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Show I 7 The SunNews. i I Wednesday. March 24. 1993 advertised In these newspapers. Advertisements are the sole responsibility ot the advertiser. The Salina SunGunnison Valley News hereby disclaims all liability for any damage suffered as the result of any advertisement in this newspaper. The Salina SunGunnison Valley News is not responsible tor any claims or representations made in advertisements in this newspaper. The Salina SunGunnison Valley News has the sole authority to edit and locate any classified advertisement as deemed appropriate. The Salina SunGunnison Valley News reserves the TFN right to refuse any advertising. Should you refinance home loans now? BUS DRIVER NOTICE PLEASE: The Salina SunGunnison Valley Newt does not endorse, promote or encourage the purchase or sale ol any product or service NEEDED Sevier School District cepting applications for a is ac- part-tim- e (2 hours per school day) bus driver in the North Sevier attendance area. The position is open effective April 1. 1993. Applicants must be knowledgeable and skilled as a driver with a Commercial Drivers License and be able to work well with students nd the general public. Applications will be accepted until 12 noon on March 29. 1993, at the Sevier School District Office, 195 E 500 N, Richfield, Utah. ContactTransportation Supervisor Dick Cropper for details at 896-473- Mortgage rates are lower than they have been in 20 years, and have induced many people into considerJust a few years ing refinancing. ago some people were buying homes at interest rates as high as Rates are currently below 7.5 for fixed rate mortgages, and less than 7 for mortgages. Although the low interest may be tempting, refinancing may not be the most economically wise decision for home owners, according to Dr. Jean Lown, consumer economist in the Utah State University College of Family Life. Even though the variable rates are extremely low right now, it is likely they will increase in the future. A fixed rate mortgage gives homeowners a better idea when their expenses will be from month to month. 17. 30-ye- ar 15-ye- ar 2. PUBLIC NOTICES Your Bight to know what your government Is transacting TEACHER NEEDED South Sevier Middle School is e accepting applications fora science and industrial technology teacher for the 1993-9- 4 school year. Applications will be accepted at the South Sevier Middle School, 300 East Center, Monroe, Utah 84701. This position will be open until filled. Contact Principal Randy Johnson at 7 for details. D. Ware Samuel Signed: Business Administrator Published in the SALINA SUN March 17 and March 24, 1993. full-tim- 527-460- SCHOOL BOARD CHANGES DATE The Sevier School District Board of Education has changed the date of the April work Session and April Board Meeting to Wednesday, April 7, 1993. Both will be held at Koosharem Elementary School. The Work Session begins at 1:00 p.m. and the Board Meeting starts at 3:00 p.m. Signed: Samuel D. Ware Business Administrator Published in the SALINA SUN March 24, 1993. Signed: Samuel D. Ware Business Administrator Published in the SALINA SUN March 24, 1993. Museum offerings Dont consider refinancing The LDS Museum of Church History and Art is offering the following special exhibits. Through a Child's Eye: All Families of the Earth be Blessed, open through April 18, 1993. In this exhibit over 300 works of art by unless the new mortgage rate is at least two percentage points lower than your current rate. Even then, What is more mortifying than to feel that youve missed the plum for want of courage to shake the tree. Logan Pearsall Smith LDS children ages 5 through 1 1 depict families from all over the world working, playing, and worshipping together. Seeing with Inner Eyes: Religious Symbolism in Contemporary Latter-da- y Saint Art, open through 6, September 1993. An exhibit featuring LDS art from around the world using symbolism to communicate spiritual insights. Opening March 27 will bcThe Mountain of the Lord's House: Construction of the Salt Lake Temple, 1853-189This exhibit will celebrate the centennial of the Salt Lake Temple by telling the story of its construction through historic photographs, original architectural drawings, artifacts, and memorabilia. The Museum is located at 45 North West Temple, in Salt Lake City. Hours are Monday through Friday, 9 a.m. to 9 p.m. Saturday, Sunday and holidays, 10 a.m. to 7 p.m. Recorded Information: Does Your Heart Good. American Heart Association LDS Church Basketball The last few weeks have been busy ones for members of the basketball teams from the various wards throughout the stake as regional and final games were played. Pictured is Kyle Ashby, of the Salina 4th Ward, as he charges past his opponent to score. 