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Show DAILY HERALD Sunday. August 24,2008 C9 Canada to those around and under you, reprogram your brain for success and dig in. The last decade could have spelled disaster for envelope Successful businesspeople, companies like MackayMitch-ehowever, know that, even if adEnvelope Co. Fax machines, instaitf messaging, onversity strikes, they can wok around it. They are resilient. line catalogs, online bill paying, In the the anthrax scare, 911, recesMicrosoft was dominating its market, sion you name it. There was and Apple Computer's sales one threat after another. We were sagging. Steven lobs, could have gone into the tank who had cofounded Apple in 20 times. 1976, left in 1985 after a power But we changed our business Positive focus as necessary, cultivated struggle with the board of directors. Apple struggled too, new business and managed to until Jobs returned as CEO in survive and thrive. The same 1997. He recognized the big pany and the brand. Then CEO work hours may not apply, Janies Burke said, It will take vacations for our employees problem and fixed it by establishing a spirit of innovation time, it will take money and it were put on hold, wages held in at the company. If brands like will be very difficuk; biX we ' check. Its not forever, but its - iMac, iPod, fTunes and iPhone survivaL We would have had consider it a moral imperative, ring a bell, then youll know ; as well as good business, to re- a hard time telling our employwhat Jobs has been up to at ees that we werent resilient store Tylenol to its Apple. And you will see one of position. Sales recovered enough to provide them with the best examples of resiliency quickly. Resilient? You better jobs. It wasn't Just about us. We believe it. had a lot of families depending jn recent years. '! Tylenol currently controls Sure, those are two extreme on our flexibility. And we still, about 35 percent of the North da We are always looking for examples. But if those com- mar- - ; panies can bounce back on American ways to protect our business ket. But in 1982,you couldn't such a large scale, they should against the next threat, even if we haven't identified it yet. give Tylenol away. A psychoinspire those facing smaller I Maduy's Moral: Don't let path put cyanide into some challenges. hard times turn into end times. Sales slumps, production Tylenol capsules, causing eight deaths. Although it was clear slowdowns, labor issues and .. Lot them lead to your best times.. that Johnson & Johnson had changing customer prefer-ence- s done nothing wrong in the affect many businesses. ; ' manufacturing of the pills, the The strong survive not because I Harvey Mackay It the author company accegtacLrespensibil-it- y they are determined to conduct of The New York Timet No. I best seller Swim With and pdnSfmore than 31 mil- business as usual but because lion bottles from the shelves at they find ways to rise above the Sharht Without Being a cost of $100 million. The com- the issue at hand. Eaten Alive. He can be Remember, you cant live life reached through hit Web pany also offered to exchange the capsules for tablets, taking with an eraser. You cant antici- site, www.harveymackay. harve y another financial hit. pate every possible problem, no com, by But their response, putting matter how hard you try. But ' mackay.com or by writing him at MackayMitchetl customer safety before cor- - . you can resolve to face challenges as they arise. Keep your Envelope Co, 2100 Elm St. porate profit, helped restore mind wide open for solutions, confidence in both the cbm- - ... SE, Minneapolis MN 55414. is all too common in business. Anyone who has ever run a business wakes up regularly with nightmares about the what-ifs- .. the past 20 years. It win take Canada now. The sands provide 46 percent of Canadas oil time, he added. Premier Stelmach said Alproduction and that's expected Continued from CIO berta's oil sands caused less to be 80 percent by 2020. than 1lOthof 1 percent of John Baird, Canada's enviMayor Melissa Blake of world greenhouse gas emis-- . ronment minister, warned that the Wood Buffalo municipal sions and that Canada caused includes lose would which Fort energy district, Washington McMurray, also noted Alberta just 2 percent ofglobal emissecurity if it doesnt take Alsions. He also said emissions could sell its oil elsewhere if it berta's oiL If American mayors want does not flow south of the bor- from oil sands were overstated to send their money