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Show ' SunAdvocate Price, Utah Tuesday November 21, 2000 11 : Gosile Uclloir missiooories Credit company completes . holiday shopping survey, releases recommendations V Americans plans to Bpend 45 percent more on holiday shopping than last year. According to a recent survey by Myvesta.org, the average holiday shopper will spend $1,220 in 2000, up from $841 in 1999.0ne in 10 shoppers will spend more than $1,500. , In addition, Americans credit card balances have increased by 60 percent The nationwide telephone survey of 1,000 respondents Indicated that Americans average credit card debt increased from $1,751 in 1999 to $2,814 In 2000., People's appetite for credit made a big leap forward in the past t year, it pointed out Mike Kidwell, vice president of the organization. . "Its not surprising after another year of economic enthusiast Until we experience a major economic downturn, people will continue to push their credit limits tathe sky," If consumers use. their credit cards to pay for those holiday purchases, the average total credit card debt in January will jump to more than $4,000. Assumingfiuit people make only the 2 percent minimum payment, it wifi take 38 years to pay off the debt and the ! , interest payments will top $9,000. ; The organizations calculation uses an 18 percent average credit y. card interest rate.'-- ' Kidwell is The lesson said. dear, holiday , Charge only what. can pay back in three months or less. , ' v By repaying the $4,000 debt in three months, the person Would .V; Day only about $120 In total interest. Myvesta.org offers the following hoUdayshoppingand credit tips; : ; ; Carry only two cards when shopping.; 'Use one credit .card with a aero balance lor purchases you will card for purchases you pay off in full Use the other, will pay off over Y.y V r, Kecord all of your purchases in your checkbook register. Even if you dont write a check, subtract the' amount of the purchased That way, when the bifi arrives, the money wifi be in your checking account to pay the bQl in full n 'Kr.V; A Avoid skip paymentoffers that cause you to pay more interest " v and fooe larger bills. Avoid buy now and pay later offers, which encourage you to ' spend moneyyoii dont have: ; store cards. , Use a major credit car instead of high-ra.When youre thinking about holiday gifts, remember that the personal involvement-- , not the cost- - 'Is what people remember,; - V vr. Kidwell added. Yv.y, Additional survey findings include: TFbrty-twpercent Of respondents say the do not cany a balance who reported on their credit cards, a decrease from the :' imbalance in 1999. i;' 'j- People carry an average of three credit cards; the same number ' Y reported in 1999. vY; y 20 :;y. More than percent of people have five or more cards; just about the same number report that they have no credit cards. ry People earning less than $25,000 a year have the highest aver; j age credit card balances ($43,674). While 33.6 percent of people will Bpend $500 or more on holiday gifts, 18 percent say they have no plans to shop for holiday gifts. More than 55 percent of 18 to 24tyeajslde have at least one card; 1 10 ...Y - ;Y,' y percent have fiviB or more. I1 Five percent of people are cluelessabout how much they owe on YY-v their credit cards. ' Elder Bryant j . non-prof- Elder James Erkklla has accepted a call to serve in the Illinois Reioria Mission for the Church of y Jesus Christ of Elder Justin Bryant has been . . L Stanley and Joy Podbevsek. Elder Erkklla's missionary farewell meeting will be Nov 26 at 11:45 a.m. at the ,80011616 LDS " ' Branch. '!, Elder