Show Reductions in Insurance f G FolloW hi b OCAL Man Manager Igor Karl Scheid of or tho a tI L It tt Board of Tire Fire Underwriters of or the I ts Pacific reviews the tho situation In his dis dla district distrIct tl with satisfaction and his district lias Ines been extended to Include Utah and an anthe the IS counties of Idaho since the last list Malt Christmas Christinas News was printed He says sas I thero there have been no changes In the tho thes s IiI v rates of or Insurance beyond some somo minor ones that alua always s accompany changing t conditions Incidental to tho growth of or ortho tho the communities in which tho the boards board oard s s Rates tend downward as buildings now erected are of a higher l tb safer type hpe than havo have prevailed pre ailed In years ears I past more attention Is paid to protection protection tion of or walls wall particularly In the mat matter 9 ter of w wire Ire mesh gloss glass and metallic shutters Competition Is Very er strong 4 between the manufacturers of these of r l h I two articles of safety Mr Scheid says faYS 1 the disadvantage under which tho gla sla glass N labors is I that when melted by b I heat hlat from without tho the heat an reach nerd and ltd articles that may mav be close cloo bj by b Then hen henIn tad in the case of or shutters they t 11 0 may ma not be he il a s closed The side walls of gI tlc time J e building are aIe provided ed with wire glass and metal window frames In other buildings as with the Newhouse New house structures such precaution Is t not necessary Mr ScheId Is emphatic In his approval of the introduction n here of o the automatic sprinkler system system tem In w which Z 55 C M 1 I Is the pioneer having expended ex ended In Installing y t the tho system 8 stem This consists of largo tanks erected high above the building buli ln to be protected and and connected with with a at t system of or piping equipped with ruse fuse spray spra nozzles spread under the the ceilings Heat from rom burning objects melts melt this fuse and the water Is spray sprayed ed cd all over oer following the adoption of this valuable precaution the McDonald Candy Can y comp company the Paper company tho the brug bru company com compan compan pan pany have hao followed suit while tho the thoI I X L the and other local business bU houses are arc preparing to adopt tho the system It is reported that the Insurance rates ot or Z C M 1 I havo have I t peen been reduced In V consequence e e on the tho building I to BC 50 nd rind on contents 0 e to 1 A preference has been heen made In favor favoro of o merchant lumber yards as compared cd ed with lumber aids yards connected with mills as the risks risk of or tho the lat tat latter latter tatter ter aio are considerably router Teater rea tel than where there are aro no mills mill Then rates have 1 been reduced with the retail drug drugstores stores stoles as safer conditions now obtain In this line Moreover rates on dwellings dwellings lings in Idaho havo been reduced for Cor forthe Corthe forthe the same reason there Is not so 0 much hazard However Mr Scheid i regrets egrets one ono thing that the lie Hie alarm boxes In Inthis Inthis Inthis this city have been boon neglected as the tho fire department has come to rely rei more moru moreon moreon on the telephone Mi Mr 11 ScheId recommends mends a speed speedy rehabilitation of the tile boxes and their use uso in ht every case of lire fire He made a lengthy length report a year ear ago ngo to the board in San Francisco on the status of or tho the waterworks system In this city the report containing some special recommendations But this year ear tho matter of official Inspection of the time waterworks has been taken out of his hands and placed In those of or tho the Na National National Board of ot FIre Tire Underwriters This concern had seven seen experts out hero here two months ago a o giving tho the water waterworks works of or Salt Lake a careful over haulIng They were to report to the mayor mavor their findings a procedure they the carryout out In every ever municipality visited They The came from froin hero here and an anthen then went to Seattle Mr Ir ScheId is pleased to state that Utah as a n whole is In better belter shapo shape regarding fire llio In Insurance insurance than over ever before |