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Show z Homeowners Insurance Rate Comparison I i H I Companies listed $80,000 $80,000 $150,000 $150,000 Complaint Loss Expense Combined 5r in alphabetical order Ratio per Ratio Ratio Loss & Expense i Brick Frame Brick Frame 100K Written Ratio Premium $Z Allstate Insurance Company 199 233 372 436 .055 . 100.7 23.6 124.3 -I Bear River Mutual Insurance 199 233 364 402 .168 66.6 43.0 109.6 C " Farmers Home Mutual Insur. 233 271 x 449 520 .210 43.4 52.8 96.2 Farmers Insurance Exchange 250 284 493 559 .750 72.5 29.3 101.8 J Fire Insurance Exchange 225 256 444 504 .090 77.2 29.3 106.5 Hartford Insurance Co. (AARP) 185 205 347 386 .117 84.0 28.6 112.6 Liberty Mutual Fire Insur. Co. 226 . 260 433 498 .140 145.3 35.2 180.5 Milbank Insurance Company 201 . 238 419 495 .066 75.8 42.2 118.0 Phoenix Insurance Company 214 " 241 426 481 .000 108.4 46.8 155.2 Prudential Property & Casualty 226 ' 262 435 503 .000 63.0 45.0 108.0 Safeco Insurance Company 220 254 388 447 .207 95.2 32.9 128.1 . Standard Fire Insurance Co. 236 270 445 512 .731 70.0 53.8 123.8 State Farm Fire & Casualty Co. 235 271 442 509 .006 104.3 30.8 135.1 Transamerica Insurance Co. 218 252 450 522 .000 59.4 46.8 106.2 United Pacific Insurance Co. 236 236 439 439 .000 106.1 42.5 148.6 United Service Auto Assoc. 201 216 382 411 .000 71.1 19.5 90.6 Utah Farm Bureau Insurance 216 248 425 488 .165 88.0 43.3 131.3 Western Home Insurance Co. 206 239 396 459 .220 57.6 . 42.4 ' 100.0 Vanguard Insurance Company 210 241 413 475 .127 747 27X) 1012 Premium figures are for a one year policy beginning July 31, 1990 fc Automobile Insurance Rate Comparison J c. Companies listed Single Single Married Married Complaint Loss Expense Combined I t. in alphabetical order Male Female Male or . Male or Ratio per Ratio Ratio Loss & Expense r Female. Female 100K Written Ratio Age 20 Age 20 Age 37 Age 66 Premium " Standard and Preferred Auto Insurance Companies , I Aetna Casualty & Surety Co. 981 521 330 267 .194 75.3 46.5 121.8 Allstate Insurance Company 894 517 234 234 .021 74.7 26.9 101.6 Bear River Mutual Insurance 618 384 219 208 .079 71.0 30.3 101.3 1; Farmers Insurance Exchange 759 417 213 199 .008 69.0 36.9 105.9 Government Employees Insur. 690 487 252 252 .018 108.3 12.9 121.2 Horace Mann Insurance Co. 1,077 570 273 259 .000 52.5 28.0 80.5 ? I Liberty Mutual Fire Insur. Co. 1,027 649 331 281 .063 99.9 18.8 118.7 Nationwide Mutual Insur. Co. 742 427 240 216 .051 53.3 22.1 75.4 I ' Nationwide Mutual Fire Insur. 712 409 230 208 .059 55.4 22.1 77.5 Phoenix Insurance Company 1,048 685 321 292 .036 75.4 44.9 120.3 Prudential Property & Casualty 818 535 278 251 .123 51.2 35.9 87.1 -.I State Farm Mutual Auto Insur. 866 482 243 207 .007 77.2 35.8 113.0 United States Auto Assoc. 776 513 260 249 .000 80.2 8.2 88.4 Utah Farm Bureau Insur. Co. 881 504 259 ,241 .030 80.1 32.9 1 13.0 Utah Home Fire Insur. Co. 779 779 262 262 X)93 34.4 5.9 40.3 - Non Standard Auto Insurance Companies Allstate Indemnity Company 1,61 1 943 438 433 .000 74.2 25.2 99.4 Dairyland Insurance Company 978 840 462 480 .315 67.9 29.7 97.6 s: Guaranty National Insur. Co. 1,122 978 504 504 .016 65.1 35.5 100.6 - Mid Century Insurance Co. 1,108 754 539 539 .000 65.6 29.0 94.6 SJ Progressive Casualty Insur. Co. 1 1,272 t840 t412 t412 .391 56.9 37.3 94.2 State Farm Fire & Casualty 1,310 780 393 372 XH9 78.7 35.8 114.5 'Indicates a Non-Standard company that writes primarily high risk drivers or special types of automobiles. $100 deductible comprehensive coverage. $200 deductible collision coverage. t$250 deductible comprehensive coverage. J, I Premium figures are for a six month policy beginning July 31, 1990 |