Eriddla will enter the missionary training center Dea 6. . . Elder Kinder Elder BryanKInderrecentlyre . turned to the local area from serv- -- mission ing in the Greece-Aihen-s for the Church of Jesus Christ of Latterday Saints. Elder Kinder will speaking at the Hantiaston 1st LDS Ward. : Chapel on Nov 2ff at 12:50 p.m. His parents are David and' Vickie Kinder of Huntington, mis grandparents are LaRae Kinder; the late AG. Kinder and Don and 'i Lynnette Cox. meeting Elder Janes' original homeoom-ingrepwas postponed due to the death M his grandmother. He is the son of Dennis and Deborah Jams of Elmo. Grandparents are Jim Atwood, Duane and Erma Lou Jbnesandtbelate Jimmy and Salty v . ; ' 'V: .Staket" te e, y1-1- : ' low-rat- . Elder Jones Elder Matthew Bart Jones re- -' oently returned to the local area altar servbig in the North Carolinar Chariotte mission for the Church of Jesus ChriBt of Latterday Saints. Elder Jones wOl speak at sacns moot meeting Nov 26 at l(h50 am.: at the Ehno LDS Ward, 195 East Mala An opoj house will follow the low-intere- st ,: .. Erkkila. His grandparents, are Roland and Melba Erkkila and . j Latter-da- y ... Saints. I"- He is the son of Mike and Kim called to served in the Worth mission for the Church of Jesus Christ of Latter-da- y Saints. Elder Bryants missionary well meeting will be Nov 26 at 11 a.m. at the Price North LDS Stake Center. The stake center is located at 449 North 100 East in Price. Texaa-F- .; . Elder Erkkila ( ' . y. : . . X ' 'i' ' . : .. ; -- ' ; : Tv' 5 I - Call the Sun Advocate at 637-07- o 32 nt ' Cadet Braby, disciplined, physically conditioned Mandy D. Braby has graduated students. Cadets receive training from the Army Reserve Office a fundamental military skills, Corps Camp Challenge at sic rifle marksmanship, drfll and Fbrt Knox, Ky ceremonies, small arms tactics The camps designed to quality and communications. ' ; college students who have not v Braby is a 1997 graduate of Car- taken ROTC courses on campus to bon lfighSchooL Sheisthedaugh-ente- r Hie advanced senior pro- - ter of Jeff and Joanne Braby of ' Price. The cadet is a student at .. gram. V . The objectives are to develop Universiy of Utah." :. . g ; . r- W 'V. . I f 'y l(V vr: ? y: ' . " ... I. . : .'s - . s - .I NOTICES . ' ' r v ; fiecause the People Must, Know1 : ' f ; PLEASE CHECK YOUR AD 4 ' Cartxyi &ixfi Onion Ei accepting bids on ttw kwfnff: . V : 1 '. .V. 1 996 Dodge Dakota pick up vintl B7FL26P5W$551 667 Mesas, cal tie Cradl Union oIRos bstwiw tie hours of 1 0:00 ajn, aid MX) your ad JbeSUNADVrtmaieveiyeflort.loivd(ient)(vWeaihatyou he FIRST day 1 appears and kmedblaiy report anyjimrlo he Legal Aberfojnjf" ' atSsOSJn. '.-- cfo'V Boat 7ia, Price, 1B tl Utah 84501, Bktaw , . :;w: : .v.-- . fhe Board oiOlreclOT far Orton CounVRec Disvrt hoWapuMched . Dated 2000.- HanJoairmar. V 9CfVTSSIUbisid in C NOTICE OF PUBUC HEARING ' openandaksliKiZOOODIelrUBudlapubfclroUwIbeheardstim ' . - - ' -- 2L 2000: 0 PUBLIC NOTICE ' APPLICATION FOR PERMIT EXPANSION x : IMSchoO and Institulorallhm Lands Administra CARBON COUNTY . Townlpl! South, Rang. 9 Et,SLB4U ' V -- ;.8actlon;SW4NE4WiTHN) ,Contdnlng0j06acrea,moreorlaaa ' V.'. ' : i - . 'v ' s hereby given the! Lodestar tit Energ. he, on or aboil Augiat 21, 2000 sitamitled a cowing opwfcni far PtrniH Aim tor PtrmM ACTD07D20 to txlmd to reStateot Utah Go and llrlno. 