3. Gazetteer (TM) isyouronly source forfull color topographic maps of the entire state, showing public land status, all in handy book form. It contains a complete listing of all roads, rivers, streams, and more. Look for it wherever books, maps or sporting goods are sold. Published by DeLorme Mapping, Freeport, Maine. For Sa BLM GRAZING PERMIT DELTA AREA Summer cattle permit in the Deseret Allotment. 1,245 AUM's $45,000 UTAH PRODUCTION CREDIT ASSOCIATION Call Rex or Vickie at (801 ) 7QQ Phone News Items , 528-311- 1 6-- Carlson Travel Network Toll Free BEEffiVt BUSINESS f & 800 777-572- 7 LEISURE TRAVEL ,, m UTAH INDEPENDENT BANK 37 Offices in Salina and Beaver Local Savings mean local ag loans. Ideally, we would like to raise the hogs 50 miles from the feed mill, but we will go 75 miles, said Rollins. The 75 mile radius extends to Delta Fillmore, Beaver and Enterprise in Washington County. The site for the packing plant has not been decided as yet, however in addition to the Milford area, Cedar City is being considered as a The plant could logical choice. process and kill up to 12,000 pigs a day like other giant packing plants in the midwest This requires massive power capabilities and transportation access. Contract farmers will be responsible for the start up costs of 268-209- 2 Mar. 31, 8 p.m. Senior Citizens Center in Moroni - The hogs will spend their entire lives inside buildings. Piglets are transferred to a nursery where they stay until they reach 12 pounds. At that point they are transferred to another complex until they tip the scales at 50 pounds. They then move on to another set of buildings where they will stay until they weigh 250 pounds. The next step is marketing. The huge complexes will have concrete slatted floors, automatic ventilation and feeding, overseen by workers. building the concrete facilities and providing water a manpower. The pigs, feed, technical and training assistance and veterinarian care will be provided by Smithfield of Utah. The contract farmer will be paid for every pound his pigs gain while under his care. A small contract farm would need 3 acres, while a large one could be 200 or more acres. An official emphasized that Smithfield of Utah will utilize every part of the animal except the The USDA projects that squeal. LEARN MORE! ie income of the project should be ncar $335 million annually at the nd of the six year developmental 1994. & Select departures from May 27 thru Sept 30, 1993 Complete Experience: rom Air, Bus, Lodging, Meals, Snacks, Guide Contract farmers may make bucks Pase-o- Church History Tours LDS Acquaintance: A degree of friendsliip called slight when its object is poor and obscure, and intimate when he is rich and famous. Ambrose Bierce The recent announcement by Smithfield Foods of Virginia and Carrolls Foods of North Carolina on their formation of Smithfield Foods Utah, and intent to breed, raise ' And. process aipd.Ou2 millioauhogs a year at the end of a six year development phase. Named as the center of the project is Milford, however farmers within 75 mile radius of Milford ' will be able to contract to raise and fatten pigs up to the 250 pound market weight. A feed mill will be bu ilt east of Milford, and officials say that as many as 11 00 farming jobs would be created, as well as an additional 400 to 500 packing plant employees. The company will begin building one 1 ,200 sow unit and two 2,400 sow units at the completion of a 90 to 120 day permit process. These three units should be ready for action in The Utah Atlas you will want to do some research. Add up all your closing costs and point expenses, divide by the amount of monthly savings and you will get the number of months it takes to break even, Lown says. This means you also have to consider how long you plan to stay in your home. The amount of closing costs and points vary. Those include the banks attorney fees and title search update. There may also be a prepayment penalty on your current mortgage. On a $50,000 mortgage the cost of refinancing could vary from $500 to $2,000. This is cash you will have to come up with at the time you refinance, which may put a strain on your familys emergency savings, even though it decreases monthly payments. For tax purposes, points paid by the buyer and mortgage prepayment penalties are deductible. generations farmers have always helped their neighbors when they needed it. For Today, farmers are still helping their neighbors. , But at the same time they are helping themselves. They are helping by investing in their local community bank. By investing locally, they are doing more than just helping their neighbors. They're helping themselves. farming, sooner or later almost everyone needs a financial helping hand. And a strong local bank means competitive ag loans today as well as In ' tomorrow. UTAH INDEPENDENT BANK Depositors Insured up to $100,000 Member Federal Deposit Insurance Corporation |