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Show Page October HILL TOP TIMES 26 27. 1978 Dos? crodi? deal By Barbara Childs MSgt. Kenneth Finch has made the tough decision to leave active duty reserve recruiting and go back to being a switchman-brakema- n for the Union Pacific Railroad. However, the 508th Tactical Fighter Group (Reserve) will not lose Sergeant Finch entirely, as he will remain in the group as a reservist. courses at Keesler AFB, Miss., and the Air Force Recruiting School at Lackland AFB, Tex. Since joining the Air Force recruiting business, he has been a top recruiter. His expert knowledge of regulations governing IN ADDITION to his 28 years saves you monoy military for Sylvania Electronic Systems, and SERGEANT FINCH was nominated what his greatest asked accomplishment was in the recruiting logistics specialist Corporation. for Thiokol THE ANNUAL PERCENTAGE Rate (APR) is the most important factor. It tells you what you will have to pay for the money you borrow. By law, the APR must be stated, so that you can compare all credit offerings on the same basis. An 18 per cent APR means you'll be paying 1.5 per cent per month on the unpaid balance. A 12 per cent APR means you'll pay 1 per cent per month. Chemical A IN 1977 for Top Air Force Recruiter for Tenth Air Force (Reserve) and was cited for his outstanding support of the recruiting Personnel,. Management and Data Systems his unit was awarded the program. In F Air Force Outstanding Unit Award. Y-7- 7, 5 (OW.:"-".--- When business, he replied without hesitation, "A satisfied recruit." There have been scores of satisfied recruits added to ranks of the 508th Tactical Fighter Group (Reserve) and other units supported by the group since he came as the only recruiter. Suppose you wanted to borrow $2,000 to help buy a used car. You could pay anywhere from $198 to $684 in interest charges for a loan. This represents an Annual Percentage Rate of 9.25 per cent to 30 per cent. And that's a wide difference in the cost of credit. 24-mon- th IIE HAS BROUGHT many of those recruits into the Group through personal contacts. Several joined at the recommendations of : . Shopping around for the best credit deal can save you a bundle of money. And, since the "buy now - pay later" philosophy can cost you pennies or dollars, it pays to look carefully at the type of credit you choose. service, he hr served as field representative recruiting stems from over 20 years of reserve work, primarily in areas of personnel. - NATIVE OF OGDEX, Sergeant Finch graduated from Weber High School in 1950, and for the next 21 years served with the Utah Army National Guard. His training as an Air Force Reserve Recruiter began virtually on the day he entered the program in 1970. Since that time, he has completed two The sergeant is holder of many Air Force awards, among which is the Republic of Vietnam Cross of Gallantry with Palm. He has also been cited for his outstanding work in Civil Service. other satisfied personnel Sgt. Finch handled. BANKS USUALLY CHARGE from eight per cent to 18 per cent. The lower rates are for collateral loans, such as loans secured by savings or title to a car. The higher rates are for personal or unsecured loans. According to Sergeant Finch, his biggest challenge was changing old public misconceptions about the reservist. "He's no longer the weekend warrior, he is a highly m&mm. often better the than for duty prepared regulars. Changing that notion has been difficult, but we are making headway. Both locally and nationally, there is growing recognition for the professionalism of the reservist," said Sergeant Finch. competent professional mm Finance companies charge you from 12 per cent to 30 per cent to borrow money. Retail credit card charge accounts may charge 12 per cent to 18 per cent. But you can save all the finance charges for retail credit, if you of all consumers who pay join the within the 25 to 30 days allowed without any finance charges. one-thir- d Sergeant Finch, his wife, Kathleen, and their six children live in Ogden. He also has three grandsons. When asked what his hobbies are, Sergeant Finch replied, "Just fishing and having a good time with my grandchildren." MSgt. Kenneth Finch u M FOR A FREE COPY of ' 'Shoping for Credit Can Save You Cash," send a postcard to Consumer Information Center, Dept. 615F, Pueblo, Colo. 81009. (AFPS) m CNRISWJIAS C15u always get Something extta from ealyPotiBpedia tea'iiiif q 4404 So I960 U a ROY SHIRE SQUARE Down Will Hold 10 extra value... And a rosturepedic so good it shows! Scaly Posiuirprdic ia designed In cooperation with leading orthopedic surgeons for no morning backacbc from sleeping on a too-so-ft mattress Choose your own kind of Extra Firm or Gently Firm. 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