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Show Page 2B Lakeside Review Thursday, Novembbr 13, 198Q . Home Heating Source Gl Home Loans Fall Solar Greenhouse Cuts Energy Costs A solar greenhouse, LAYTON connected to a home and properly installed and insulated, can provide up to 40 percent of the homes energy needs for heating, a Layton businessman told the Layton Chamber of Commerce. Jared Brown, who operates Living Scriptures, an outlet for recordings of LDS and Biblical works, said the greenhouse concept is a practical way to reduce a familys dependence on outside sources of energy. One-Thir- d By Applications for GI home-loaguarantees fell by one third last fiscal year compared with the previous year, says Elmer J. Smith, director of the Salt Lake City Veterans Administration n Regional Office. period During the same ending last September 30, the number of GI home-loa- n guarantees approved by the office's loan guaranty division . dropped by nearly a half, he added. Smith also said that compared to the previous year fiscal 1980 guaranteed home-loa- n defaults nearly doubled,' about acquisitions apquadrupled, mobile home-loaplications dropped by more than a half, and the average GI home loan involved in a VA guarantee jumped by nearly property n $6,000. The question now is, how do you qualify veterans who need homes? Theyre being priced out of the market, said Floyd Johnson, regional loan guaranty officer. Weve really been in a slump. That falloff even continued through last May and June. Johnson said the housing market was hurt by overbuilding in the Salt Lake Valley and that that was generally true of the whole state. He noted that his construction and valuation section hasnt been hit as hard as loan processing. It is making four appraisals staff to each GI loan. But his of more than a year ago now totals 21, with two others on temporary duty with other regional office divisions. noted that Johnson the Utah Economic Business Review of the University of Utah College of Business reported Utah residential construction dropped 63.5 percent from June 1979 to June 1980. But, he added, the VA program here hasnt been hit that hard, particularly in residential construction. Our business is closer to 40 pr 45 percent lower than last year. loan-guarant- We Instructor Joins Firm Mrs. Smith, a graduate of Clearfield High, attended Weber State College where she concentrated her studies in theater and dance. She has studied ballet for 12 years and modern dance for three years. How Restaurant owner-operator- (249.3) 14.542 (14.458) 13.0 (13.0) A Mortgage rates are an average of the rates at three lending institutions in the area. Conventional rates are for 80 percent loans. We have ignored discount points Last weeks figures are in parentheses Money Market 13.481 ... employee selection, through planning, communication, training,' and motivation. We will also help them to profits improve scheduling solar, greenhouse can be built for between $4,000 and $5,000, if the owner does some of the construction work himself, Save up to $40 snowthrower with recoil or electric start. Buy a 14" Toro snowthrower and save $20. Or save $10 on the all electric 12" model. Sale ends Nov. 15, or while supplies last. Save $30 On a 20" Toro Jacox said the entire fee plus travel, meals and lodging, is tax deductible. The workshop will be held from 8 a.m. to 5 p.m. both days in the South Parlor, Room 4 of the Salt Lake Hilton. For more information or to register call the WSC Division of Continuing Education at Havent you done without aToro long enough? rnratj STAN R ACKER'S WESTERN AUTO 1 29 So. State., Cleafleld, Ut. 1 Tel. 825-601- Comparing dealer's regular price and promotional selling price. WS3TTOIAUTO 626-660- and a doctor. meydonit con- trolling, he added. Specific topics to be The discussed include Professional Managers Job, Assessing Your (13.519) mo.ooomin.) 12.0 (12.0 ($100 min.) Rate 8 s, managers. professional It is being presented by Dr. Gordon Jacox and Associates and the WSC Division of Continuing Education. Jacox said purpose of the workshop is to help those in the food service increase business productivity by better . th R-1- R-4- Brown said. He said glazing materials include fiberglass with wood or aluminum. A thermal break is necessary if aluminum is used, he said. Covering of windows and the greenhouse at night was also recommended by Brown, who said windows are the biggest energy leaks in a home. Brown said tax credits can help pay for the installation of a solar system. The federal governments Energy Act has actually created a new industry, Brown said. You can get a credit for up to 40 percent of the cost on many systems. and Home Mortgage Rates Conventional much of the home with naturally moist air, he said. Brown said the home utilizing a passive solar heating system requires an unbelieveable amount of inshould be at sulation.: The in the least 0 in the ceiling and walls he said. Fiberglass or plastic can be used as an economical building material for the greenhouse, but is not as aesthetically pleasing as glass, Brown said. He said the less expensive type of Restaurant Management Topic of WSC Workshop 355-160- 9. ;The consumer price index is changed on or near the third Friday of the month, according to the University of Utah Bureau of Economic and Business Research. The base year is 1967. That is, items that cost $100 in 1967 cost $251.80 today. The previous months rate is in parentheses. 