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Show Rural Rehabilitation Administration Gives Report of Activities Willis R. Dunkley, Supervisor Of Washington and Kane Counties Gives Data Declaring that it appears that the activities of the P.aral Rehabilitation Re-habilitation division of the Re-settlement Re-settlement administration in Washington and Kane counties are not as well understood as they might be, Willis R. Dunk-ley, Dunk-ley, county farm supervisor, has issued the following report on the activities of his office. The program, states Mr. Dunk-ley, Dunk-ley, was originally intended to take farm families off the relief re-lief roles. It was then enlarged to include families who were in danger of having to go on the relief rolls, with the thought that it is worth much to keep families off relief as to get them off. The work in Washington and Kane counties is under the direction di-rection of Mr. Dunkley, and Eleanor S. Smith, home supervisor. super-visor. The rural rehabilitation program" consists of working out detailed farm and home plans and lending the farmer sufficient money to put those plans into effect. Uusually it means the purchase of horses, dairy cows, chickens, hogs, turkeys, farm machinery and seed. It may include in-clude the erection of farm buildings build-ings or the payment of delinquent delin-quent taxes. Old debts can - be taken up on chattel mortgages only when it is necessary to avoid a foreclosure. In general the loan is made for the purchase of goods that will increase a man's income sufficiently suf-ficiently to allow him to meet living expenses, repay the debt and refinance himself. Only when a man can do these three things can he be said to have been rehabilitated. re-habilitated. Any farmer in Washington or Kane counties may be eligible for such a lean if he owns or leases a farm and needs financial assistance which he cannot secure se-cure through the local banks or other agencies. When an application is re-l re-l Continued on page threes fis R. Dunkley Gives Data Relative To Rural Rehabilitation Administration continued from first page) a the flt 8tep ls t0 mnke fill investigation of the (i! fhgrBcter and general vnr of the applicant. As a i t this investigation a de- "port is lined out, which , is then presented to the :;? rral rehabilitation ad-C ad-C committee. I committee consists ot four ' L leading citizens of the . In Washington county ""''committee includes a suc-'bn,l suc-'bn,l farmer, agricultural county t manager of the board of V' welfare, and the county Veer In Kane county thcre successful farmer, a mem- the county commission a member of the county d of public welfare. As at 'ent constituted the names of ""board in Washington county Z George H. Lytle. Anson B. jr Kuman D. Williams, nV woodruff W. Cannon. In lLe county they are Daniel frost I. H. Chamberlain, and Lam 'swapp. This committee, .-aIes Mr. Dunkley, serves with-pay, with-pay, actuated only by the Hre to be of service to the Jjple of the county. They check arefully into the moral status ', tlie applicant and discuss the Ability of the farm set-up, which he desires. . If they approve the applicant, lie farm supervisor then visits bin in his home where a defied de-fied plan is worked out for tie operation of the various crop and livestock enterprises which i applicant contemplates. The borne supervisor visits the appli-oant's appli-oant's wife and with her co-op-iration a home plan is decided upon, providing for the necessary ispenditure for the various items Hat enter into the management of the farm home. These plans provide for the payment of the necessary living espenses and the meeting of the farmer's obligations as they come due. If the plans are feasible they will meet these requirements require-ments and show a positive balance bal-ance in addition. The feasibility of the farm and lome plans is passed on by specialists spec-ialists in the state and regional offices. When all are approved, the loan is closed and the money nirned over to the applicant. This money must be spent strictly In accordance with the provisions of the farm plan already agreed upon. While these loans are character charac-ter loans, based upon the moral standing, experience and ability of the borrower, they are secured se-cured by chattel mortgages upon all goods purchased and upon other chattels such as crops and livestock that the borrower can offer as additional security. The farm plans provide for the payment of the loan in from two to five years with interest at five percent. If the borrower is able to make payments before they are due, they can be made o.i any date and itl any amount. This program began in Washington Wash-ington and Kae couulies ear, 1" 1935. During the sixteen months previous to July 1 ig36 'approximately $107,644.00 was lent to 142 farm families in Washington and Kane counties. An average of approximately $7 5S.0O apiece. This means that nearly S52 people have been given a new oportunity to establish estab-lish themselves and to become self-sustaining members of the various communities of these counties. Loans have not been made since July, 1936 and lending operations op-erations are now temporarily suspended sus-pended because of the fact that all available funds are being concentrated in the severe drouth areas in the middle-west. "Ever since the beginning of this program, there have been some who have been skeptical of the advisability of making such character loans. The proof of the wisdom of any program is to be found in its results. The first result to be seen already is the new outlook, the improved morale, and the increased happiness happi-ness of the S52 people involved. The next result "is to be found in the fact that the loans are being repaid. In spite of the fact that most of the payments come due in the late fall when most farm crops are sold, the September 1st to 2 6th collections collec-tions in Washington and Kane counties combined totaled $3,-249.60," $3,-249.60," Mr. Dunkley said. |