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Show The Park Record Saturday, May 13, 2000 B-8 Program. Points JkOown ,, Caps,,, In!a Bank of Utah 30 yr Fix 8.500 0 30 yr FHAVA 8.500 0 15 yr Fix 8.625 0 Commonwealth United Mortgage 30 yr Jumbo 9.125 0 15 yr Fix 8.500 0 31 ARM 8.250 0 First Union Home Equity Corp. Second Mortgages Line of Credit Prime1 0 15 yr Fix 10 850 0 First Security Bank 55 ARM 8.125 0 71 ARM 8.250 0 101 ARM 8.500 0 Mountain Express Mortgage 30 yr Fix 8.500 0 a'1 ARM 7.875 0 MTA ARM 3.450 0 Intermcuntain Mortgage 30 yr Fix 8.500 0 15yrFix 8.125 0 51 yr ARM 8.250 0 Park City Bank, a division of DB&T 30 yr Fix 8.875 0 1 5 yr Fix 8.750 0 30 yr. Jumbo 9.125 0 U.S. Bank of Utah 30 yr Fix 8.750 0 15yrFix 8.625 0 1 yr ARM 8.250 0 Utah Housing Finance Agency 30 yr FHAVA 7.150 2 30 yr FHAVA 7.450 0 Washington Federal Savings 30 yr Fix 8.500 0 30 yr Jumbo 8.625 0 1 5 yr Fix 8.250 0 5 5 5 5 5 5 2'6 T-Bill NA NA 5 5 5 5 5 5 5 5 5 5 5 5 5 10 3-5 3-5 5 5 10 24.5 2'10 MTA 2 6 T-Bitl T-Bill T-BiH T-BiH 26 T-Bill 16 T-Bill The Utah Mortgage Pulse includes up-to-date information on home loan Rates charged by Salt Lake City area lenders. The information was accutate on Wednesday, May 1 0th but is subiect to change without notice. Closing points: One point equals 1 percent of the loan amount. Most lenders also require private mortgage insurance with down payments of less than 20 percent. Also, most lenders cnarge loan processing fees up to $300, credit & appraisal fees up to $400. origination fees of 1 percent, along with other closing costs. Index: T-Bill Yield on 1yr T-Bill. COFI Cost of Funds Index. MTA1 2-Month Treasury Average Index. Libor London InterBank Oflered Rate Source: Mountain Express Mortgage (435) 647-3700. Marketplace 1MB ft fltRflift iPXaumuflUuKS Local convention properties have reported that the following groups will meet during the week of May 14 - 20 in Park City. Information is supplied by the Park City ChamberBureau. L'uih Hemophilia As'n. 100 Critical Incident Slress ZZ Soft 45 Management 30 L'SSA .V:iKXI 40 Spencer Shenk Capers & The Mean's Getaway 50 Associates 20 Crossroads Fellowship Aventis Pharmaceuticals 55 Baptist Church UK) Elman Wells Wedding 80 Fraternal Order of Eagles 120 Recycled Paper Greetings 50 BYU Wasatch 25 Davis Education Association 34 Total 749 This is 76 percent of the number from the same week last year. vKtf iwmw itm. 1 " " ' " by Bruce Lewis OF THE RECORD STAFF "I am only about nine years late in owning my own place," said Jason Sanford, new proprietor propri-etor of The Morning Ray Cafe '"In college, I took an entrepre-neurship entrepre-neurship class and wrote a business busi-ness plan for a bagel-deli shop." "i intended to find a place and go into business right after school, but I started playing in a college-alternative band," Sanford continued. lie was a singer who also wrote songs and played both guitar and keyboard. The band recorded three records jnd received a limited amount of radio station play, he said, and he racked up more than 145,000 miles traveling across the U.S. and Canada in three years. i definitely slept more as a musician,-but it doesnt matter. I'm a workaholic no matter what I do," he smiled. Sanford completed the purchase pur-chase of the restaurant on Upper Main Street three months ago yesterday, and changed the name to The Morning Ray and Bagelry. Since then he has been involved in an extensive makeover. "We changed the lunch counter area, lowered the ceiling, put in new carpet and paint, and generally spruced things up" he said. , 'i generally tried to clean up the look of the place. It was already known for good food," Sanford said. "It was also known for questionable service. 'The Morning Wait,' 'The Morning Disarray,' I have heard them all. I'm working on that." Sanford has been working at staffing the front of the house with "characters." as he calls them. "I w ant a staff who jokes with the customers, who has a good time at their work. That kind of enjoyment is contagious." he said, "and I want those people working for me." Sanford said that customers accustomed to The Morning I ) Clark Johnson spends HIS DAVS PRESSING THE PETAL TO THE AAETAL Clark Johnson: Husband, father, second-generation custom jeweler. His design inspirations stem from his family and the beauty of the mountains. A quaking aspen. An alpine silhouette. A flower petal. These are th details he captures in precious metals and gemstones. Exquisite and meaningful, they are the trademarks of Tommy Knockers. 