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Show THE ONLY "SURE THING" IN THE INVESTMENT FIELD The Advice of Honest Men Who Know, and Willingness to Be Content Con-tent With Reasonable Return, Declared Only Safe Road to Assured Income. "Success In life depends upon the investments made of talents and time," says an article on investing prepared by the Committee on Public Education of the American Bankers Association. As-sociation. "Future return will be gain or loss, according to these investments. That is a law of life which controls investment in-vestment of money, just as it controls investment o-f talents. The article, which is particularly timely in these days when so many are being robbed by fake investments, continues: In the business sense, the word Investment In-vestment relates to the use ot money In acquiring ownership of property. Ownership may represent entire possession pos-session of property as of a home; partial ownership as holding stock In s corporation; or conditional ownership owner-ship as in the case of buying a mortgage mort-gage or a bond. When a person makes in Investment In bonds, he Is really loaning his money to the government r corporation Issuing them. He will receive the interest which they earn is long as he owns them, or until they are paid off. Ownership of great corporations la vested In Individuals who have Invested Invest-ed money in their stock or bonds. Many people regard the ownership of the United States Steel Corporation, tor example, as differing from the wnershlp ot, say, a small workshop. Itt Investors In shares of Steel Corporation Cor-poration stock are entitled to the same rights, under the law, as the owner ot the workshop. In the corporation, the wnwe hold certificates ot stock as evidence of their Investment, whereas the owner ot the little workshop holds i deed as title to his land. Capitalists Laws Protect Investors Because the laws stand for the squal protection of all Investors, It Is possible and profitable to make good Investments. It elves an Incentive to work bard and to Invest The person who wishes to Invest must first work ind accumulate funds with which to So so. Bonds are always secured by mortgages mort-gages on the lands, buildings or other property of the corporation for which the money has been used. When a bond matures the money must be repaid re-paid to the owner of the bond. All Investors are a part of a great financial system which gathers up and puts to work the wealth of the country coun-try tor the mutual benefit, prosperity, and well-being ot alL In America, It Is possible for any one who Is willing to pay the price of self-denial and hard work, to be an Investor. Good Investments Invest-ments made In early life by saving such small sums as may be possible, lay the foundation for providing the comforts ot later years, when It Is harder to earn a livelihood and when poverty often becomes the condition of those who have not practiced thrift In youth. It is not wise tor those without ex perience to undertake to make Investments Invest-ments cf their money without guidance guid-ance by those who know. Many companies com-panies are constantly being organlxed to promote unsound schemes, referred to as "wild-cat." There are always solicitors ready to relieve people ot their savings by the promise of big returns. The lure of great wealth Is always a temptation by which thousands thou-sands of thrifty people are deprived of hard-earned savings every year. Widows and orphans who have Inherited In-herited money are frequently sought and made the targets of these take-stock take-stock salesmen. Misery and suffering are the usual results. Greed Defeats Safety Many people with small means also lose money because they Insist on a high rate of interest on their Investments. Invest-ments. Safety of principal should be considered above large returns In Interest In-terest or dividends. Small investors should never buy high-rate, speculative specula-tive Investments, in which there is a great risk, but should stick to those which pay a fair rate and which are known to be safe. To know whether an Investment Is worth buying the investor should go to a banker, or a successful business man in whom he has confidence, get his opinion and act in accordance with It In all probability this will mean the difference between successful Investment In-vestment and total loss of his money. The banker deals with Investments every day and desires to give all the help and Information he can, and the business man has learned by experience experi-ence the need of caution and careful judgment They believe one should have a clear understanding ot an investment in-vestment before It Is purchased. They know the need for avoiding stock promotion pro-motion schemes and get-rlch-qulck propositions which In many cases have brought poverty and suffering. While many states have passed laws aimed to protect the public against promoters of fake investments, thousands thou-sands ot people annually fall victims to their wiles, because they fail to' seek advice ot those experienced In making Investments. Good advice and temperate expectations expec-tations mark the only road to safe investment and an assured Income. There Is no other certain way. |