Show A Page 8— The Herald Journal Logan utan bunaay eeptemoer 4 iww the lesson worker hard way’ learns Young DEAR BRUCE: I’m i basis it means the cap rental money down or how to beat the agency must keep substantial casinos at their own game Readers ask ‘‘Are these deposits on hand until the car is schemes to could lead this returned and Bruce legitimate and should I If they're not invest money? robbery Given your set of conditions legitimate why do they keep I would apply for a collatep advertising?” In order to answer this it is alized credit eard — one for to a card? right require credit which you make a bank deposit necessary to define the term — SW Houston DEAR SW: As far as I in the amount of credit you “legitimate” Take for example a man want to receive No one except know it does A few years ago I was in the cap rental busiyou and the bank will know who has climbed Mount Everest and decides to teach a ness and I must say that I was that you have this kind of card course on how you too can do not enthusiastic about renting You’ll have the credit card automobiles to people who and you won’t have the it This man can truthfully say frustration that you are cup that if you follow his rules and didn't have credit cards do exactly what he did you If you are asking me to give rently experiencing DEAR READERS: I have can indeed climb Mount you a car worth several thousand dollars I want to been asked hundreds of times Everest What he doesn’t tell know that someone else has about the validity of courses you is that most people wouldn’t be physically able to enough confidence in you to that teach various moneyhis rules and therefore follow how such as issue you credit Beyond that making schemes if cars are rented on a cash to buy real estate with no clearly could not make a sup 19 and recently raduated from ixh ichool I just got my first "WWIIBI11 job as a laborer Williams and hope to continue my education at night In order to work as a laborer I had to join the union I was told that my dues would be “checked off” and I had to sign a paper saying I agreed to it I was too embarrassed to ask what “checked off” meant Can you tell me? My parents didn't know either — TN Chicago DEAR TN: It’s simple You have allowed your union to have your employer deduct your union dues directly from your paycheck as opposed to you paying the dues on your own Many unions prefer this because some members spend their paychecks very quickly and then have no money to cover their dues The lesson here is “No one ever asked a stupid question” (although there have been lots of stupid answers) If you ipr cessful climb Similarly I’m promoters of sure that real estate courses have purchased property with no money down And the follows who say they can win at blackjack by counting cards and so forth probably can But the question is can you do it too simply by taking their courses? In most cases the answer is a resounding “no” Many times there is some truth to what they’re saying The missing ingredient is the ability of another person to imitate their successes With the advent of the courses real estate agents will tell you they have gone crazy with inquiries Qj ABO D A V LAST DAY THIS MONDAY from people who have seen the TV blurbs and attended the seminars While it is true these deals do exist they are very difficult to put together and while some amateurs have done so it is not an everyday occurrence There is in fact much to be learned from courses such as these The danger comes when you feel after a weekend course that you can conquer the world I encourage you to try but it requires a lot more effort than taking a course in a motel or listening to a few tapes Sadly the majority of people who buy the courses get discouraged easily and the tapes and bodes become just another credit-car- d obligation Newspaper Enterprise Association didn't understand what the checkoff was all about you should have politely asked what it meant Never sign a document unless you fully understand it But don’t feel bad This is a lesson that most of us learn the hard way The paper you signed is a reasonable one Good luck on your new job — and don’t forget that night school The wages you are earning now may seem super but this may not be something want to do all of your jrou’ll DEAR new car do I’m down to BRUCE: I don’t buy a regularly but when I very careful I went a dealer that sdd the brand that I had decided upon (after a very careful investigation) and asked if I could have a car for an aftep noon so I could test drive The dealer looked at me as if I had a hole in my head He said he'd be very happy to take me for a short test drive but there was no way he waa going to give me a car for the afternoon to take out and “do a job on” Before I invest $18000 I want 4o be sure that I’m comfortable driving the car and it meets' my expectations Am I being unreasonable? — HO Columbus Ohib i DEAR’HGi'Whileix don’t think you’rp being unreasonable and I applaud the carefulanalyaia you made before you planning to invest such a large sum of money I can also understand why the dealer would not provide you with a n it decision v - car for an extended period of time There is a way to get around the problem however Many wise car buyers rent a car for a day from a local rental company and put it through its paces Unless you are buying some extremely esoteric automobile you will likely find your vehicle for rent somewhere in your area You point out that it’s going to cost you some money ado that’s true But knowing that the car is comfortable to drive that the adjustable seat is one that is suited to you and that the automobile handles the way you’d like it to is worth a $40 or $50 rental fee By taking this route you will have the car for a full 24 hours in a totally unpressured environment You'll be able to take it uphill and down dale and then make an intelligent informed o Monday only tote an additional as to whether this car is the one you’ll love and cherish and finance for the next few years sale merchandise in these juniors' and children's wear departments: the price of all DEAR BRUCE: I don’t understand how a business can refuse to take lawful currency I tried to rent a car but I do not have a credit card because I filed for bankruptcy two years ago and can’t get one red-line- d and ZCMI II JRS Sportswear Dresses and Coats o Loft make a good salary now and I'm willing to leave any type of reasonable deposit — up to $1000 or more! Yet the car company still refuses to rent to me Does it have the I o Girls’ World Business report and Teens o Fashion Children’s Infants’ and Toddlers wear Continued from page 7 finance mathematics computers and appraisal He has served as a consultant for a small business accounting and payroll company and has been the general manager of a modular construction as well as a secrefirm tary treasurer for an architectural design and construction management firm As comptroller at Sunshine Terrace Theurer is charged with implementing and monitoring policies and procedures to ensure a fiscally sound monetary policy and supervision of business office personnel according to the release Savings limited to stock on hand Save Monday September 5 only Shop Monday Labor Day 10 am to 6 pm O EVE E t |