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Show ciiMn v HERALD SUNDAY, MAY 5. 1957 UUh County. UUh Know the E!e:; rica! Sefup; It Gives 'House Power' II Facts About yours is a typical American household, you've probably add-- e several electrical appliances in the last 10 years. But have you outgrown your present electrical system? It is a good idea to know and check your electrical system now Fix-U- p to be sure that you're getting the most out of it. Service Entrance is most often difficult and even It families For planning the lb remodel their homes, dangerous for a layman to accurately chek the size of the biggest problem is financial v here to get the money. Today wires ami capacity of the main there are many possible sources f home improvement money and a variety of methods of acquiring it. Each type of loan has advantages over the other types. The first item to consider in deciding what method of financing is best suited, to a hometow J I MAC owner's own Operation Home is the rut iox project Improvement amount that will be required. If the need is great, the money will probably have to come as a loan from a mortgage lending amounts Smaller institution. may be obtainable from a credit union or private sources; in many cases a contractor or lumMany a home owner who has ber dealer will allow the home- put off replacing a weathered owner to repay his charges in old roof has had cause to regret installments. it, for the interior damage Available Methods caused by leaks can be more Here are the most important costly than a new roof. methods of obtaining large sums Prevent damage by having of remodeling money: Refinanc- your roof inspected periodically ing or new mortgage financing, by a reliable roofing contractor. or additional mortgage pen-en- d Research has shown that a advance, Federal Housing Ad- roof wears out uniformly. Patchministration Title I home im- ing an old roof seldom pays. provement loans, and the indiTime and labor costs of revidual loon plans of banks and moving the old roof can be saved other lending Institutions. asif the by installing The largest amount old over the roof owner has completely paid for phalt shingles This retains the insulhis home or at least has a sub- covering. can be ating value of the old roof. stantial equity in it Home owners planning to obtained by getting an entirely will find that asphalt shin-gle- s new mortgage on it. New mortcome in a wide range of gage financing means exactly solid and blended colors for any what the term indicates, to get a new mortgage on a "paia-up- " home. The owner of such a property can often borrow up to 50 per cent of its appraised value, or even more. Refinancing Proeedure Refinancing is the procedure WILL whereby the owner acquires a new mortgage loan of an amount large enough to pay off the existing mortgage on a home and Exactly as to finance a modernizing project as well. Shown A fairly recent development in the mortgage lending busithe open-en- d ness mortgage Financing Job Hnn, hv v.iiir electrical con- - ti.i If your house is over 20 yeart old, it may be difficult to find all the fuses or circuit breakers. It is best to ask your electrical contractor to help you check. He will also explain the pur. pose of your fuse box and circuit breaker box and what to do in case a fuse should blow, or the circuit breaker tripe open. eded bv means of smaller wires called branch circuits If your house is less tnan 20 years old, you can usually find out how many general n appliance purpose and plug-ihave by branch circuits you toe counting the plug fuses- circuit breakers and noting their actor. The wires which connect your house to the power company's line and the box containing youc or main main switch-and-fuscircuit breaker comprise the main entrance for electricity into your home. The present and ampere ratings. future use of electricity in your home is limited by their capacity. From the electric service entrance, electricity is carried, as ti e, mi I it tl lv&v CS3BJ J cieurt TltWO CIICUTT CttCWT 'Arc MfAKta ... MIAMI . ftUAKM'ftOX ....... - S.L . mat mi Save Repairs; Inspect Roof long-weari- ng re-ro- of setting or type of architecture. Shingles are available in many shapes that form distinctive designs on the roof. You can add new beauty and protection to your home with smart, practical (LadDdPLH) roofing. UNDERGROUND LAWN SPRINKLING ALL-RUBB- ER FIRE SWEEPS BRITISH FREIGHTER are things Now lawn "burn-out- " of the past because regular, con trolled watering need ntvtr be put off. No hose to reel and unreel no connections to make . . . nothing to take out and bring in I Jutt turn a valve, and the sprinkler heads pop up, activated by water pressure, and spray an even, "rainfall" pattern of droplets over your entire lawn. It's right m rainl NEW YORK (UP) A predawn fire today swept two holds of a British freighter berthed in Brooklyn. None of the crew was reported ... injured. Coast Guard craft joined city firemen fireboats and land-base- d three-alarblaze in battling the on the freighter Manipur. m PH n families, even where major remodeling projects are the Stated simply, involved. conone pen-en- d mortgage is a under which the clause taining additional admake can lender vances of money for modernizing up to the amount of the original loan. Consult Lenders Homeowners who are not sure whether or not their mortgages contain open - end provisions should consult their lenders. Sometimes, a lending institution will write in such a clause, particularly if the institution has mortgages as adopted open-en- d standard procedure since the original mortgage was written. The homeowner who is planning to get a new mortgage,, cither on a new home or his present one, would be well advised to insist that the lender include an pen-en- d clause. Then, when remodeling becomes desirable later on, the financing path will be simple and clear-cu- t. Smaller home modernizing sands of projects, requiring expenditures of less than $3,500 can usually be financed without a mortgage involved in the transaction. And, as in the case of the bigger' jobs, there are a number of possible sources of money. Loan Program One of the most common is the FHA's Title I home improvement loan program. The Title I program, in its 20 years, has benefited millions of homeowners and has been behind billions of dollars worth of remodeling (Continued oa Page Six) lawn . . Flexible - bends around trees and corners. few days. controls spray . . . into corners, precisely along walks . . . without "misting" or waste! inside pipe No scale build-u- p . . . always gives full flow. Eliminates troublesome and unsightly sprinkling J? 214" No trenching to dim the . just slit sod, bury pipe, and tamp back ht turf. Marks disappear io "'m Permanent eant nut, corrode, or decay . . . unharmed by freezing! Efficient COOK YOUR FOOD BETTER has made refinancing procedures unnecessary for many thou- SYSTEM Planning k simple, and the entire installation can be made quickly and neatly; FREE! Booklet and Planning Guide containing complete information for homeowners It's Easy! No Special Toots I 1 OLs-K- I S TRADE WITH v. Ik .it's A , jessta! Whafe V - J 1. Plan whert heads will go, spacing about 10' apart. Drive stakes to mark heads (your dealer has printed instructions and a layout sheeU. 2. Lay Goodyear flexible rubber pipe to each stake, and assemble to 3. Fittings we molded for perfect no threads to Joints with pipe After cut! assembly, test system above ground and move heads 11 4. Slit ground 6 to 7 inches deep required for proper coverage. undamaged! "tee" joints and risers, using cement adhesive special Check These Labor Saving Features - BROILS THRU GLASS NO GIVES SMOKE NO SPATTERING TENDER, JUICY STEAKS. PERFECT ROASTS EVERY TIME, WITH NO PHftCO ROAST METER PHILCO - - MORE GUESSING . ... ... EVEN HEAT SURFACE UNITS ELIMINEVEN PROVIDE ATE HOT SPOTS, UTENSIL. HEAT UNDER ENTIRE MODEL 361 - PHILCO 30" RANGE LARGE n EJ l 95 jj jj Q w. t. 30" OVE- N- Similar to above Range ONLY J HARDWARE & FURNITURE 255 WEST CENTER FR 3-34- 82 i with spade and sink system In. to few days virtually all evidence of slitting has disappeared GOOEf EAR LAWN town is SPRINKLING SYSTEM HARDWARE & FURNITURE 255 W. Center FR 3-34- 82 |