4 537 Historic Main Street Park City Open daily 649-8482 Morning Ray: new owner, new bagels, upgrades Proprietor adds menu items, will retain old standbys k 4. 2 net w lf,1 M v-y - ewf BRUCE LEWISRflK flKXWO Jason Sanford became the proprietor of The Morning Ray Cafe and Bagelry three months ago, nine years after he originally planned to open a business like It Ray's breakfast and a leaning toward natural and organic foods at the restaurant have nothing to fear from the change in ownership owner-ship - "I hadnt planned on a place with an existing breakfast business, but it's the bulk of this place's trade, and I am not going to change that." The big change is a complete line of H & H bagels from New York and a bagel sandwich-to-order operation he added to the menu line-up. "The bagels are partially cooked at sea level. The yeast glutenizes best at sea level, so the secret is to boil them at a low altitude, alti-tude, ship them here, then bake them," Sanford explained. "Then we make sandwiches to order and use a steamer at 180 degrees to warm and soften them - true New York style," he said. Customers can also purchase the partially finished bagels in bulk from The Morning Ray and bake them at home. "They will freeze for up to six months in a partially finished state without losing any quality, so it's a simple thing to take some home and put them in the freezer," freez-er," he added. Sanford returned to Park City to own his business because his parents "have lived here as long as I can remember." "Locals receive a 10-percent discount by identifying themselves them-selves as locals, and my parents receive a real deep discount by being my parents," he joked. "They fed me for 18 years, now it my turn to feed them." Sanford has added late-night service - the restaurant stays open until midnight Sundays through Wednesdays and until 2 a.m. Thursdays through Saturdays. "There are a lot of people who work late around here, but there wasn't a kitchen in Park City that stayed open past about 10 p.m. There was no place for them to go unwind, get a cup of coffee and some hot food before they ran the gauntlet of cops on 224." he said. "I thought some late-night late-night food service was important." impor-tant." "1 did have a part in recording three records. Nobody can take-that take-that away from me," Sanford said. "But this is what I have always wanted to do - run a place of my own, put my own stamp on it." The Morning Ray Cafe" and Bagelry is located at 268 Main Street. DrWJk ii II VI 1 PARK CITY PLANNING COMMISSION AND CITY COUNCIL NOTICE OF PUBLIC HEARINGS Comprehensive and Substantive Ro-writa of PARK CITY'S LAND MANAGEMENT CODE, including zone district and boundary changes. CHAPTER 7 ZONING DISTRICTS AND REGULATIONS DATETIME: Planning Commission-May 24, 2000 at 7:00 PM (Focusing on E-40, E. R-1, RM) DATETIME: Planning Commission-June 14, 2000 at 7:00 PM (Focusing on RD, RDM, RC, GC, U, FPZ, SLO) DATETIME: City Council-June 8, 2000 ct 6:00 PM (Focusing on HR-2, HRM, HRC, HCD, POS, ROS, SF, RCO, and zona changes as ststsd below) PLACE: City Council Chambers, City Hell, 445 ttarcac, Park City Proposed zone changes include, but are not I;.txJ to: Rezone to the new HM zone, all cndl HCD properties on Park Avenue, north of Tenth Street and south of Fifteen Street Rezone to the new HRM zone, the HH-1 properties on the east side of Park Avenue between 10th and 12th Streets. Rezone GC zoned property on west skb cn Perk Avenue to RC. Rezone RM properties north of 1th C:: J to Rezone E zoned City Pole property c2 cf Tc Avms to RG3 end the E zoned property at 1102-1114 Pck A;3. to I'.TSJ. Rezone to HRL, all properties leered south and eeet of Ontario and Marsac Avenues. Change to the new zena, i inC:72 properties located ceet and west of Main Street, wta tto except cf City property along H-eec and Swede Alley which sJeJ remcin wiSxsct the HTOHR2 evey. 1. 3. 4. 5. 7. Since 1976 A draft of th rwfskxw Is tx to Ftrsi Cetecns, pera c3 C13-CCC3 |