number' - wbv. , - a day,hIr. nng i . see There . l - ' - hot-wat- .6, The individuality. as Well is. the preferencagd the home mete or ere oxpreosed through the modlunt of color. In selecting tbe color Of the exterior of his house the choice must depend inainly upon its durability. In the in. terior the gives eon, itineration to itteu artistic hues and harmoni tints II will give the greatmt pleasure bik those who see them frequently. re available from I manufacturers 'combine tion domestic hotwater- healers and incinerators. These units provide a reedy and convenient metod of garbage disposal, and refuse at the same tilite the dried becomes fuel and is utilized In the heating of hot water. The units are of cam iron and utilize coal as the, principalsource of fuel. It is important limb where the type of er is used to install a misted storage tank of ample-- . atm end. aim sin automatio draft regulator which will prevent toe rapid burning away of the fueL as slow burning is economy and lengthens the tire between nnow , An Inopection should be made of the chinnwl to whit then conmetett In order to heatet he sure that it is unobstrUcted and that joints are tight so that good draft will' be memo& - ,. , SEASC1S 111 Forest-Nationa- CrIETMIS Silva Semloh Hotel Peery Hotel Little Hotel 4 Ipi4 14 11 Mid Express An pro gam For Patesagge Many L Mos. Mix 11:VP:A.-grattrarlffrI- t This Emblem is to Real Estate - , 1!ItEALT011" - can be legally used in Salt Lake City only by Active Members of The Salt Lake Real Estate Board. All others using it will be restrained by law. I REALTO rts out do business under the strictest code of ethics in operation in any organ. ation anywhere in the world. Any Real Estate dealer of character may become a Realtorall others are pawns 1100 Votellh - REALTOrts AERO MAYFLOWER - - are businest menU and Avownlem of highest type who expect to give ev cry participant in a real estate transaction a square deal and they VANS:' HADLEY ' I1IM.. Aritnne TRANSFER S. sroltAGE by Spaniards as early as 111144 and must have been known to the In. diens of Arizona many yelirs before that date end Arizonse. "Am" meting small, and "aortae means spring. Exclusive Aram-WA- profit by iiheer force of merit S. 11.76 THE' SALT LAICE , REAL ESTATE COARD Iggmosma, -- YEAR'S GnEETII1GS -- 19 39 MASKS THE 321W Taiumucr Salt;Lako YOUI aty, Utah BOSOM WITH A WALTON AND PRO. TECT YOUNSELr AND OnlEIS stGismima CF 70 Years Continuous - 4 oss Building' MIS Dependable- , Look For A''..."''''''Nt ''''. Emblem Ea , & This SY N,E.T. '...L.,U.MB lIp,tr LAKE art.::: - - - It It ' ' it t k,,,,eft ......;,) ,,,,,...,.. ---- -- -- 31k from 1.fli As Sterling le to THE TERM e 14-15- r4r474rdirr'dArd2;14 Ruins of prehistoric Indian vil- ck 1,000 years Lakes dating l are numeroug in Petrified Monument, , Arizona. Some of the houses actuallyA-erbunt of pettrined wood Instead of ordinary stone. One such site, known as 'Agate House" because the petrified wood used in its construction hi chiefly agate, has beset partly restored. 'The ancient Indians also left many inscriptions or petra glyphs on the low cliffs around the north end of the Forest area, , 193.5-1- 117-.4.0- ,. , MOVING ANYWHERE IN THE U. S. OR CANADA The name Arizona la perived from the similar langumes of ttts Papago and Mtn Indiana who live in the southern part of that state. Arizona moans "little oat; 'Utah wee substan- tiful. hi Petrified Forest ', 'Meaning Of Arizona 41Thrinegatate Now All In One n eraged 101 degives day and night for the month. a total of S23 vise item toured. the national Monte , Intent compared to 579 in July, es Tem. ago, Automobiles and- vis t. tura were registered from 33 melee. the District of Columbia sod Canada, Tue increase in sisitort te Death Valley for the travel yeen including July. was 19.11 per Pent a total of 50.107persont having registered. 1 of tially above the per capita average by, peopity over the entirl counti7. Mr. Cundiff' ed out ,.,,,,,-,""'''' ''''''""" telephone mile on the average originate irt Salt I.alut City every day.' Mr. Condit( dale. swile uneIPPetld "Althc4igh entergency may vary it seine, what, mnerelbt.the pattern- of usage in (vett Salt Lake City la about the same."The llama between,' midnight anttsix Lin4 it ifOrr 1ight , al., of thotigh, undoubtgoly, many the calls made netween i thooe famehmirt represent important ly Pmergenileo, "Between six and erten' a.,m2almtet 1,300 calls are Mode, Ise tween (Yen end eight ,tt,,n1.,' about 0400. between eight and cm., airrextt IS,000i. and lio tweem nine end ten cm the heeviett usage of the day. more than 30.000. The usage remain vent heavy until noon, running' between 10.000 and 20,000- ,- en, hour for the next three- - hours. It reaches .bout 23.000 between three and four in the afternoon, end 20000, between- - four- - and ftve, gradually dropping to 240 five and six 20000 between at and seven, 17,000 het Itly7r t,IWYOTI end eight. 11.000 between sight and nine, about li,300 betweetewind and ten. 3,000 between !en and ,eleven. and between eleven 1,800 end twelve,": Mr Cundlif pointed mtt that these figure 'Itierni' Water Heaters - s- e people Owner's Thought Ruins' Of Indian. Villages Found Inane' ratorsx Color Expresses e Ite411 pod-victur- e , e point-"Mo- , 11'1P1Itn.11 under FHA, 80-p- - the eluding premium. This premitun it the amount you gore,roment to, 'nearing PaY.t - , L D411v 1,50,000,000,---telephon- and alratal of their own home& The FHA insists on dependable construction and thus has not only promoted the building of homes, but has assured that they will be so constructed as to' be good investments for the owner. The. house shown here is being built on a steel frame instead of on title usualj000den-beams- that, although the Telephone Comptuty knovra by past ague, rience when pPskI of usage may be et must be prepared' for other tutexeoected peaks. BMW aria out of publie events and holidays and can be prepar . ad for in advance. Others, onu, . ed by local condition may come very suddenly. It is interesting to realize thata sudden shower may Increase telOphone traffic ten to fifteen pot vent and a very heavy storm may caumr the normal telephone Traffic to be greatly exceeded. Extremely hot or severely cold weather will Menage the traffic substantially. , ltae ca11 s 1 Mt - . 30041000 I - - Telephones pp. - - 1 Interest, including mortgage be surante premiums. would 5 per cent, insteed of 514 per I, cent. . If your boom was to coat I t more than 510.000. you could , r rent, pro- borrow tiding the mortgage did not ex. YOU''sveld have (4'44', 110.000. 20',Yeara to, rePaY In equal 1 monthly installments and your se )nterest, including mortgage in. I surefire premiums. would be Ilis st per cent. If You desire to purrism or re. About , finance a horde that aireattwe PXu ins you can likewise ea wery made during 1935 in to 50 per cent of its value. pro. I to Ir. C, Cum. tith. videld it meets irlik- - require. dif 11lah manager of The Mon. mente on neighborhood. CO, tain States Telephone and 111.Uett"0 design. etc; you have 20, Ye!int le relloY tuella' Manti- by - - , ' Up it goes! The United States becomks More , than ever Of ore a nation of home owners as a building boom sweeps the natims. Stimulated by the activities of the Housing Administration, which makes it possible to build a hams and pay for it With small monthly payments, the lower income groups have become buildfIrs , . - Be Enhanced AS 1938. - - Itti 14 VI' |