OCR Text |
Show Re-introducing the great American way to build ; with no money down. Times were, Americans used to build their own homes. No one worried about high interest rates and large down payments. Today, there's a way you can do the same. How do you build with no money down in today's economy? By building with the Independent Home Builders of America. IHBA is dedicated to the idea that Americans can afford the home of their dreams by doing some or all of the finishing work on their home themselves. The work you do translates into "sweat equity" which most banks will accept as a down navment on a lone-term morteaee. t biggest stumbling block to a new home.' But we can help. : We'll help you secure a construction loan prior to building the home, as well as a long-term mortgage mort-gage upon completion of the home. 1HA, VA, and conventional programs are available.? The best time to build if now You may be thinking you ought to wait for interest rates to come down beforejyou build. But - actually, it pays to build now. Why? Because by waiting a ygax or two, you'll be faced with ever-increasing materials costs. And if you're renting, you're losing nojpnly the rent you And by building the IHBA way, you'll save 20-50 compared to the conventional way., Here's how it works: 1. Once you've decided on a design, your local IHBA builder prices out the home using the very best materials at the best prices. 2. Your IHBA builder frames the home on your lot and foundation, putting exterior doors and windows in place, and completes the home to a lockable stage. 3. With the weekly guidance of your IHBA builder, you, your family and friends complete the finishing work on the home. - pay every month to your landlord you're losing tax dollars you would have saved as a homeowner. A 100 custom home Your IHBA-built home is totally custom in every detail, with no pre-fabricated or pre-cut components. You can choose from one of our plans, or we'll build from your own design. Either way, your home . is exactly the way you want it right down to the " countertops. How to find out more Simply send in the coupon below. And we'll send you our free booklet, "How to Save 20-50 on the Cost of Your New Home. " ' With IHBA, your dream home isn't just a dream anymore. The very best for less By combining the buying power of many contractors, IHBA is able to obtain the very best prices on quality materials. Not only on lumber, but New in Town? Know someone who is? Call Irene Goodwin 586-5127 586-6469 Cedar City Hostess Hill ulliii I III II I WW(iJ J'!l lfh Independent Home Builders UBJ of America" Scott Crow and Associates P.O. Box 41 2 Minersville, Utah 84752 (801)386-2459 fMailto: I Independent Home Builders of America . 302 West 5400 South Salt Lake City, Utah 84107 1 I Please send me a copy of your free booklet, I ' "How to Save 20-50 on the Cost of Your ' 1 New Home." I I I'd like to talk to an IHBA builder in my area, f Name ' j Address " City State ' Zip Phone j ! "- rr " " on everything from floor coverings to appliances. Everything you'll need to finish your home is included in the cost of the IHBA package, Fact is, our specifications are so strict, most lumber yards don't even stock the high-grade materials we use to build your home. Plenty of financing . , , , In today's, enpnomy, financing can be the ! i ; j a E ; 1 1 e E I ' ! i M ! |