Show rr J w re r. r f t Pt G n t. t r. r A t i f rr r i r. r e U g r r f F iti y A AL L ra r a rR f 4 I r r r rP P r 4 Y i. i E j M Reed Pratt and Rand Randy Fowler have a new lease on life as they graduate from a state Use U se Your Head To Get Ahead Reed always used to say To 10 get ahead use your head said Yvonne Pratt wife of the 31 year old Centerville resident resident resident res res- ident who two years ago suddenly suddenly suddenly sud sud- denly had little to look ahead to in his own life REED PRATT a lineman for forthe forthe forthe the Mountain States Telephone Company and a professional tree topper was working on a apart apart apart part time job for Bobs Bob's Tree Service when in one second a freakish accident altered the course of his life Randy Fowler of Bountiful a 40 year old traffic manager with Clark Tank Lines a job which he had diligently worked up to during the course of sixteen years' years employment with the company suddenly faced the same wasteland a year ago when multiple sclerosis struck affecting his central nervous system eyes and limbs THROUGH THE aid of a unique organization i in n the United States Ab Ability Agencies School of Insurance a aUt Utah a h venture which is nationally ac acclaimed acclaimed acclaimed ac- ac claimed these two men and many others in their situation are becoming supporting self-supporting by using their heads program The establishment of Ability Agencies Is due to the re remarkable remarkable remarkable re- re efforts of A Allen lle n Howell and his wife Joy who Vho sought a supporting self-supporting profession profession profession pro pro- for their son Randy born with a congenital ailment that rendered all his limbs virtually immobile REFLECTION on Randy's future caused us to look around for some appropriate opportunity opportunity opportunity Mr Howell said Using his own background of eighteen years' years experience In the in insurance insurance insurance in- in Industry Mr Howell conceived the idea of an all encompassing program of in instruction instruction instruction in- in in insurance personal and commercial bonds workmen's workmen's workmen's work work- mens men's compensation health and accident life insurance stocks bonds and mutual funds Included also is practical guidance on advertising salesmanship salesmanship salesmanship sales sales- manship Income tax returns etc Mr Howells Howell's idea grew into a nine month course of training comprised of six phases of six weeks each WITH THE TIlE decision made on the academic require requirements ments Mr Howell then faced the most difficult of his problems Challenging Challenging Challenging Chal Chal- to his resourcefulness was the need for appropriate facilities where severely handicapped handicapped handicapped hand hand- men and women could gain competent and thorough insurance instruction in conjunction conjunction conjunction con con- junction with a residential medical medical medical med med- ical facility He found such a facility inthe inthe in inthe the new ultra modern Bonneville Bonneville Bonneville Bonne- Bonne ville Convalescent Center in Salt Lake City The Center was able to provide classroom facilities for the students and board and room for those who could not commute HE SOLVED two other problems problems problems lems financial support and suf sufficiently sufficiently suf- suf qualified instructors He outlined the proposed training training training train train- ing course to Dr Vaughn Hallof Hall Hallof Hallof of the Vocational Rehabilitation tion Division Utah State Board of Education The D Division vision has the re responsibility responsibility responsibility re- re of bringing rehabilitation rehabilitation rehabilitation reha reha- opportunities to as many of Utah's handicapped as possible Dr Hall and Phil Clinger of the undertook to provide necessary screening and recruiting of candidates THE SOLUTION to instructors instructors instructors tors was more quickly solved E. E Virgil Norton Utah's retired insurance commissioner and a time long-time teacher of insurance at the University of Utah agreed to instruct classes each morning morning morning morn morn- ing for his friend of two decades See Soo HEAD on pago page 2 Use Your Head Continued from front page Allen Howell In 1967 when the insurance study class was approved by Utah's Division of Vocational Rehabilitation funds were provided provided provided pro pro- vided to finance the program justifies Its support by pointing out that in 1966 It I supervised the vocational rehabilitation rehabilitation rehabilitation reha reha- of persons who through training in Increased c rea sed their earnings per cent oran or oran oran an average of more than annually Clinger also said There was an additional savings In welfare payments of more than MR m. FOWLER and Mr Pratt were two students In the second Insurance class organized under the program Except for a polio patient the class of ten comprised men I and women who had been injured in accidents The two graduating classes have organized in Into t 0 their own firm Ability In Insurance Insurance Insurance In- In Agencies which qualifies them to use their group I volume to meet the requirements requirements requirements require require- ments of national ins n s u ur urance r a n c e companies This larges the scope of their service to the public BOTH INSURANCE salesmen are married and have families Mr Fowler has five children ranging in age from two years old to nineteen Mr Pratt has I three I ranging in a ale age e from a baby of cf one one one- and one-half one years to a six year old Fortunately for both men they had financial assistance during their training period Mr Fowler said he had taken out a disability compensation insurance policy while working at Clark Tank Lines The In Insurance insurance insurance in- in provided him with an Income so that his wife wie didn't need to go to work MR m. m PRATT being injured on the job qualified for Workmen's Workmen's Work Work- mens men's Compensation which is presently financing his eleventh operation he is currently hospitalized hospitalized hospitalized hos hos- Graduation ceremonies were held Feb 16 one week after all members of ot the class had passed a National Securities Examination with an outstanding outstanding outstanding ing class average All have passed Utah's stiff examinations examinations examinations examina examina- in health property li ability and life insurance tests and obtained agents' agents licensing SAID HOWELL founder of ot the School We realize long ago that to get anywhere we could not appeal to charitable instincts but rather had to develop a good business proposition proposition proposition prop prop- for the people of this state and for the students In Inthe inthe inthe the class He said Although people handicapped in the use of or their limbs might be restricted re restricted restricted re- re in their physical movements movements movements move move- ments their minds not only are usually keen and alert but require extra challenge and ac ac- ac Such p people e op I e he reasoned could be unusually well-suited well to mastering the intricacies of insurance His two classes ofa of ofa a total of 23 students have proven his Ws point lk Ik |