1 Departs - AyhrWdualwWiingtoiubmlariompelngappIcalonto ApiovdbyWDivWonidOI,GaaartaMkwflalow a panel tackdngany of Iwabovedaacrfcad. into a part ot lie Beaver Creek CoaiLaaMUTU-7480-4 axchanga farNs property a portion held by Lodestar Enogy.lne.'nie - , screak stxxid aW Mm 'an applcalon andlw appropriafa appfcafon iee(). " '... && involving adviiee are tacated In Carbon County. The mini portals are located 14 inlee 'The TrurtLanmAdmlriBtalkinefl accept compelliyeHilcalOM(fcilnglwfal- - weat of Rioe, Utah h the Qordm Creak Coneumate Canyon area. 'The permit area lee wWiln lowing period of Ime: tmatv f ; '' ; ; Sl ,No8oe : Speoa lie year .:;$OM:ltehaaringeitohaldllQiriq;DeoambarA200amKOOPMinlOonhranee; Room (dflwPtaaaitaZorlng Bulking, 65 Souh 100 East Moa, Utah 84501. a;., : LODESTAR ENERGY, INC. ' j MieaidentaoltwDlalridarfWtadloartapiwkta lit anlrelMid Budget.. f: ' lie Sun Advocate y The . niarm and ask quadfanaooncamlr In PUBLIC NOTICE CARBON COUNTY RECREATK)NflRAN$PORTATION ' N SPECIAL SERVICE DISTRICT I ins Bom of DkBcton of tit Caron County RacreaoorvTranBponaoon -- I. Sendee Diatad have caled a Pitic Hearing tar lie purpose otadopfing a budget far Pbbidied ; . V; ; .CflMorder,SunnyeldeClly November 18, 21. 23 and 28,2000. . ' I ji . v st Advoitov i . meeonDecsntw 4, 200a at re Cartion CtPknninBand2briiriBOonfarenoeftDoin,65SoUhtOOEaRfaaUlahfarliepupoaeof berfn n November 1Al2000 . a Board TO ADOPT 2001 BUDGET FOR THE I ... Clf Ie aoceptng bide tar tie remodel ot.$unryaide City Hal and tie a i .j iji iniiiGMiMinMSQMCaicwviionLopipicB ranionorafnnaKappaaDainfDom. W avalabie at Sumydda Qty Hal.701 Maikat Street, Surmydde,lJTaby calng be openedpaoentaer 4444: The deadfoe toreubrnMon bfbidsls December i, 2000. Bda 5,200QatarefluiarVactiedui9dCCouncimee .'- -. : , PbflySandenoa i .fttalahedta8wSunAd))ocataNovemberl32l.200ft'.. ":ii. V Sunnyside pm. at (801 ) 637- - NOTICE OF 2000 BUDGET 6PEN1NG East 100 North or mal to RQ, r " be regponsbefcr more than one day,inoor--. Department yminQ4e37-fl732.cinomet Ingedfeniyou do not cal iheemy to our attention. Tbei you. t MfortnfonnaiSOnL-' . ' . -- . The budget may be inspected by lie pubfo et me office of tie pistrfex Treasurer, AM Planning and ZbringEUMrig, during regular busineas hours, Monday tvough Friday, to 50) PM I I . 9) , - . V; From lO AJL NOVEMBERS, 2000 WEDNESDAY; UnHSMRM. '. ? JY,D$COIBER22,200b TRUST LANDS ADMINISTRATION NOTICE OF TRUSTEES SALE r..::. '! ; v ! ; ' USNORTH617i)0 BEGINNING ATAPOWT WHICH I. .4871X) FEET FROM THE SOUTHEAST CORNER OF SSJTIONt, TOWN-- SHIP 15 SOUTH RANGE 10 EAST, SALT LAKE BASE AND MERIDIAN, AND RUNNING THENCE WEST 99.00 FEET; THENCE SOUTH 178.09 FEET TOTHE NORTHERLY RIGHT Of WAY UNE OP STATE HIGHWAY ' ; . ; 0 ; - , NE14NE14SW14NE14, S12SW14SW1M, NE1MSW1 ASW1M, S12NW1MSW1MSW1M, S12NE1MSW14NE1A, NE14NE14SW14,' SE14NW1MNE14SWlM,SE14SE14SE14NW143E14SE14NW14SW14 , Portion NW14NE14SW14NE1M ;; 1 010631471 ' vi . . . , ;'. Robert Karlya Successor Trustee 4723 Harrison BoMevard, Suite 200 : - ; -- - ' Ogden, Utah 84403 . Porton NW1MNW14NE1MSW1M Portion SE1MSW14SE14NW14 Porton NW1MSE14SE14NW14 Portion SE14NE1MNW1MSW14 , Porton NW1MSE14NW1MSW14 Porton SE1MSW14NW14SW14 Porton NW1MNWIMSW1MSW14 : . .1; . ; AlofLot8andg,andlieWefiarly40taetoiLjOt10,K8creMlnHetaarlUlah, Aoconfng to lie Official Plat tiersot, recorded in Book 2A of Phil, at Page 7ft Record of lie Carbon Counk Recorder. APJi .Tbgelierwiih el fie improvements now or heraaRsr erected on lie property and el - . BidderirnuMbepreparmtolBnitotoreirwtee$520020asatoarMrebaianoeofre. purchase price by 12D0 noon tie dqr blowing Vie sale. Boll payments must be in lie torm of a cadsert check or certified kinds. Cash It not acceptable. Sale Unr. (818) Dated: November 09, 2000 First American Title Insurance Agency Inc .TVs Krueger . - . Section 7: SE14SE14SE14, S12SW14SE14SE14, .' DATED: November 16, 200(1 ' Porton SW1MNW1MSW1MNE14 ' . Bidden mat b prepared to lender to lie tastes a 5,000.00 cashief check at (24)', .easements, appurtenances and fxturet now and hereafter apart of lie property. The address twiato and a caaNert cheek far re balanM of re purchase price MlhkiMieribf-tou- r of tto property la purported lobe 119 E St, Helper, UT 84528. Th undersigned dadeimi ; horn after Vie sale. " , . iabSty far any error in tie addrese. 