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Show Page June 30, HILL TOP TIMES 28 1978 PFC Tom Smith was a happy-go-luck- y guy with a beautiful wife and a pair of adorable kids. He should have lived to a ripe old age, but. . . he didn't. A car accident took his life and, with it, his family's security. His funeral costs wiped out their savings account and he'd never bothered with getting any life Today is the first day of the rest of your life. IilVVNift 11 insurance. so it can be the first day of somebody else's, too. n MCrou Are you counting on you. ready for the Reaper? CD !KAA Ik EAST LAYTON bedroom brick rambler, 4 fireplace. R-95- 2 $63,900 patios, family room with 8 UINTAH $48,900 Rambler with l34 bath on main floor animals. V2 4245 S. 675 E. fireplace neat home. SOUTH OGDEN pool, V2 baths - Both of these stories could have ended differently. For military members, there is Servicemen's Group Life Insurance, and for civil servants, the Federal Employee Group Life Insurance Program. With a small monthly or pay check deduction for either life insurance, a person can insure that his family, or a friend, is financially secure when he or she dies. The price isn't too high to pay for a loved one's security. But, as Brown's situation points out, there's more to life insurance than just paying the premiums on time. With either Servicemen's acre lot zoned for R-60- 1. Look 16x40 swimming Jim Brown, a civil servant, knew his terminal illness would kill him someday, but he preferred to live for the moment. He had an allotment going out of every pay check for his life insurance so he knew he wouldn't have to worry about his family when he died. He couldn't have been more wrong! His first wife, who was still listed as his beneficiary, received his insurance money. His second wife and his son had to go on welfare. Group Life Insurance or the Federal Employee Group Life Insurance Program, you are in the position to designate anyone you want as your beneficiary. To do this, note the person's name and address on the life in- surance form and you're all set. That's what Jim Brown did originally. Unfortunately, he didn't update his insurance when he remarried. If you remarry or your beneficiary dies before you do or some other event occurs that makes you want to change your beneficiary, don't wait! The longer you wait, the greater the chance that your life insurance will wind up in the wrong hands. Actually, you need not name a beneficiary for life insurance proceeds if you are satisfied with the order of precedence established by law. The automatic order is: (1) your widow or widower ; (2) if no widow or widower, your children; (3) if no children, your parents; (4) if no parent, your estate; (5) if no estate, your next of kin. If you wish the proceeds paid in some other way, you may name one or more beneficiaries. If you do name a beneficiary, however, remember to keep it current to reflect change in family status. Also, civil servants should keep in mind that any designation on file is cancelled when you transfer to another agency. (AFPS) bedroom 3 919 W. 4300 S. RIVER DALE Need room with large family, beautiful home with 6 bedrooms the laundry on main floor, 2V baths, 2 family rooms covered patio, fireplace, very nice landscaping plus. CAMPERS JUST ARRIVED!! 1. T4 ACRE LIGHT MANUFACTURING levels of the Pleasant View Plaza Hwy FROM INDIAN WELLS HOTEL 3200 sq. ft. on two 91. $55,700. PALM SPRINGS CI-8- 0 1319 E. $58,000. 3 1 bedrooms, 130 2 parking slab. N. EAST LAYTON full baths, Large Shipment of New Furniture car garage, extra 2 CLEARFIELD Immaculate penthouse condominium, 2 bedrooms, baths, all appliances stay. View. 6 and 8 Drawer Dressers SUNDOWNER CONDOMINIUM 2 Upholstered Chairs Wood Chairs, Benches Card Table Sets 6 1085 N. 1250 E. No. F. LAYTON $30,000. 3 bedroom, 2 story condominium, enjoy carefree living. 2 full baths, KAYSVILLE NEW HOME 1125 Rivordalo Rd. 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