OCR Text |
Show Card Of Thanks To the people of Panguitch; When more than one heart bears the weight of a sorrow, 'then all hearts shall find a way to peace. Please accept our heartfelt thank you for your generosity and kindness during this time of sorrow. The Joe Dechthold family I Friends Don't Let Friends Drive Drunk 1 DUCING T HOME EQUITY CREDIT LINE BORROW AT FIXED RATES. Write the interest off on your taxes. Give your home a hug. There's nothing like the security of a home. Or a home equity credit line. The money is there for life's financial emergencies, home improvements or even debt consolidation. Plus, there are no points, fees or other origination charges. And, because the loan is secured by your home's equity, the interest can be tax-deductible. But this security hasn't been without concerns namely fluctuating interest rates. Zions Bank has answered this concern with our Home Equity Credit Line's fixed-rate interest options. They give you choices. Use your equity for revolving credit or convert parts or all of it to a fixed-rate loan all within one Home Equity Credit Line. Add it up, and see why this is one of today's most economical ways to borrow. To apply, visit your local branch, call 1-800-429-9979, click on ZIONS BANK zionsbank.com or drop by our in-store location with extended hours. www.zionjbank.com As of21000 the prime rate was 8.75. Currently, if your loan-to-value ratio is 0-80. your regular APR will be 8.75; 81-90, 1 1.25 APR: and 91-100, 13.25 APR- The maximum APR is 18. A $16 charge is made tor any check or draft written against the line for less than $500. After the first 12 months, the credit line has a $50 annual fee. This offer is available on home equity credit lines below $250,000. Consult your tax advisor. As of 21000, a fixed rate of 9.67 APR is available for terms up to 60 months. Other terms available. A $25 charge is assessed each rime a fixed rale loan is established. AH rates are subject to change. Property insurance required. Member FDIC I . I s ' I That's what you'll get. We've set some pretty high g. ' standards for our performance. 1 What do you expect, . a quick response when you call? O.K. , '? And now our service comes with guarantees. When ' we say we're going to give you a certain level of service, we V , " " c mean it. And we're so serious about holding ourselves f accountable, if, for some reason, we can't live up to our f commitment, we'll pay you. Why? First, to compensate 4 : you for any inconvenience. But, more importantly, as a ' s reminder to ourselves not to let it happen again. Say you have a question about your bill that we can't ' answer when you call us. We'll investigate and get back to ' h you by letter or phone as soon as possible. But if it takes , . longer than ten working days, we'll credit $50 to your .' "j; account. , 1, Guarantees. Uncommon for a power company. But, .. t ? ' . i then again, we're an uncommon company. You can reach us 24 hours a day, 7 days a week. Just call 1-888-221-7070. f) UTAH POWER Making it happen. Utah Power is part of tlie ScottishPoioer group of companies. N V |