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Show Family member SGLI coverage automatic Nov. Marrit-- airnun KANDOl ,1'H AH J. It xa who carry any amount of military life insurance will a change in the amount deducted from their November pay as their spouses are autod m-- - inlheServk-emembers'Grou- life Insurance benefit Nov. 1. Kach dependent child of a military member enrolled in the il l program will also be automatically covered for $10,000 of life insurance free of c! targe. 11 x se cl langes were brought about by legislation that was signed into law June 5. This is a great deal for Air Force people the fret" insurance for children." said Maj. Jerry Couvillion. chief of the casualty services branch here. "I don't know of any better deal out there." Participation in the SGI J program for spouses is voluntary, but initial enrollment is automatic. Military members who don't want coverage for their sixus-- will have to disenroll them to reverse the automatic registration, according to officials. "The inclusion of spouses gives military members and their children some financial help in the unfortunate event of a family member's death," said Couvillion. "However, enrollment for sjMHises in the program is not mandatory." The sMuse coverage comes in $10,(KX) increments and cannot exceed the amount of coverage the military member carries. upto$l(X).0(X). "If the military member is covered for $1(X),(XX) or more, their sxnise will automatically be enrolled for $ ).(XX)." said Couvillion. "On the other hand, if a member is only covered for $iX).(XX), then the maximum amount the sjxjuso can be covered for esjx-ciall- y s 1 1 .i is $yo,(JOO." Military members can carry up to $250,000 of SGLI coverage for themselves. Coverage for dependent children is also automatic starting Nov. 1. but there are no premiums assoc iated. It is free. "If the military member holds any amount of SGLI. then their children are automatically enrolled for $10,000." said Couvillion. "Where else can you get free life insurance for your children?" Members who hold SGIJ coverage for themselves will not be able to disenroll their dependent children from the program. The SGLI program doesn't make the distinction between spouses who are military members themselves and those who are not. Thus, military members married to military members will also be automatically enrolled Nov. 1. "The same rules in terms of coverage and disenrolhnent apply to military couples," said Couvillion. "Essentially, each spouse will receive a separate policy, (than the one they already have on themselves) with their spouse as the beneficiary. They're not being covered twice under the same jMlicy." Although coverage for children is automatic, children from dual military families will not receive coverage from both parents. They will receive coverage via the member who claims them through the Defense Enrollment Eligibility Reporting System. If. by chance, that member is not enrolled in SGIJ, then the children's coverage will divert to the parent who is. The military member can decline spouse enrollment or reduce the coverage amount by visiting his or her local military personnel flight. by Staff Sgt. Matt Miller AF PC PubhC Atrs matically enrolled 1 X CD upgrades Monitors 776-090- iHVi I Wathlnglon Blvd. Oqden, UI 84401 S. opn 680) 1 I I Mkivjle, S. Action Center Green Location Mtn. 300 W. UT 84047 876-313- 568-271- ; ' ,;' r Hi "Anyone wanting to enroll can do so at any time," Couvillion said. "And when they enroll, their spouse and children are automatically going to be enrolled as well." The military member paying the premium for their spouse will automatically become the beneficiary under the family member SGLI program. It's similar for children the parent who claims them under the DEERS system will be named the beneficiary. For more information on the SGLI program, visit either the Department of Veterans Affairs SGLI Web site at http:www.insurance.va.gov or the AFPC casualty Web site at nrj'jj.ihu: Register Early For Discounts' www.armadillobrothers.com for Over 20 Years" i Stale. Sulle B Clearfield, U1 8401S -- i . https:www.afpc.randolph.af.milcasualty. Saturday, Sept. 22 10 a.m. "Serving Utah SHU ) FIRST & SECOND S. MORTGAGE LOANS Rates are down Refinance Now! games unlike ANY you've played before! ARMADILLO BROS. COMPUTERS 1 . in. 1. 1. . n Three Bare Bones System computers 1 tlT SCENARIO GAMES CIC . Printers ifr I PAMTBALL Burners $89 1.2 FAST REPAIR f m Vii AM d Ink Jet Printers $49 MONITORS i rtri 0 COMPUTER PARTS SDSD i m "Making a change is as simple as filling out the right form," said Couvillion, "which the MPFs will have in hand by Oct. 1." In order not to see any increase in premiums, people must disenroll their spouse no later than close of business Oct. 31. Canceling or reducing coverage after Oct. 31 will take effect the first day of the following month. "Essentially, if someone changes the coverage for their spouse Nov. 2, that change will not happen until Dec. 1," said Couvillion. "And the same holds true for any month thereafter." People not enrolled in the SGLI program still have time to take advantage of the added USED COMPUTER SPECIALISTS COLOR .. in. , ml it Aoeof ISdousc t ana 17" i I C o vg nS n t c Funding Group Inc. (801) New Image Paintball 2070 Wall Ave., Ogden 2 394-468- Goo(I VA r BaJ Cre(lit or Cenventional 774-556- 0 8 HOW GENEROUS CAN WE BE? HOW MUCH DO YOU LOVE PASTA? urrwrT THE LIMl TO PAY by David Bert Havas Attorney at Law YOUR PERSONAL INJURY ATTORNEY aft INFLICTING EMOTIONAL DISTRESS 1 A tort is an (in)action that causes physical, reactions may result. 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