Show it YOU FAMILY'S FINANCES y III M fly ly Or Dr Carl f FF lie Q C Q How flow can I f tell when I should use credit und and when I should not A A. A A good question and the answer may surprise you You can only use credit safely when you ou are currently spending lei teas leu s than you take home Remember you have to keep on paying all those regular bills plus making the monthly payments on un the new credit You dont don't use credit just jUhl because youve you've hllen spent pent all till your cash Credit Is i u II budgeting tool it isn't extra Income What credit can do is allow you u to purchase I something which costs too loci much tt to takeout take Luke takeout out of any anyone one paycheck and aud spread the payments ov over r sew V era eral paychecks paycheck so 50 you can handle it it That way you can an get it when you need ft 1 and have the use ue of it while whitt you pay for it Dont Don't forget tow ever that credit costs money You should always alway know exactly ex e. how much and be sure un having the thing now b lit worth what it costs |