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Show 8C Lakeside Review, Wednesday, December 10, 1986 Handicapped programs to get attention BOUNTIFUL A meeting the Association for sponsored by Retarded Citizens was held in order to acquaint Davis County residents with specific problems for the handicapped. We as parents, guardians, and friends of the handicapped need to learn more about services available to our children, how these services are being threatened by reduced funding, and what we can do about it, said Marianne Johns, spokeman for the association. Subjects covered at the meeting included, vocational rehabilitation, and how it can benefit your family and services available in Utah are they in danger, she said. Johns said the meeting held last month was the first in a series of meetings planned to acquaint us with specific problems for the handicapped, how our children can benefit, and if these services will continue. For further information regarding the Handicapped Association contact Marianne Johns at 295-257- 9. SIMMONS BeautyRest In 2 $449 il Rated 1 The Mattress for your whole body In America ifssr? DONT WAIT ANY LONGER FOR A 95 -- A LEADING INDEPENDENT CONSUMER PUB- . TORTURE - TESTED 32 MATTRESSES FROM MAJOR MANUFACTURERS AND RATED THEM FOR DURABILITY, LASTING FIRMNESS, AND VALUE, BEAUTYREST ROYALTY CAME OUT ON TOP. s LICATION f h u: Individually pocketed coils conform to your body contours free-actinto adjust (or difference in weight. Beauty-re- st gives you individual comfort plus support from head to toe. and are K' 3 ALL WOOD TABLES m With ENJOY ULTIMATE In-la- y Tops wages. Locally, large companies such l, Levolor, and Iomega' have private pension plans. In addition, gevernment agencies in and near the community such as Davis County School District and Weber County School District have pension plans that offer employees early retirement. There are some important facts you should know if you start getting a pension before 62. That is the earliest age you can get social security retirement checks. First, your social security check may be smaller than you figured. This is because benefits are based on your average lifetime covered earnings. Normally, the total of your high 35 years of earnings are used to compute your average earnings. In order to receive the highest benefit possible you must have the maximum social security earnings are in the most recent years. The maximum usually increases every year. The new social security maximum wage in 1987 will be $43,800. Second, you may lose insured status for disability benefits if you have a big gap in your earnings record. Most older people need not only a certain total number of social security work credits, but some of them must have been earned in recent years. In most cases, this means at least five years coverage during the 10 years before onset of disability. To demonstrate the effect of these provisions, let us consider Jane who began receiving her state pension at 55 and has not worked since. If she decides to apply for her full social security retirement benefit at 65, she may have 10 years of no earnings included in her 35 high year average. Also, she will have lost her disability insurance in the last few yers before she is 65. as Queen Set GREAT SIMMONS BEAUTYREST FARMINGTON Early retirement is growing in popularity as an increasing number of people become eligible for a public or private pension. More than half of all workers are under a pension plan, especially those e Great Firmnesses $1 29 BEAN BAGS can change SS benefits above-averag- ROYALTY From JUMBO SIZE Early pension with BeautyRest CLASSIC Double zippers, double stitched, quality material, (no vinyls) non-far- SALE! BEDDING LIVABILITY! 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