to under, We're still going to have compared to those from because conventional crude stable, undemocratic countries a market somewhere, Blake in the Middle East instead of to said. the figures do not take into account the emissions it takes Dave Colly er. Shell's chair Canada, that will be their call. If they want to pay a premium man in Canada, said world to ship Overseas oil to North America. for Iranian, Saudi, Iraqi oil that demand means oil companies will be their call, Baird said. must exploit unconventional Bit David Suzuki, Canadas h most prominent environmensources of energy. Alberta Premier Ed You have to consider the said he doubted Ameritalist, argued that introducing cans would accept the resultthe shipping issue distorted environmental impact in a broader context," Collyer said. the statistics. He also cauing higher prices at the pump tioned against accepting the should the U.S. decide against There is significant economic benefit from the development exploiting Alberta's oiL argument that the oil industry' Do you think Americans would develop safer techniques of oil sands. The oil sands repare going to be paying a buck resent a very secure, reliable, such as carbon capture storlong-tersource of supply to or a buck fifty more because age, noting that the time and somebody said that our carbon the United States. People m the money needed to determine US. win have to judge whether such methods could not be . footprint is higher than oil that supply stacks up to other from Kazakhs! an? Stelmach predicted-- ' told the AP. It's a pocket book alternatives. They say, No,ix we're goThe oil industry's Maynard ing to do research and realty V Stefanach recently met with, also said companies would be dean up our act. Well, you able to develop techniques to cant give these guys permisWilkins in an effort to con- sion to go ahead on the promvince more U.S politicians of protect the environment in ise that something is going to the importance of Alberta's the same way they made the in the future, Suzuki process of oil sands extracenergy supply. Oil from the sands goes only to the U.S. and tion commercially viable over listen . . U . mid-1990- s, . . Harvey Mackay Slel-mac- .. Struggles nt -- . . : . . pain-reliev- . . . . . . . The Daily Herald would like to i . J welcome baby boy, Cayden, to the Savvy Shopper family. the check, you're going to face the taxes and penalties I mentioned earlier a huge blow to your savings goals (to see ' exactly how huge, run the numbers on rolloversystems.com, which features a cashout calculator to help you survey the damage.) Leaving your money with your former employer is not a bad option particularly if you like your investment options. But the rollover is quick and easy, and puts you in the drivers seat as far as investing that money for the future; Tostart the ball rolling (so to , speak), pick up the phone and call your plan administrator or human resources represent a-tive. previous employers plan or do rollover. You're not the only .; one struggling financially Continued from CIO small businesses and even the need it and slowly pay it back big corporations are having s to yourself, with interest. The problems too, making all too common. "If youre hit downside? There are a few, actually .You're paying it back with a job Cut, or even if you with after-ta- x dollars, which ... leavevohintarity, you have will then be taxed again when ; three options when it conies to your401(k)," explains Spencer you start pulling the money put for retirement. If you leave Williams, President and CEO . your company, you'll likely be of RoUoverSystems, which asked to pay it back in full inhelps companies and employees side pf 60 days. And while your1 roll 40100 money into IRA accounts. You can leave the monmoney is out erf the market, ey in your former employer's .: youll be missing out on any growth it would have otherwise plan, have the company cut you a check for the account experienced. or you can roll the money Lastty, if you leave your ' over into an IRA. If you take job, leave your money in your Chatzky lay-off- bal-anc- e, s ? V Irt pSfi . Cayden was bom and while Amy will be out for a few weeks, you can still find the latest and greatest deals at wwwjsawyshopperdealsxom 08-08-- Brought to you by: 08 ThC : 2)ntlt$lffcrolb .. www.kereWextnuom KEY TIERED CD MINI ) r i 7 " -- , '. ' - . " , Vr s s aw s- .v ' : an w . $25,000-$99- , " ' S 999.99 " - r. . p I KEY . . 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