1hesent ownore reported to bo Cheryl kLflachele. . POrton NE1MNW1MSW1MNE14 Potion SE14NW14SW14NE14 Porton SW14NW1MNE1MSW14 Portion NE1MNW14NE14SW14 Porton SW1MSE14SE14NW14 Porton NE14SE1MSE14NW14 Porton NE1MSE14NW14SW14 Portion SW14SE1MNW14SW14 Porton NE14NW1MSW14SW14 Tha falowing described real property wfl be sold at pubita aucSon to Iw highest bidder payable in lawful money of tie Unied States at tie entrance to the CourihouMbcalad ' Sedon17iWi4NEl4, N12NW14SW1M,NE14SW14, NW14SE14, at 149 E 100S, Price, UT 84501. on 12212000 at 1115 AM fair to purpose of faredoeing I- ;N12SE14SW14,N12SW14SE1M, SW14NE14.NW1M;' Trust Deed dated 823B7 and executed by Cheryl Hmeaiwr in favor of Bank of Utah, covering Vie fobwing real property tocaled in CaibonCounhr: Sedon 18NE14NE1M . I : S12NE14SW1M, : V NOTICE OF TRUSTEES SALE : TA LOAN V Section 8: W12SE1M, SE14SW14, S12SW1MNE1M, UT-52392--C . OF BEGINNING. SITUATE IN CARBON COUNTY, STATE OF UTAH. . , .(801)538-610- ' ... .. FEET AND WEST 50 i8,THENCE ALONG SAID RIGHT OF WAY LINE SOUTH 71 DEG, V. 27WEAST1041FEET;THENCE NORTH 22028 FEET TO THE POINT ' ; ; Reference No.: SULA 1310 Tha Trust Landa Adminitkafion reserve 8w right to reject any pppfcalon or aub- aeradiiwadaliorwiritarmaloaplaaBe contact Mr. Kurt M.Higgins at PiWshed in lie &AdvocalaNov0mber21, 28 and December 5, 2000 piaulorehijbiddw . : . fa The blowing deserfeedpropertywi be Enkanca of payable in lawful money of the United States at lie na of tale, at lie Main UT 100 84501, East Price, Caitxxi South, tie onFriday, Decam- County Court Compiex.149 Nr IS 2000 at 101)0 am, by Robert Kailya, Successor huatee, under lie Deed of Tlust xecuted by GrakflnaK.Rhtt, Trustor, to Bank of Utah) uTrustea, and Bank of Utah as Beneficiary, covering property purported located at 410 WSet Highway $ WeBngton, UT 84542 in Caibon County; Utah, and more partkularly described as blows: 1 , : Townghlpli SouBl Ranga B EmI SLil : 675.EaM 500 South, Sdte 500 Sal Lake City, Utah 84102 r. ; . . V T ' ' . - f - record more or less. . Porton NE14SE14SW1MSE14 Porton SW14NW1WSE14SE14 : ' l!I ; . perm! appfcafon are avalabto tor pubfc Ok Gaiarto Mining, 1594 West North Temple; Suile 121ft Salt Lake Copiee of . Portion SE1MNW14SE14SE1M ' acne : i Portion NW14SW1MSE1MSE14 Containing 711 NE14SW14SE14SE1M, Porton SE14N14SE14SE1M Porton NW1MSE1MSW14SE14 . : . S12SE14SW14SE1M Porton NE14NE14SE14SE14 Porton SW14NE14SE14SE14 : Cily; Utah 841146801. . Telephone: (801)4766303 v v.'. T ,!. -- -v. jv " '"VkMttwo oomrnerts, ctjecforwiiisl nsquesis tor Mbrmaloontotiem tegstdhgfit 1 RgQ-- r-THIS OSKMUNJCATICN IS FRCBI AN ATTORNEY Afffl DEBT COLLECTOR AND IS AfTDirector-faedcaur- e PerrnlAppl': This communication Is an attempt to collect a debt, and any kifomwtlon obtelnid w ATTCI7T TO COLLECT A DEBT ANY KFOFATON OBTAIN EDWILL BEDS ED FOR cafonmustbesubmiR9ftwilfo30dayB0fredatiofrefWblcafonaftriofos,toreUttt THAT PURPOSE be used for that pwpoM . CoalRegJatoProgram,1594WesthkreTfT9t4,Sulle121ftSa8LakeC8y,Ulli$4tl468mr' Published In lie Sun Adwcale November 21, 28 and December ft 200ft PubSshad In lie Sun Advocate November 21. 28 and December ft 2000. Pubfohed in lie Sun Advocate October 31 .November 7, 14 and 21, 200ft . ' ' (i J |