30-Mon- heating needs besides providing a place to grow your own produce, Brown said. He said he favors a design in which thermal mass in the form of gravel is placed in the base of the greenhouse to store heat collected during the day for use in the home at night. He said pipes along the top of the structure and a small motor circulate the heated air. Brown said several publications give information about different types of solar greenhouses which are intended for home heating use. Another benefit of the solar greenhouse concept is that it does not dry out the air in the home like a conventional heating system. During the day, the doors to the attached greenhouse can be left open to heat restaurant Consumer Price . connected greenhouse can produce about 40 percent of the homes A To Improve Communication Skills, Selection, ManagemEmployee ent: A Survival Guide for Training, Employee She is married to Kim Smith also of the 80s is the subject of and Planning Clearfield. They now have three a The Scheduling, children. management workshop to Marginal Employee, Getting Control. Mrs. Smith will be at the Roy be held Friday and and Cost for the workshop is Recreation Complex for morning Saturday at Weber State which includes $195 classes, and the Upper Level Disco in College. is workshop materials, workshop Clearfield for night classes. In addition, The the Roy Recreation Complex will let especially designed for registration fee, refreshrestaurant and food ments and lunch breaks. any Dancergetic participant use their service managers, shift facility free of charge. For more inrestaurant chiefs, formation call Review Economy 251.8 Index FHA-V- cant deplete the earths resources without coming to a day of reckoning, Brown said. We need to use renewable resources and not just consume energy until it runs out. Brown said that of the two types of SUSAN SMITH solar heating systems passive and the passive types of systems active are less complicated and more efficient. You can do more with less money through use of passive systems, he said. If more builders would get involved, a lot could be done with simple Dancergetics Inc. has announced the structural and locational ideas that can appointment of Susan Smith as their make a lot of difference. newest instructor. She will be opening He said more insulation in a new classes in Roy and Clearfield beginning Monday. home and a better location on the lot to take advantage of the sun in winter would help cut energy consumption. The solar greenhouse heating system differs from a conventional greenhouse in that it produces more energy than it consumes, Brown said. The new rate is effective each Thursday morning. This is the rate effective today. The interest changes less frequently and, lately, less Leadership regularly. Style, Successful Motivation, Improving Your oesem a Break T( Carpet-Wal- l- Upholstery CUAIrdll N ike Dont wait until youre sick to see a doctor. If you dont have a personal need a personal doctor for a lot of reasons. Your good health, for instance. There are many medical problems such as diabetes, high blood pressure or anemia that have no symptoms. So you could feel fine when youre really not in such fine shape after all. You Demis Busk way physician now, mail the coupon below, or call the Physician Information Service offered by Davis North Medical Center. The 24-hfrom number is 441. call Ext. Farmington CARPET CLEANING The Secret Of Our Success Is WE RE FUSSY! . Any Room $16.95 Any Livingroom Dining Combination $ 27.95 UPHOLSTERY CLEANING Averaga Sofa $25.00 to $40.00 Averagt Chair $12.00 to $18.00 r 8 Regular checkups can reveal these problems and also alert your doctor to v. other changes in your physical or mental condition. And, a doctor who knows you and your medical history is better prepared to treat you should illness or an accident ever occur. A personal physician is one of the most important elements in insuring your continued good health too important d of the people in to overlook. Yet, our community do not have a personal doctor. Thats why Davis North Medical Center developed the Physician Information Service. Its a way new residents and those people without a personal physician can easily locate a doctor in the specialty they need, convenient to their home or place of work. There is no charge for this service. WINDOW one-thir- WASHING Avaraga Housa Inside and Out $20.00 to $30.00 WALL WASHING Small Kitchen $15.00 up Small Bedroom $15.00 up Avaraga Livingroom $18.00 up Depending on Condition This is your "MONEY BUSH." You've seen it on T.V. Show it to me after I've given you the price and I'll Man in picture shows soil he got from a carpet that had been "cleaned'' deep steam extraction." DENNIS BUSH has a much 0, 451-579- 1, . TYPICAL PRICES 776-320- r. T 8 8 TO: PHYSICIAN INFORMATION SERVICE Davis North.Medical Center 1600 W. Antelope Drive, Layton, UT 84041 I I Please send me the names or physicians in the specialty(ies) I have indicated below: . Family Practice Surgery Internal Medicine Ear, Nose and Throat Obstetrics Ophthalmology Gynecology Urology Pediatrics . Other Orthopedics (Please Specify) I PLEASE PRINT! Name. .Home Address. .State. City Home Phone I . .Zip. prefer physiciants! with office near my home other location Please specify address and zip The Physician Information Service is offered at no charge in the public interest by Davis North Medical Center. ' OS 1 the night before by BETTER WAY. " tale Demis flush Carpet Cleaning CRAIG MAYNES Phone 825-284- 3 r w Davis North Medical Center ' 776-320- 0, 1600 W. Antelope Drive, Layton; Utah 84041 From Farmington 451-579- 1, Ext 441 A message in the publicnterest from the people at Dav( North Medical Center. , |
