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Show 'nu.. The Sunday VIEW - Real Estate Section ... 7 It f Copper vs. Polybutylene Plumbing: What You Should Know Thinking about putting in new plumbing? Knowing the facts about copper vs. polybutylene plumbing could prevent your home improvement project from beinga total washout. Choosing the right plumbing material can save you a lot of worry and money, experts agree. Many people thought they could save money by choosing a plastic plumbing material called polybutylene instead of the slightly more expensive copper. The fact is, many people who picked polybutylene wound up having to pay for costly repairs when their plastic plumbing systems failed. The city of San Antonio, Texas, which installed some 380 miles of polybutylene piping, found it failing at the rate of 1,000 leaks a month! Copper plumbing, on the Copper plumbing can increase your home's value and save you money on costly repairs. high quality can actually enhance your home's resale value. Copper meets or exceeds all standard plumbing codes in all 50 states. The manufacture of copper today is fnendly to the environment and the process is energy efficient. Copper tube is made largely of recycled material and does not contain foreign oil or petroleum products as plastic does. The U.S. is in copper, with more than 50 percent of many plumbing products derived from recycled materials. For a free brochure that can tell you more about copper plumbing, call other hand, has many advantages polybutylene cant match, says the Copper Development Association (CDA): last Copper plumbing is built to its virtually maintenance-free- . Unlike plastic plumbing, copper wont burn or melt in service, or give off toxic gases if exposed to flame. Copper tubes and joints are strong. They can withstand pres- sure surges and rapid temperature without rupturing. Coppers an investment its changes LENDERS LIKE GOOD CREDIT RATINGS When you decide to get a loan to purchase of refinance, be sure your credit report looks good, no judgments, bad reports or late payments. Home lenders like to see a "clean" credit picture when they review a potential borrower's report. The lender will want to see reports from others who have loaned to you and been paid back as agreed. They don't like "late payments," especially those that are 60 to 90 day type. If your credit report shows slow payments, you may be able to overcome this by giving the lender a letter explaining "WHY" you were late. If you don't have any credit, it would be wise to open a few charge accounts and establish a credit history. If you know you have a poor credit report, consider finding or a and if these options are not available, you can look for assumptions with very little qualifying. When you need professional advice, give us a call. Bob Archibald, Jack Burk, Michael Matthews ERA Highlander toll-fre- co-sign- er, co-buy- er JM CCOSIEilMS oS6() Qfen cqSGeeu I5M maoMME) o i mnnm(Itanna CCD fETtsK) tmtioaiiMBaaift o Seasons Greetings! Happy Holidays! WLjjU&Tv y,, k srrrTh 'j t.Vr. . ? U: p v t a 4 u f Jfc . W ' j. r i a T I- - - "GOING ... GOING ... CUE Site SMALL, GONE you need a commercial lot with highway frontage on highthis property is way 201 North with all city utilities available what you have been waiting for!! Listing Agent - Michael Matthews ECONOMICAL If Home AND CONVENIENT . . . Cute three bedroom home on the fringe of town. Ideal for that starter home or for the retiree with natural gas and city water. f Room for a garden on acre. one-hal- Ready to move in and priced right at $35,000 With this cute 3 bedroom, 2 bath home located on the beautiful White River, Rainbow Resort Road. This magical river home will make you want to raise your sails or rev your motor. Call for an appointment to see this adorable home and ask for: Listing Agent - Jack Burk or $31,500 understand the FHA program can help first-tim- e I buyers. What are the advantage? 'f For addition information on the many benefits of homeownership, contact a Real real estate agent who's a NATIONof Estate REALTOR, a member the AL ASSOCIATION OF REALTORS. 03. d Although obtaining an loan Mortgages insured by the Federal Housing Authority (FHA) are the most required more paperwork than a conventional Have a real estate question? loan, they require only a small cash downpaypopular mortgages for first-tim- e ment Send it to: and the rates generally are lower. FHA in a As evidenced homebuyers. recent study by the NATIONAL ASSO- mortgages also are assumable, an added benefit ERA when you sell your home later on. Be sure to e CIATION OF REALTORS, 60 of all Tha abova centanta ara auppllad for uaa by fha ganraal loans to finance their check with your lender, however, as not all buyers buyers used public on an Informational baala only. Tha board dlaclalma qualify for FHA financing. home purchase. any and all liability arlaing out of tha uaa of thla Information. FHA-insure- first-tim- FHA-insure- d Highlander |